Mienzaniso: Paanenge achienda kuArizona , John anovhiringidzika uye anodonha kunze kwemotokari inouya paanenge achityaira motokari yake yokuvako. Vanhu vanoverengeka vakakuvadzwa mune imwe motokari pamwe chete nekukuvara kwakanyanya kwemotokari yavo. Imwe yveshuwarenzi yemhosva yaJohn yakatengwa kuburikidza nekambani yebhadharo yemotokari ichavhara zvikwereti zvechipatara zvekukuvara uye kukanganisa motokari yavo.
Purchasing Additional Liability Insurance
Icho hachisi chikonzero chekuvhara kaviri. Kana motokari yako yemishuwarisi yakazara motokari yako yokurenda, iwe unogadzirirwa. Dzimwe nzvimbo dzekutarisa kubhadhara dzinosanganisira kadhi rako rechikwereti uye kunyange foni yako.
Zvinoshandiswa kana iwe uchida muganhu wepamusoro wemhosva pamotokari yakasungwa. Kune rumwe rutivi iwe unotyaira moto yako yega auto nzira kukuisa iwe pangozi yakakwirira yekuona njodzi. Kune rumwe rutivi motokari inotora inogona kutengesa zvakasiyana pane zvaunoshandiswa uye ungave uri mune imwe nzvimbo usingazivi.
Kana iwe uchifunga kuwedzera chikwereti chako chemotokari yakabhadhara, funga kuchinja kwacho pamutemo wako pachako. Sezvo, chikwereti chako chinowanzoendesa kune renha, kushandura kugoverwa kuchapedzisira kuchikanganisa kugoverwa kwawedzerwa. Izvo huwandu huwandu hwehupfumi hwekubhadhara hahumbidzirwi . Zvikwereti zvakasarudzwa zvinokwaniswa ndeye 100,000 / 300,000.
Kusvika ku $ 100,000 inobhadhara munhu mumwe nomumwe uye kusvika ku $ 300,000 pangozi inobvumirwa kubhadhara nemiganhu iyi. Miganhu yakakwirira inowanikwa uye yakakurudzirwa zvichienderana nehupfumi hwako.
Uyewo funga kutenga Kuparara Kwekuparara Kwevamwe , iyo ndiyo inonyanya kukosha inopiwa kune munhu ari kukodha motokari.