Dzidza Pamusoro peKugamuchira Chipo Kwegore Negore

Iko Internal Revenue Code inokonzera mutero wemupa pfuma kana mari yaunopa kune mumwe munhu mumwe chete, asi kana chete kana kukosha kwechipo kuchipfuura imwe chikumbaridzo chinonzi chipo chegore rega rega. Iwe unogona kupa chikamu chekuregererwa kwegore rimwe nerimwe usingabhadhari mutero - uye hongu, iwe unotarisirwa kuribhadhara panguva uye kana zvichiuya zvakakodzera, kwete mupi wechipo.

Iko Yechipo Chipo Chekuteerera

Izvo zvipo zvegore negore zvekusabhadhara zvipo zvakakonzerwa nekutengesa kwechikamu sechikamu cheRisitori Relief Act ra 1997, saka mari yacho yakawedzerwa mumakore akatevera kuti arambe achifambidzana nehupfumi.

Pasi pane chati inoratidza kuwedzera kwekusunungurwa kwegore negore kubvira muna 1997 kusvikira muna 2015. Kuregererwa kwakaramba kwakasimba kwezvikamu zvemazana emakore, zvichiwedzera muna 2002, 2006, 2009 uye 2013. Zvinogona kuwedzera kuwedzera kwe $ 1 000.

Historical Annual Gift Tax Kubviswa Kwemari

Gore Kuvhara kwegore negore Nhamba
1997 $ 10,000
1998 $ 10,000
1999 $ 10,000
2000 $ 10,000
2001 $ 10,000
2002 $ 11,000
2003 $ 11,000
2004 $ 11,000
2005 $ 11,000
2006 $ 12,000
2007 $ 12,000
2008 $ 12,000
2009 $ 13,000
2010 $ 13,000
2011 $ 13,000
2012 $ 13,000
2013 $ 14,000
2014 $ 14,000
2015

$ 14,000

Kuregererwa kunoramba kuri $ 14,000 muna 2016 uye kaviri kusvika $ 28,000 kana iwe wakaroorwa - unogona kupa $ 14,000 uye wako wako anogona kuita zvakafanana.

Zvose Zvinorevei

Usavhiringidza mutero wegore negore kusabviswa pamwe nehupenyu hwese hwekubhadhara mitero yemutero , iyo yakasiyana zvachose uye yakaoma zvikuru. Onai: Ndeupi musiyano pakati pegore reMwaka Gift Tax Exclusion uye Lifetime Gift Tax Exemption?

Hezvino ndiyo nzira yekuporesa kwemitero yegore negore inoshanda. Iwe unogona kupa chero ani zvake kusvika $ 14 000 muna 2016 pasina kubhadhara mutero wechipo. Nokuti izvi zvinorega gore negore, iwe unogona kupa $ 14,000 pamusi waChit. 31 uye imwe $ 14,000 paJan. 1 usina kuputsa mitemo kana kutora mutero. Kana iwe wakapa $ 15,000 musi waDec. 31, iwe unokwereta mutero wechipo kune $ 1 000, kukoshesa pamusoro pemari yekuregererwa pane imwe yenzira yepamusoro yemutero wepamusoro kusvika ku40 muzana.

Chipo hachifanirwe kuitwa mune rimwe chiyero chemari. Mutero unouyawo kana iwe uchiwedzera kupfuudza chikamu chekuregererwa, naizvozvo kana ukapa mumwe munhu $ 2,000 pamwedzi kwemwedzi gumi nemaviri, iwe uchabhadhara mutero wechipo uri mu $ 10 000.

IRS inotsanangura chipo sechinhu chero chipi zvacho chausingazogamuchiri zvakakwana mukudzoka. Kana iwe uchitengesa chidimbu chemunda kumunun'una wako kwe $ 100,000, asi nzvimbo yacho inoridzirwa pamutengo wekutengeserana kwemazana $ 200,000, iwe wakapa chipo che $ 100,000. Mutengo wakanaka wemusika unorondedzerwa seumwe munhu angazobhadhara zvakakodzera chimwe chinhu muchitsinhaniso chinonzwisisika apo iye kana mutengesi vakanga vasingamanikidzwi kubhadhara zvakawanda kana kutengesa zvishoma. Zvechokwadi, mari ndeyodhora-ye-dollar kukosha maererano nekuregererwa.

Mitemo iyi haishandisi kune zvose uye munhu wose. Iwe unogona kuita zvipo zvisingagumi mumhando yekudzidzira uye zvimwe zvakakosha zvekudzidzisa mari uye mari yekurapa kana iwe uchibhadhara chikoro chekudzidza kana mutarisiri wekunyorera zvakananga. Kana iwe uchibhadhara chikoro kana chiremba zvikwereti kune mumwe munhu hachisi chipo uye hazvirevi maererano nemari yekuregererwa. Iwe unogona kuita zvipo zvisingaverengeki kumasangano ezvematongerwe enyika uye kune mumwe wako, wakapa mudzimai wako mugari weUnited States.