Bhabamacare Ichandibata Sei?

Obama's Health Care Mutemo Inobata MaAmerica

Murwere Anochengeteka uye Ane Hanya Nekutarisira Mutemo we 2010 inobata munhu wese nenzira dzakasiyana. Utano hwehutano inshuwalano hunobvumira kutenga kwehutano yemishonga inshuwarano . Munhu wese anofanira kuva nehutano inshuwarisi kwemwedzi mipfumbamwe kubva pagore kana kubhadhara mutero. Nokuda kwemashoko ekupedzisira, ona Apo Obamacare Inotanga Rini?

Heino nhungamiro yakakurumidza uye iri nyore kukubatsira kuti uwane kuti Obamacare inokukanganisa sei. Ingozvinyora pasi kumamiriro ako ezvinhu kuti uwane zvese.

... Kana Ndatova Inishuwarenzi?

Kana inshuwarisi yako yakasikwa pamberi paMarch 23, 2010 (apo ACA yakasayirwa), chirongwa chako hachichinje. Ndiyo "iyo yakave yakaberekerwa mukati," uye haifaniri kupa zvakakosha Obamacare zvinobatsira. Nokuda kwechikonzero ichocho, iwe unofanira kufananidza nezvirongwa zvekugoverana nokuti iwe unogona kuwana zvakanakisisa kubata.

Kana hurongwa hwako hwakasikwa mushure meKubvumbi 23, 2010, huchashandurwa kuti huwane zvitsva zvinodiwa kana kambani yakabvisa. Izvo zvinoita kuti iwe uwane inshuwarisi itsva. Somuenzaniso, ACA inoda kuti mapurogiramu ese yveshuwarisi akuchengetedze kana iwe uchingorwara. Havagoni kukudonhedze kunyange iwe wakatadza kukanganisa pahutano hwehutano inshuwarheni . Havagone kurega kugoverwa kwaunogamuchira pamusoro pehupenyu hwako. Zvirongwa hazvikwanisi kukuramba iwe kuparidzirwa kana iwe kana mwana wako ane mamiriro akambovapo . Nyika yako inofanirwa kubvumirana nehuwandu hwekukwikwidza. Inofanira kukubvumira kuti uwedzere vana vako kusvika pazera remakore makumi maviri nemaviri.

Nokuda kwezvimwe, tarisa gumi zvakakosha zvoutano .

Kana iwe uine inshuwarisi kuburikidza nekambani yako, inogona kurega kufambisa kugovera kwako. Pane kudaro, inogona kukupa iwe rubatsiro kutenga inshuwarheni pane shanduko panzvimbo. Mamwe makambani maduku akawana kuti mari yakawanda-inoshanda kubhadhara chirango. Vanoziva kuti vashandi vavo vanogona kugoverana pamakwikwi.

Mamwe mabhizimisi maduku angatengesa kugoverana ivo pachavo kuti vawane mutengo uri nani. Iyo CBO inofungidzira iwe pakati pevashandi vemamiriyoni mashanu yakarashika zvirongwa zvavo zviripo sechiguma.

Ramba uchifunga kuti makambani anopa hutano inshuwarisi sechibatsiro chokukwezva vashandi vakanaka. Vangadaro vanoita izvi kupfuura kubhadhara mibairo yakakwirira. Inopa mutero kubhadhara kwavari. Nokudaro, vazhinji mapurani emakambani angave asingashanduki.

... Kana Ndisina Inshurensi?

Unofanirwa kuva ne inshuwarisi kwemwedzi mipfumbamwe kubva kune gumi nembiri kana kubhadhara mutero wehuwandu hwe2,5 kubva muzana yemari yako. Iwe unogona kutengesa chirongwa icho chinosangana nezvido zvako pane zvehutano hwekugoverana. Iko kugoverana kuchakubatsirawo kuziva kana iwe unokodzera kutenga zvikwereti zvemitero kana zvimwe zvipo zvehutano hurumende. Nyika dzakapiwa zvikwereti zveSweden zvekubhadhara kugoverana. Tsvaga mamiriro ako ezvinhu.

Kana zviwanikwa zvako zvikamu 138 muzana kana zvishoma zvehurumende yehurumende yehurombo , mari yako yveshuwarenzi ichafukidzwa neMedicaid kunze kwekuti iwe ugare mune imwe nyika isina kuwedzera Medicaid . Tsvaga kana nyika yako yakawedzera Medicaid.

Kana mari yako iri pasi pe400 muzana yehurombo uhu, iwe unowana chikwereti chemutero mwedzi mumwe nomumwe kuti ubatsire kubhadhara inshuwarisi. Pano Ndizvo Ndichakwanisa Kubatsiririra Kubatsiri?

Ko Obamacare Inobatsira Sei Medicare?

IAACA yakawedzera kubatsirwa kwako kana une Medicare. Zvinoda kuti utano hwakanaka uye kutarisa kushandiswa kwekuchengetedza kune rusununguko. Kana uine Medicare Part D, Obamacare inowedzera zvimwe zvezvinodhaka zvinodhaka kana iwe ukawira munharaunda. Pakazosvika 2020, gomba rekushandisa richabviswa. Vakuru vanozofanirazve kubhadhara mutero uyu kana Trump achidzorera uye anotsiva Obamacare .

Ko Obamacare Inobatsira Sei Kuduku Kuduku?

Bhizimisi rose nevashandi ve50-99 vanofanira kupa hutano inshuwarheni kana kubhadhara mutero we $ 2,000 pamushandi (kune vose asi vashandi vokutanga 30). Icho chakatanga munaJanuary 2016. (Chipo: US Treasury, Final Regs for Affordable Care Act, February 10, 2014)

Kana bhizinesi rako rine vashandi makumi maviri nevashanu kana kuti vashoma, unogona kuwana chikwereti chemitero ye50 muzana yemari yehutano inshuwarisi. Mabhizimisi ose ane vashandi vashoma vashanu vanogona kutengesa inshuwarisi pane kugoverana.

Vanogona kupa dzimwe nzira dzakanaka kudarika iwe unogona kuwana iye zvino. Kana iwe uchipa hutano inshuwarano kune vekare vasati vasvika 55-64, unogona kuwana rubatsiro rwemari yehurumende. Tsvaga kuti sei ERRP. Hezvino zvimwe zvipo zvekubatsira mabhizimisi maduku kutevera Obamacare.

Obamacare Inowanzobvunzwa Mibvunzo

Kuwana nzira dzakawanda Obamacare inokubata iwe, ona bhuku rangu The Ultimate Obamacare Handbook (2015 - 2016) .