Auto Insurance Deductible Options
Ko motokari yemainishuwarenzi inogadziriswa inoshanda sei pakutanga? Yese inshuwarisi iri muitiro wayo wakajeka ndeyevimbiso yekubhadhara. Iwe uri kubhadhara kambani ye inshuwarisi yevimbiso yekukudzikinura iwe, kana kukuita iwe sezvawakanga uri - kusati kwaitika chiitiko chakavharidzirwa. Iyo yakagadziriswa ndiyo mari yakabviswa kubva kurasikirwa nehushandiro huripo kambani ye inshuwarisi ichabhadhara. Iyi ndiyo nzira yekambani yekudzorera zvimwe zvekurasikirwa kwayo uye kugovera njodzi pamwe chete neanoridzivirira.
Deductible sarudzo dzichasiyana nehurumende uye nekambani yveshuwarisi uye inofanira kutevera mitemo yenyika. Zvisarudzo zvinogona kusiyana kubva pamadhora mazana maviri nemazana maviri (250) akatengesa kusvika kune $ 1 000 kana kupfuura. Mamwe makambani anogona kupa sarudzo yekuti zero-deductible, asi zvingangodhura mari yakawanda kupfuura yepamusoro yakaderedza auto inshuwarisi yemutemo. Izvo zvinoparara zvinokonzerwa nekusarudza zviripo kuburikidza nedzimwe makambani. Iyi nzira inoderedza kudarika kwako kwegore negore iwe unoramba uine ngozi-isina.
Kunyanya kutengesa kwako kungave kusarudza chimwe chinhu-pakati pezvinhu zviviri zvakanyanyisa zvichienderana nemamiriro ako ega.
Kana Kutakura Deductible Yakakwirira Ndiyo Mazano Akanaka
Kana iwe uine imwe yekare yakagadzira uye imodhi yemotokari, inogona kunge iri pfungwa yakanaka yekutakura zvakaderedza deductible kuti uchengetedze mari yako yemotokisi yemutemo kana zvichibvisa kushandiswa kwakakwana uye kukanganisa zvachose.
Sei ichi? Motokari yacho inogona kunge isina kukwana zvakakwana kuti itsigire premium yerurimi yaunofanira kuripa. Zvitoro zvekare zvaizove zvakasiyana nemutemo uyu; zvisinei, iwe unogara uine sarudzo yekutenga yemotokari yemishuwarisi yakagadziriswa yakagadzirirwa zvakananga motokari yemagetsi kana matori.
Kana Kutakura Deductible Yakakwirira Kunogona Kuda Iwe
Kunyange kana iwe uine motokari yakasarudzwa uye uchisarudza kuwedzera yako yakagadzirirwa kuchengetedza mari yako auto auto premium, kune zvimwe zvimwe zvaunofunga iwe unofanira kuchengeta mupfungwa. Nemuenzaniso, kana iwe uri kubatanidzwa mumatambudziko emotokari , uchauya nechikwereti chakakosha chekubhadhara chakadai se $ 500 kana kunyange $ 1 000 asi kushungurudzika zvisina kukodzera pamari yako? Kana mhinduro yako iri hongu, mari yauri kuchengetedza painishuwarenzi yako yehushuga inogona kunge isina kukodzera dambudziko rezvemari raunogona kuzvigadzirira iwe pangozi yemotokari yemotokari.
Iyo Yakanakisisa Kugadzirisa
Kana usina chokwadi nezvekuti iwe kana iwe haufaniri kutakura motokari yepamusoro yveshuwarisi yakagadziriswa, funga nezvekuuya kweiyo deductible kunogona kuchinja mari yako kana iwe uine ngozi yemotokari. Iko kuchengetedzwa kwebhasi yako yveshuwarisi kunokosha here kumatambudziko emari iwe unogona kutarisana nekuuya nemari yakawanda inodhura?
Funga nezvekukosha kwemotokari yako. Iko inofanirwa nehuwandu hweinishuwarenzi iwe unofanirwa kubhadhara nekuzadza kwakakwana? Kana zvisingaiti, iwe unogona kunge uchiri nani ne " kubhadhara mutoro " chete motokari yemainishuwarenzi.
Kana iwe uchiri kutendeseka, taura ne auto auto inshurenzi uyo anogona kukupa mazano ako ose uye zvichida kana pane dzimwe nzira iwe unogona kuderedza purogiramu yako kuburikidza ne auto inshuwarisi kukodzwa kana zvimwe zvirongwa.