Unofanira kuitei?
Ko Kana Ndisingatomboiti?
Yenyu yekutanga ingave yekuvhara garaji, yevhara machira ako uye kumirira. Izvozvo zvingava zvako kutanga, asi hazvisizvo zvakanakisisa. Zvakawanda zvinoenderana nemutauro wekontrakiti yako yechikwereti nezvimwe zvinhu (zvakadai sekwereti chenhoroondo yako ), asi kana iwe ukawa mazuva makumi matatu kana kupfuura shure kwekubhadhara kwako, uchagamuchira tsamba uye foni kubva kune wako chikwereti, yakatevera nedzimwe tsamba netsamba zhinji dzefoni. Pakupedzisira, pane imwe nguva, mumwe munhu achauya pamba pako kana nzvimbo yebhizimisi uye otorera motokari yako.
Repossession zvechokwadi ichaita kuti uwedzere matambudziko kupfuura zvakakosha. Chokutanga pane zvose, chichaita zvimwe zvinokanganisa kukwereta kwako. Chechipiri, iwe unogona kuguma uchiripo nekuda kwechikwereti chako. Izvi ndechokuti kana mutengi wako akatsiva motokari yako, ivo vari kutendeuka voitengesa. Uye kana mutengo wekutengesa usingafukidzi chaunokweretesa chikwereti, ivo vachadzoka kwauri nokuda kwekusiyana.
Nenzira, wako chikwereti achanyora pane kubhadhara mari kune chaunokwereta. Chinhu chinokosha: rega kudzivisa.
Taura neLender yako
Zvichida chinhu chakanakisisa chaungaita kana iwe usina kukwanisa kubhadhara motokari, kana kuti uri kuda, ndiko kudana wako chikwereti. Vatengesi havafariri kana iwe uchinge usisipo mubhadharo, asi vangasarudza kugadzirisa matambudziko aunenge uine pane kudzosera.
Vanogona kunge vachida kurega kubhadhara kwako kwemazuva makumi matatu kana kuti kugadzirisa chikwereti chako chiripo. Zvichida zvose. Refinancing ichakubvumira kuparadzira chikwereti chako kwenguva refu, nekuderedza mari yako yemwedzi. Mari iyo yakaderera inogona kukuchengetedza mari yakakwana kuti urege kurasikirwa nemotokari yako. Iwe unogona kunge uchigadzirisa pane imwe yepamusoro, asi zvinogonawo kuti purogiramu yako ichaderera. Kunyangwe iwe uchakwanisa kugadzirisa kana kuti kwete kubva pane zvimwe zvinhu, kusanganisira chikoro chako chekwereti, rekodi yekubhadhara yekare uye chikonzero chauri kuwira ikozvino. Asi nzira chete yauchazoziva nayo ndeyekutaura nemutengi wako.
Kutengesa Motokari Yako
Bheji yako yakanakisisa kuti urege kudzikinura uye kukuvadza chikwereti chako chingave chiri kutengesa motokari iwe pachako. Kutanga, bvunza wako chikwereti kuti iwe uripi mari yako yawakakwereta iye zvino. Iko kunonzi mubairo wekubhadhara. Zvadaro sarudza motokari yako yechokwadi yemusika kukosha. Iwe unogona kuwana kuti iwe unogona kutengesa motokari yako kune zvinopfuura mari yekubhadhara. Uye kunyange kana chigumisiro icho chikazova chikamu chakasara pane chikwereti , kutengesa zvingave zvakadaro iwe unogona kushandiswa. Zvakare, taura nemutengi wako. Vanogona kunge vachida kukanganwira chikamu kuti vasapedze mari uye kukanganisa kwekudzorera.
Kutsigira Motokari Yako
Kana iwe usingakwanisi kuita zvikwereti zvako uye hapana chimwe chezvisarudzo zviri pamusoro apa chiripo, iwe unogona kungoedza kuruma bullet uye kuchinja mukati meiyi.
Kupa motokari yako kune wako chikwereti kunoreva kukuvadzwa kwekwereti yako, asi zvichida zvishoma kudarika kubvuma kuzvidzora. Uye iwe unogona kukwanisa kubhadhara chibvumirano uko mari yaunenge uine chikwereti (mushure mekunge mutengesi atengesa motokari yako) inopera kana kukanganwirwa zvachose.
Kuwira kumashure pamotokari yemotokari yako dambudziko rechokwadi, asi kuvhara mwenje nekuvanza hazvizoiti kuti zviende. Sezvo nezvinhu zvakawanda muupenyu, kutendeseka ndiyo mitemo yakanakisisa. Ndizvo zvaunofarira kuti utarise matambudziko ako ekubhadhara uye ugoita navo zvakajeka. Taura neunokupa chikwereti uye uvazivise zviri kuitika. Vachada kubatsira. Ndizvo zvavanofarira, zvakare.