Kwete kubhadhara. 100% mortgage financing.
Nharaunda inorambidzwa kuAmerica "kumaruwa" nzvimbo uye zvishoma kune vakwereta vane mari shoma kusvika kuenzanisiro, mari yekumaruwa inoshingaira inowanzochengetedza dzimba dzisina kudzivirirwa.
USDA Office Rural Development (RD) isangano reUnited States Dhipatimendi Rezvekurima iro rinoshandisa zvirongwa zvakarongedzwa kuvandudza hupfumi uye hupenyu hwehupenyu mumaruwa eMelika. Rural Development rine $ 86 mabhiriyoni ezvokubhadhara chikwereti uye inotora madhora madhora gumi nemazana matanhatu emari yehurongwa hwemari, zvikwereti zvezvikwereti, uye zvipo kuburikidza nezvirongwa zvavo.
Musi waOctober 13, 1994, Dhipatimendi Rezvekurima rakagadziriswa zvakare pasi peStrus Crop Insurance Reform Act ya1994 uye Dhipatimendi rezvekurimazve rezvekugadzirisa Mutemo muna 1994. Pasi pechiitiko ichocho, USDA Rural Development yakagadzirirwa kutungamirira maimbova Farmers Home Administration (FmHA) asina -kurudzira mapurogiramu ezvehupfumi emisha yekumaruwa, zvivako zvemunharaunda, mvura uye kushandiswa kwemarara, nemabhizimisi emaruwa.
Rural Areas
Izwi rokuti "nzvimbo yekumaruwa" rinoreva nzvimbo ipi neipi, sekusimbiswa nevekupedzisira kuverengwa kweBenni Census, iyo isiripo:
- mukati meguta, guta, kana nzvimbo inowanikwa ine vagari vepamusoro pevagari 20 000; kana
- nzvimbo yeugbanized yakazara uye iri pedo neguta kana taundi rine vanhu vakawanda kupfuura vagari 50 000 vanogara
IA USDA inotsanangura mitemo yavo, kunyanya mirayiridzo yenharaunda ingangodaro yakave iri "nzvimbo yekumaruwa," asi yakakura uye haisisiri "kumaruwa."
Nzvimbo ipi neipi inosarudzwa se '' kumaruwa '' kana kuti '' nzvimbo yekumaruwa '' isati yaOctober 1, 1990, uye yakatsunga kusava 'kumaruwa' 'kana kuti' 'nzvimbo yekumaruwa' 'zvichibva pamatambudziko akawanikwa kubva kana mushure megore ra1990, 2000, kana gore ra2010, uye nzvimbo ipi neipi inonzi i "nzvimbo yekumaruwa" chero ipi zvayo mukati mekutanga kubva musi waJanuary 1, 2000, uye kupera musi waDecember 31, 2010, icharamba ichienzaniswa kusvikira kuwanikwa kwemashoko kubva kumakumi emakore ekuverengwa kwenyika mugore ra2020, kana nzvimbo yakadaro ine vagari vanopfuura 10 000 asi kwete kudarika makumi matatu nezviuru makumi matatu, inzvimbo yekumaruwa mune unhu, uye ine kusakosha kwakanyanya kwemari yekubhadhara mari yemhuri shoma uye ine mwero .
Kushungurudzika zvakadaro? Kwete kunetseka, hazvisi sekutyisa sezvazvinonzwika. Kana iwe uri mudiki guta reAmerica iwe unenge uine nzvimbo dzenharaunda yako yakakodzera yekubhadhara mari yekumaruwa.
Zvose zvakataura, iwe unogona kunge uchikumbira chii chiri mauri? Is USDA iri kubhadhara kubvumirana kwepamutemo kune chikwereti chako chemari? Ndezvipi zvinobatsira kune vagari vomunharaunda?
Makomborero eDADA Mari
Zvikomborero zvikuru ndezvi:
100% chibhadharo chechi LTV chinoenderana neAAPPRAISED kukosha
Zero kubhadhara mutero uye hapana muchero wepasi unowanikwa.
Hapana muganho pane mutengesi kana kuti chipo
Low mortgage inshuwarisi
Low-interest interest
Flexible Credit Guidelines
Pfuma inofanira kunge iri mumaruwa akakodzera
Urongwa hweRural Housing Loan chirongwa cheDhipatimendi reMari reUnited States. Zvakapedzisira zvabhadharwa nehurongwa hwevakwereta. Kufanana neFederal Housing Administration yeFHA kutenga mari, USDA inoshandisa puroimari yekubhadhara mari yekubhadhara mari yekuchengetedza mari yekuchengetedza chirongwa chemari chekuAmerica chekuenda kumba.
Kubva munaOctober 1, 2012, USDA mortgage yunivhesiti yemitengo yakave iri:
Nokutenga, 2.00% yepamusoro yebhadharo yakabhadharwa pakuvhara, zvichienderana nehuwandu hwechikwereti
Nokuda kwekunatswa, 2.00% yepamusoro yebhadharo yakabhadharwa pakuvhara, zvichienderana nehuwandu hwechikwereti
Pamusoro pezvikwereti zvose, 0.40% mari yegore, zvichienderana nebhayari huru yakasara
Semuenzaniso wehupenyu chaihwo: Muridzi weimba aine $ 100 000 wekubhadhara chikwereti muBlacksburg, Virginia, aizotarisirwa kuita $ 2,000 pfront mortgage inshuwalimi yebhadharo yekubhadhara pakuvhara, pamwe chete ne $ 33.33 pamwedzi wekubhadhara kwe mortgage inshuwarisi.
USDA upfront mortgage inshuwarisi haibhadharwi semari. Yakawedzerwa kune chikwereti chako chemari.