Nzira Yokugadzira Motokari Inoshandiswa

by Emily Delbridge

Kuita motokari kutenga kunoda izvo zvinoratidzika kuva sekusingaperi kwezvisarudzo. Saka zvisarudzo zvakawanda zvakanyanyisa kunetseka kwekutenga motokari. Kusarudza kubhadhara motokari yakashandiswa ichisarudzo chikuru asi inogona kuita motokari dzausina kufunga kuti dzinogona kuitika, zvichibvira.

01 Kunyatsonzwisisa Motokari

Kana uchikwereta motokari uri kuita sarudzo yekuita mubhadharo nekusingaperi. Kubhadhara kwemotokari yako kuchava chikamu chebhajheti yako kusvikira iwe usarudza kusisarirwazve. Sei mumwe munhu achida kubhadhara motokari nokusingaperi? Iwe unogona kufunga nezvazvo sekubhadhara kukwereta motokari kana kubhadhara motokari. Iwe unotyaira kwemakore mashomanana ozoitengesa mufananidzo mutsva kana muenzaniso wakasiyana zvakasiyana.

Zvimwe zvekushandiswa kwemotokari yakashandiswa

Inofambisa Imotokari Yepamusoro Iwe Kazhinji Usingave Wakakwanisa Kugadzirisa : Une maziso ako akatarisa kune Audi kana Lexus? Imoto ye 40k kana 50k inogona kunge isina kukwana mubhajari yako asi kubhadhara kunogona kuita kuti zvive nyore. Kushandiswa kwemotokari inoshandiswa zvakanaka kune motokari dzinoramba dzichikosha. Inoshandiswa nepamusoro-gumbo motokari yakakwana yevashandi. Range Rovers naMercedes-Benz nemamwe mabhizimisi anowanzogadzirisa kukosha kwavo kunokonzera kukwereta zvakanaka.
Unogona Kuitengesa Izvo Kuti Uvandudzire Pasina Chinhu Chokutengesa Icho : Mutoro wokutengesa motokari ndeyechokwadi. Kutsvaga mutengi uye kutaurirana mutengo ndeyokutambudza vakawanda vanoda kutamba. Vanhu vazhinji vanongozvitengesa kuva mutengesi zvinowanzosiya iwe pfupi kuchinja. Kubhadhara kunoita kuti basa rive nyore nokuti mitemo yakasarudzwa panguva yekutenga.
Iva neNhepfenyuro Pfupi: Kuisainyoresa kwekutsinhanisa mari zvinoreva kuti iwe uri kuwana chikwereti pakati pemakore ekubhajisa. Kureba kwechikwereti kunogona kuva makore maviri, rimwe gore uye zvichida kunyange shoma. Izvi zvinogona kunge zvakagadzirwa kana iwe uchingoedza kuedza kuita uye muenzaniso kana kungoda motokari kwenguva pfupi.

Ngarava yeMotokari Yakashandiswa

Makore Akare Ane Zvimwe Zvinetso : Zvakanaka isu tose tinoziva motokari isingashande zviri nani nezera. Kubhadhara motokari yakashandiswa kunoreva kuti inotova nemakiromita pairi. Zvimwe zvezvinhu zvokutanga kuendesa kumotokari yekare ndeyomumotokari yemagetsi uye vanogona kutanga kuita mhere uye kukura.
Kutenga Mari: Ungave uchitenga kubva kune imwe nzvimbo yebhizimisi yekutengeserana kana kuti mutengesi pane imwe mari yekuwana mari yekutora chikwereti. Zvinogona kuve zvakakosha kuwana sangano rezvemari risingabhadhari mari asi vakawanda vanodhura mari inosvika $ 600.
Waranties Iva Nezvimwe Zvokudhura : Bumper to bumper warrantties zvirokwazvo ndiyo yakanakisisa asi inogona kuva yakaoma kuwana nemotokari yekare.
Zvakakosha Kugadzirisa Zvichaitika Kare Ramangwana Semakore Anotengesa Motokari : Mari yekubhadhara inowanzoenderana nekukosha kunofungidzirwa kwemotokari iyo inodzoka zvakare. Kutarisa kuti nhamba iyoyo ichave yakadii, inowedzera kuoma semotokari yemakore. Somugumisiro, zvinokwanisika motokari inofungidzirwa nehuwandu hwepamusoro uye uri kuramba uchibhadhara kusiyana.

