Zvisinei, zvichienderana nekunogara kwaunogara, unogona kuwana zvakaoma kuti uwane chikwereti chekubhadhara mari kana kuti kubhadhara mari yekubhadhara mari pamwedzi. Heano mazano manomwe anobatsira pane zvaunogona kuita kuti ubatsire kutenga imba .
1. Chengetedza Kubhadhara Kuderera
Imwe nzira ndeyekushanda pakuchengetedza kwekubhadhara kukuru kwekubhadhara kuitira kuti ugone kutenga imba yaunoda. Chimwe chikwereti chakakura chichaderedza mari yaunofanira kukwereta kumusha, izvo zvinoreva kuti iwe unogona kutenga imba inodhura kana iwe uine mubhadharo wakakura. Kuchengetedza kubhadhara kunogona kukubatsira kuona kuti wakagadzirira kutenga imba .
Kana uri kutambura kuti uuye nemari yekuchengetedza, iwe unogona kuve nekuda kugadzira nenzira yaunoshandisa mari yako. Funga kurarama nevanogara navo kwemakore mashomanana kuitira kuti iwe uwane mari yakawanda mukuchengetera kubhadhara mari. Iwe unogonawo kuisa zvipo zvako zvose uye mabhonasi muchikwereti ichi kuti akubatsire kuzadzisa zvinangwa zvako zvekuchengeta nokukurumidza.
2. Tsvaga Imba Nekurohwa
Imwe nzira ndeyokutsvaga nzvimbo inokubvumira kubvarura chikamu chayo kuti ubatsire chikwereti. Kana iwe uchigara munzvimbo yakakwirira yekugara, iwe unogona kukwanisa kubhadhara iyo yakawanda kuti uwane chikamu chakanaka chekutora chikwereti chako. Kana ukaita izvi, iwe unofanirwa kuva nemwedzi mishomanana yekubhadhara mari yako yakachengetwa kuitira kuti ugone kuvhara nguva pakati pevatengesi uye chero kugadzirisa kwaunogona kutora.
3. Tarisa mune dzimwe nzvimbo
Imwe nzira yekukubatsira kuchengetedza pamba ndeyekutarisa kutarisa kune dzimwe nzvimbo. Kazhinji mukati memuguta mune mikana yakawanda yekutengesa kana iwe uchida kuenda chinguva chiduku zuva nezuva. Imwe nzira ndeyekufunga nezvekutsvaga basa mune mari shoma yekugara munzvimbo kuitira kuti ugone kuwana imba yaunoda. Iwe unogona kushamiswa nekuwanda kwerudzi ruduku ruchiri kupa.
4. Iva Wakagadzirira Kuzvigadzirisa
Kazhinji unogona kuwana zvinodzvinyirira zvinhu pamitengo inodhura. Chinokosha ndechokuwana chimwe chaunogona kurarama iwe paunenge uchigadzirisa kana kuti uine mari yakakwana pairi kuti uite zvinoita. Kana iwe uine rusununguko kuita basa iwe pachako, unogona kuisa muhutano hwekutsvaira uye nokukurumidza kuwedzera kukosha kweimba yeimba yako itsva. Zvakakosha kuti iwe uite kuti zvinhu zvose zviri pamutemo, uye iwe unogona kuramba uchibhadhara magetsi uye plumber sezvo nyaya idzi dzinogona kukanganisa kuchengetedza kwakawanda kweimba yako.
5. Shandisa Purogiramu Yomubatsiri Kwemusha
Kune nhamba dzinoverengeka dzenyika uye dzemunharaunda dzemubatsiri weimba kumutengesi dzinogona kukubatsira kuti uwane chikwereti chekubhadhara mari, kunyanya kana iwe uri wekutanga muimba mutengi. HUD inzvimbo yakanaka yekutanga asi USDA ine chirongwa chaungakwanisa kuwana kana uchigara mune imwe nzvimbo yekumaruwa.
Zvizhinji zvehurumende nematare anewo mapurogiramu anobatsira aungashandisa kubatsira nemari yekubhadhara kana yekuvhara. Tanga nekutarisa kune imwe nzvimbo uye kuwedzera kune nyika yose kutsvaga. Zvichienderana nemamiriro ako ezvinhu, iwe unogonawo kufunga nezveHatitat yeHumanity.
6. Kutenga-ku-Waka
Kana iwe uchinetseka kuti iwe haungakwanise kutenga chikwereti nekuda kwechikwata chechikwereti chakaderera, unogona kutarisa mune imwe sarudzo inokubvumira kubvarura-kuva yako pamba yako. Zvakakosha kuverenga zvose zvinyorwa zvakanaka kana iwe uchiita izvi uye uchienda kuburikidza nekuongorora kweimba usati wapinda mazviri. Inofanira kuveura izvo zvauri kuita kuti ugadzirise wakachenjera uye zvinoitika kana ukasarudza kubuda. Kunyange zvazvo iyi inogona kuva purogiramu yakanaka, vamwe vanhu vanoshandisa vashandi 'uye hazviwanzoshanda nguva dzose.
7. Mimwe Mari Miri
Iwe unogona kunge uchida kufunga nezvemamwe mabhiriro ezvimwe zvinowanikwa.
Iko kune dzimwe nzira dzetsika dzakadai seFHA kana Veterans 'Home loan . Izvi zvakananga mberi uye zvinogona kubatsira kana iwe usina mari yekubhadhara kana chikamu chechikwereti chakaderera. Iko kunewo humba co-ops iyo ichakubatsira kuti uwane mari yeimba. Zvisinei, idzi co-ops dzinotiwo chikamu chehutano hwemusha uye iwe unofanirwa kupa kuti utengese imba kwavari kana ukasarudza kuenda. Zvakare unofanirwa kuverenga zvakanyatsonaka kudhinda uye funga kana zvakakosha mukana wekupinda mumba.