Ita Nzira Yako Kubva Pakukuvadza Zvakaipa Kuita Zvakanaka Kwazvo
Kubvisa ruzivo rwusingaiti ruzivo rwekukwereta uye kubata pane zvakadarika nokuda kwezvikwereti ndiyo nzira yakanakisisa yokutanga kuvakazve chikwereti chakaipa. Kuti uwedzere chikamu chako kusvika pachikwata chakanaka kuti uwane chibvumirano chekwereti rechikwereti uye chikwereti uye uwane chikwereti chemari inobatsira , iwe unofanirwa kuenda kune zvinopfuura matanho aya okutanga. Iwe unofanirwa kuratidza kune vashandi vechikwereti nevakweretesa kuti unogona kubata chikwereti zvine musoro uye hazvizogadziriswi pane zvitsva zvitsva kana iwe uchibvumira.
Kutanga kuvakazve chikwereti chako kunogona kunge kwakaoma, asi kana uchinge uchinge wakakura, iwe uchange uchitarisa nzira yako kune chikwereti chakanaka chekwereti.
Tanga Nekuwana New Account Accounts
Kana chikwereti chakaipa chakakusiya pasina makadhi emakadhi, iwe unofanira kutora kero imwe nhoroondo. Vanhu vazhinji vanopika makadhi emakwereti mushure mokunge vatengesi vakaipa vachitya kuti mitsva yemakadhi matsva ichavangotora mukutambudzika zvakare. Zvisinei, kudzivisa kadhi rechikwereti kunoita kuti zvive zvakaoma kuvaka zvakare chikwereti chako. Kushandisa kadhi rechikwereti nzira yakarurama ichakubatsira iwe kugadzira nhoroondo yakanaka yekubhadhara uye kukuisa pamugwagwa wekuvaka chikwata chakanaka chekwereti.
Kuva nechikwata chechikwereti chakaderera kunoita kuti zvive zvakaoma kugamuchira kubvumirwa kwekadhi rechikwereti kubva kubhangi guru. Nenzira yakanaka, iwe unenge uine zvimwe zvasarudzo.
- Retail Store kana Gas Credit Credit
- Secured Credit Card
- Your Local Bank kana Credit Union
- Chikwereti Cadhi yeBad Credit Scores
Usaisa ma kadhi akawanda emakadhi kamwechete.
Kushanda kwega kwega kunobata chikoro chako chekwereti, zvichiita kuti zvive zvakaoma kuti ugone kugamuchirwa kune imwe account.
Paunenge uri pakutsvaga kadhi rechikwereti, tarisira makadhikodhi epa subprime ayo anotora vanhu vane mvumo yakaipa. Aya makadhi echikwereti anowanzova nezvikwereti zvakadzama zvemari uye nemari yakakwirira kwazvo iyo inoita kuti chikwereti chisakanganise.
Vanhu vazhinji vanozviwana vakadzokera kumashure mune chikwereti nekwereti yakakanganisika mushure mekuedza kuvakazve nerimwe remhando idzi dzemakadhi emakadhi .
Iwe unofanirwawo kudzivisa makadhi emakwereti akabhadharwa kare senzira yekuvakazve chikwereti chakaipa. Nepo iwe unogona kuwana kadhi rechikwereti chabhadharwa zvisinei pasinei nhoroondo yako yechikwereti , haazvipoti kune mari yechikwereti - nokuti haisi makadhi emakadhi. Hazvina mhosva kuti uri mutoro sei, kushandisa kadhi rakabhadharwa hazvizobatsiri chikwereti chako.
Zvakakosha kutarisana nekuramba munzira yakarurama. Kana kadhi yako yekadhi rechikwereti ikarambwa, usaramba uchingoshandisa kadhi rechikwereti. Pane kudaro, tarisira kuti uwane tsamba mutsamba inokuudza zvikonzero zvakananga iwe wakarambwa. Kushandurwa kwako kunogona kusava nechokuita nekwereti yako chikoro, asi kunogona kuwirirana kune chimwe chinhu, semari yako.
Ita Zviri nani Kuwana Miitiro
Sezvo shoko iri richiti, "Kana ukaita zvawakaita nguva dzose, uchawana zvaunogara uine." Kuvaka chikwereti chitsva, iwe unofanira kutora chikwereti chako chekushandisa mari nekukuvadza nezvimwe zvitsva, zviri nani. Kana zvisina kudaro, iwe uchazopedzisira wakadzokera kwawakamboshanda zvakaoma kuti uende kure.
Zviripo mazuva ekubhadhara zvinhu zvausingakwanisi kutenga, kubhadhara zvishoma, nekudarika chikwereti chekadhi rechikwereti.
Kuvandudza chikwereti chako chekwereti kunoreva kugara zvakanaka pasi pekwereti chako chekwereti nekubhadhara zvikwereti zvekadhi rechikwereti nenguva, zvichida zvakakwana.
- Dos uye Zvipo Zvokushandisa Kushandisa Nokuchenjera
- Kutengesa chete Zvaunogona Kuita
- 5 Nzira Dzokuvaka Nhoroondo Yakanaka Kwazvo
Yeuka, tsika dzako dzekare dzakaipa dzakaunza kune chikwereti chakaipa. Kuvandudza mararamiro ako uye iwe uchavandudza chikwereti chako.
Chengetedza Zvinhu Zvose Pa Nguva
Mari yekubhadhara ndiyo inonyanya kukosha yekuvakazve chikwereti chako. Kunyange kana mubhadharo usingawanzoongororwa pamushumo wekwereti yako, unogona kuguma ipapo kana iwe uchinge uchinge uchinge uchinge uchinge uchinge wapera. Dzivisa kukanganisa pane imwe nhoroondo, kunyange zviduku zvakadai semitambo yelaibhurari, masikati masikati, uye mishonga yezvechiremba. Mamwe mabhizimusi ari kushandisa masangano ekuunganidza kuitira kutevera pavanenge vasina kubhadhara makambani evanhu. Kana imwe yenhoroondo yako ichienda kune zvikwereti, inoshushwa kune zvikwereti zvekwereti uye icharamba iri pamushumo wechikwereti kwemakore manomwe.
Ichakuparadza zvose kufambira mberi kwawakaita kusvikira ikozvino.
Tsiva Uipi Hwakanaka Nemazano Akanaka
Kana chiito chinonyatsoita kuti iwe uve wakakwana, danho rinotevera nderekuisa tsika dzako dzekwereti tsika . Chikwereti chako chakaipa hachizovandudzika kusvikira iwe uchiratidza vatengi vako kuti une zvazvinoda kuti uwane mahikirwo akanaka . Izvozvo zvinoreva kutengesa chete zvaunokwanisa kuwana uye kubhadhara musero wako nenguva panguva yemwedzi. Munguva iyi yekuvakazve nguva, usatora makadhi akawanda emakadhi nokuti anogona kuoma zvakaoma kutarisa zviyero zvako uye kubhadhara. Rimwe kana maviri makadhi echikwereti zvakawanda zvokuita kuti utange.