02 Ziva Iko Kwokutsvaga Imotokari Yakashandiswa

Enda Nekutengesa

Vatengesi vepamusoro-gumbo vanotengesa motokari vanowanzopa mikana yekushandira pamotokari yakashandiswa. Tsvaga iwe waunosarudza kugadzira uye kuenzanisa uye kubvunza kana chikwata chiripo pane chimwe chinhu chinokufanirwa newe. Vanhu vazhinji havaoni kubhadhara motokari yakashandiswa isarudzo, itai kuti murikumbire. Hazvisi zvakajairika kubhadhara motokari yakashandiswa yakashandiswa. Icho hachikukuvadzi kubvunza pamusoro pezvinogona kusarudzwa.

Kutengesa Shanduro dzepaIndaneti

Kuwana chikwata chinoshandiswa kana kubvisa pane yako ikozvino hachina kumbove nyore. Mawebsite mashomanana akaisa zvose izvo iwe uye unoita zvakawanda zvebasa. Vose vachive vari ivo vakanakisisa asi ini ndichakutenderai kuti musarudze. Nzvimbo dzepamusoro dzekutsvaga mabhizimusi epaji dzinosanganisira:

SwapALease.com inopfuura 3 biliyoni motokari dzakarongwa dzichiita kuti iwane motokari yakakwana inogona kuitika. Iyo nzvimbo yakatarisa yemazuva ano uye iyo inopa mamwe akawanda mazano ekukubatsira iwe mukugadzirisa kushandiswa kwakafanana nekutengesa mabhadharo uye kuongorora motokari.
LeaseTrader.com Ichokwadi kuti mutungamiri mumhizha. Tsvaga nechikwata kana zvakatsvaga zvitsva kuti uwane motokari dzako.
LeaseQuit.com Ndiyo nzvimbo yakanakisisa yakagadzirirwa ine nhanho nehanho mirayiridzo yekuti nzira yacho inoshanda sei.

Kutora chikwereti chomumwe munhu kunogona kuita zvakawanda. Inogona kukuisa iwe mumotokari iwe ungasakwanise kutenga kutenga zvakakwana. Izvozvo zvinogona kunge zvisingatauriki kana kuti kwete chikwata chinhu chakanaka kwenguva refu, asi chiri chaicho chisarudzo choga. Kukwanisa kutora chikwereti chomumwe munhu kunovhura mikana mitsva uye inoita kuti iwe usingadi kuva pasi pesangano kwenguva yakadaro yakafanana nechembambo yekugara.

03 Taura Nezvekutengesa Zviri nani

Hazvikuvadzi Kubvunza

Imotokari inotengesa inoshandiswa sezvinotenga motokari itsva. Kana uri kuwana motokari kubva kune vatengesi, ita zvishoma nezvemotokari yauri kutenga. Ona kana iwe unogona kuwana zvakafanana nekugadzira nemuenzaniso wemakore mana kana makore mashanu ekure kana kuti zviri nani asi urefu hwekugadzirira kwako kuti uone kukosha kwayo ikozvino. Ichakupa kuongororwa kwakanaka kwekuti motokari yako ichave yakakosha kana chikwereti chako chapera. Tora kukosha kwemotokari yaunoda kubhadhara kunze kwezvaunofunga kuti kukosha kwaizove pakuguma kwechikwereti. Gurai iyo nenhamba yemwedzi yekubhajisa kwako uye iyo inofanira kukupa pfungwa yekuti mari yekubhadhara kwepamwedzi inofanira kunge yakaita sei.

Kutora Kubhadhara

Vatengesi vanowanzokurudzira mumwe munhu kutora chikwereti chavo. Hazvambonetseki kukumbira zvimwe. Kumbira yekutanga kana yekutanga uye yechipiri kubhadharwa kuribhadharwa paunotora chikwereti. Kazhinji mutengesi anoda kubva kunze kwechibvumirano saka zvakashata ivo vachafara kufara mberi.

04 Tenga IWarranty Best

Waranties nguva dzose inokosha. Kana ukasaina chikamu chekutengesa motokari yakashandiswa zvinonyanya kukosha. Zvinhu zvakawanda zvinogona kuipa zvakanyatsogadziriswa nemotokari uye kunyange usina iwe motokari chaiyo iwe uchiri kukwanisa kugadzirisa matambudziko ose. Munhu anokonzera kubhadhara mari inogona kuwanikwa zvakanyanya pamotokari yakashandiswa. Nguva dzose mubvunze nezve warranty kuitira kuti uzive chaizvo zvauri kunyora paunenge uchibhadhaza motokari.

