Chadha Kadhi vs. Credit Card
Kunyange zvazvo mazita dzimwe nguva anoshandiswa zvakasiyana, makadhi emakadhi uye makadhi ekubhadhara haasi chinhu chimwe chete.
Kusiyana pakati pekutengesa Makadhi neKodhadhi Makadhi
Kadhi kadhi rinonyanya kuve rudzi rwekadhi rechikwereti rinoda kuti iwe ubhadhe mari yako yakazara pakupera kwega roga yekubhadhara panzvimbo yekuita mamiriyoni mashoma ekubhadhara pachiyero pamwedzi yakawanda. Chengeta makadhi anokusimbisa iwe kuti uve nemhosva nekutenga kwako nokuti iwe unofanirwa kubhadhara chikamu chako pamagumo emwedzi.
Kadhi rechikwereti, kune rumwe rutivi, rinokubvumira kuti uve nechikwereti chinowirirana chaunogona kubhadhara pane imwe nguva. Izvo zviri nyore yekuita mari shoma ndeimwe yezvinhu zvinotungamirira vatengi muchikwereti chekwereti chikwereti.
Vamwe vanotengesa makadhi havakwanisi kukoshesa chikwereti , vachikupai (zvinoratidzika) zvisingagumi chikwereti chekwereti. Chengeta card issuers vane kanyoro kushandisa chikamu chekadhi yako yekubhadharira. Mari yekushandisa inowanikwa pane izvo chikwereti chekwereti chekwereti chinofunga kuti iwe unogona kubhadhara mwedzi umwe zvichienderana nezvinhu zvakasiyana-siyana zvinosanganisira mari yaunowana uye kushandisa uye kubhadhara tsika.
Makadhi okukwereta ane chikwereti chekwereti chakasimbiswa kana iwe uchibvumirwa kuti uwane kadhi rechikwereti. Chikwereti chechikwereti chinogara chakafanana kune chikamu chikuru kunze kwekuti iwe uchibvumirwa kuti uwedzere chikwereti chekwereti kana wako mubhadharo wekwereti yekwereti anoteredza chikwereti chako chekwereti. Panogona kunge kune zvikwereti zvekuwedzera chikwereti chako. Semuenzaniso, iwe uchabhadhara mari yepamusoro-iyo-uye pane dzimwe nguva kufara kwako kuwedzera kukunda kudarika chikwereti chekwereti pane rako rekukwereta kadhi rechikwereti.
Iwe unowanzodikanwa kuva nechikwereti chakanakisisa kuti uwane kadhi yekubhadhara. Marikiti yemakadhi inowanika kune dzakasiyana-siyana zvemakero emakero, kubva kune chikwereti chakashata kusvika kune chikwereti chakaisvonaka.
Nhamba shomanana dzinobudisa makadhi ekubhadhara. Kutaura zvazviri, American Express inonyanya kutengesa makadhi akawanda.
Chedha Kadhi vs. Credit Card Cost
Iwe haungabhadhara chikwereti pamutengo wemakadhi ekubhadharwa nekuti haubvumirwi kutakura chikamu kupfuura nguva yenyasha .
Zvisinei, iwe unotarisana nechirango chakasimba kana bhaari yako yakazara isingabhadharwi nezuva rakakodzera. Mari yekupedzisira inogona kunge iri mari yakatsetseka kana chikamu chemari yako, zvichienderana nemashoko emakadhi.
Marikiti yemakadhi inewo mari inononoka inotambirwa kana iwe usingakwanisi kubhadhara mari yako shoma negore rakakodzera. Nechemitemo, mari yekupedzisira pamakadhi echikwereti inogona kuva yakadarika $ 35, uye chete kana iwe usina kurasikirwa kwekubhadharwa kwekuwiri.
Chengeta makadhi hauna chido chekuda, saka ndicho chinhu chimwe chete chaunogona kutora kubva kune equation apo uri kutengesa kadhi yekubhadhara. Zvisinei, makadhi ekwereti ane chido chekuda. Zvechokwadi, kadhi rechikwereti chikwata chechikwereti ndechimwe chezvinhu zvinokosha zvikuru pamakadhi echikwereti sezvo chikwereti chekufarira chinokonzera zvakananga kuti iwe unobhadhara sei kutakura chikero pane kadhi rako rechikwereti. Iwe unogona kudzivisa kubhadhara chikwereti pane kadhi rechikwereti nokubhadhara chikero chakazara musati nguva yengoni ipera.
Kutengesa makadhi kazhinji kune mari yegore negore inogona kubviswa mugore rokutanga. Mari yegore negore inosiyana zvichienderana nekadhi asi inogona kunge yakareba se $ 500. Mamwe makadhi emakadhi anewo mari yegore negore, asi zviri nyore kuwana kadhi rakanaka rechikwereti risina mari yegore negore.
Zvibvumirano Kutengeswa
Chengeta makadhi haakubvumi kuti uite zviyero kana kuita mari inofambira mberi.
Kana iwe uchida kuva nekwanisi yekuita imwe yekutengeserana uku, kadhi rechikwereti ndiro roga sarudzo.
Chikwereti Kadhi Makomborero
Kudza makadhi dzimwe nguva kunouya nezvimwe zvikomborero izvo zvisingawanzopihwa nezvikwereti zvekwereti. Semuenzaniso, kadi yako yekubhadhara inogona kupa rubatsiro rwemugwagwa, rubatsiro rwakawedzerwa pane zvimwe zvekutenga, motokari yekubhadhara inshuwarisi, kuchengetedzwa kwekutenga, uye inshurensi yengozi yekufamba.