05 Bvisa Mari Yako

Pasinei nokuti uri kubvumirana nekutengesa motokari yakashandiswa kana kuti motokari itsva yekutengesa, unoda kuidzivirira. Car inshuwarheni inodiwa nechose chinzvimbo chose. Hurumende ichaisa miganhu yehuwandu hwemishonga inowanikwa nemutemo, asi kambani yekubhadhara inoda nguva yakawanda inoda kuparidzirwa.

Zviyero zveMhosva : Zvakajairika kuti nyika dzitsvake zvishoma zvingangoita 25,000 / 50,000 miganhu yemhosva. Zvisinei, unogona kuwana kambani yekubhadhara inoda mitsara ye 100,000 / 300,000. Nokusayina chibvumirano chebvumirano, iwe uri kubvumirana nemotokari yavo yveshuwarisi inodiwa.

Comprehensive Coverage : Kuzvidzivirira kwepanyama kunowanikwa kwete chete pane zvaunofarira asiwo kukwidzika kwekambani yekambani. Kunyatsodzivirirwa kunodzivirira kune chero rudzi rwekuparara kwepanyama kunze kwekupopotedzana. Kurova mhuka, mhepo inoparadza, moto, kuba, kuparadza, kuora kwemhepo, nezvimwe zvose zvakaputirwa nehuwandu.

Collision Coverage : Kurova chero chinhu chisina kufanana chinonzi kubhurana. Kudzokera mubhokisi remakadhi kana garaji kune kukakavara. Kurova chirwere chevarindi ndiko kukanganisa. Kurova imwe motokari zvakare kusagadzikana. Kugoverana kwekugoverana kunenge kuchidiwa nguva dzose nekambani yako yekambani. Vanoda kuva nechokwadi chokuti mari yavo yakagadzirirwa zvakakwana mushure mokunge pangozi ipi zvayo.

Deductibles : Makambani ekukodha anogonawo kutaura kuti chii chinodhakwa iwe unoda kutakura. Havadi kutengesa zvakakwirira nokuti inoderedza mukana wekuti iwe uwane motokari yakagadziriswa. Ronga pamadhora mazana mashanu, vakawanda havaregi $ 1000 uye pamusoro.

Chechitatu yeInishuwarenzi : Kukundikana kutenga kuvhara kwakakwana uye ivo vanozotora chechitatu yemotokari yerishuwarenzi. Mutemo wechitatu unobata motokari yako yekukuvara kwepanyama asi kwete kwemhosva kana mari yekurapa. Iko mari inowanzopfuura yakawanda kupfuura kutenga mutemo wekasi. Kambani yekambani ichazokutumirai mushumo wekugovera.

Kambani Yekambani Inonyatsoziva NezveKari Yako Inishuwarenzi Inoshandiswa?

Iwe uchazodikanwa kuwedzera kambani yekukodha pamutemo wako sekurasikirwa payee uye kuwedzerwa inshuwarisi . Kambani yekambani inewo motokari. Vari kuzvichengetera iwe kwechinguva chekuda kwema dollar chiyero. Kana chimwe chinhu chichiitika kumotokari yavanoda kuziva nezvazvo. Kana chimwe chinhu chichishandura pamotokari yveshuwarisi, vanoda kuziva nezvazvo. Kuwedzera kune iyo purogiramu sekurasikirwa kworuzhinji kunoita kuti zvive zvese kuchinja kunotumirwa kune iwe neyekambani yekukodha. Kuwedzera kwavari sehuwandu hwehuchengetwa huchaita kuti zviitike zvose zvinoreva kuti cheki dzinoitwa kune iwe nekambani yekukodha.

Zviri nyore kuwedzera kurashikirwa payee uye kuwedzerwa inshuwarisi. Zvose zvaunoda ndekupa kero yakakodzera yekambani yekambani yako yekambani inoshandiswa kumotokari yemujeri wenyu. Kana danho iri risati raitwa kana kuti risina kuitwa zvakanaka, kambani yekukodha ichakuzivisa iwe uye kana isingashandurwi inotenga motokari yemotokari yechitatu.