Nguva pfupi yemainishuwarenzi yehutano inotakura hutano hutano hwekutarisira kwenguva pfupi Mitemo yakawanda ichafukidza imwe, mitatu kana mitanhatu mwedzi. Inosanganisira zvikwereti zvakakura zvekurapa uye haisi kushanyira zvakanaka kana kushanyira gore negore. Izvo zvakagadzirirwa kukuchengetedza kubva kune imwe yehutano inokurumidzira uye vazhinji havakwanisi kuita zvinotarisirwa neAne Affordable Care Act. Yakawanda yenguva pfupi yemajisi inshuwarisi yemitemo ichasiya mitemo chaiyo.
Iwe haugoni kukodzera kana iwe uri nepamuviri kana kana wako wako ane pamuviri.
Ndirini Ndiri Kushandisa Inishuwarenzi Yemazuva Ekupedzisira Youtano
Nguva pfupi yemautano inshuwarano inogona kuva yakagadzirisa sarudzo kana iwe uine mwedzi kana maviri musiyano pakati pehutano hwehutano inshuwarisi. Iwe unogona kunge uri kushamisika kuti ungaitei kana iwe usingadi kushandisa uchishandisa mari yako yeCOBRA inodhura, asi unoshuva yekuenda usina utano hwehutano inshuwarani uchitsvaga basa idzva, kumirira inshuwarisi kutanga pane rimwe basa kana iwe uchimirira kutanga kwekuparidzira kwako pane chirongwa chehu inshuwarisi yakazvimirira. Nguva pfupi yemautano inshuwarano inogona kupa mari shoma, chisarudzo chenguva pfupi kuti ikubatsire kuzadza zvikwereti zvaunenge uchiverenga. Vanogona kukubatsira kuti urege kubhadhara zvikwereti zvezvechiremba usina hutano inshuwarisi .
Ndezvipi Zvakawanda Zvichapedza Nguva Pfupi Youtano Inishuwarenzi Mari
Nguva pfupi yemautano inshuwarano inogona kunge isina mari. Mari inogona kunge yakaderera se $ 30.00 pamwedzi. Zvisinei, zvirongwa zvacho zvose zvinoshanda nekodzero yakawanda inofanira kuwanikwa musati bhuwarisi inotanga kubhadhara mari yekurapa.
Zvimwe zvirongwa zvinopa huwandu hwakazara kana iwe wakambosangana nedzimwe dzinokonzerwa nedzimwe mari. Kana iwe uri nepamuviri kwenguva refu yveshuwarhu yehutano inshuwarano haingakufukidzi iwe, uye kana wako wako ane pamuviri havagoni kukufukidza pane imwe purogiramu imwechetewo zvakare. Kazhinji inshuwarhu yehutano yveshuwarhu haisati ichitarisa kutarirwa zvakanaka kwechiremba kana kumwe kumwe kutarisirwa kunowanikwa pasi pekushanyira kwechiremba wegore negore.
Kana iwe uri nepamuviri, iwe unogona kukodzera kushandisa inshuwalhu yehutano pasi pehutano hwehutano hwakagadzirirwa nehurumende yako yeChinakidza Care Ac t. Iwe unogonawo kukodzera kana iwe wakanga uine chiitiko chekuchinja hupenyu kana wakarashika kugoverwa kwako. Iva nechokwadi chekutarisa izvi sarudzo nekuwedzera kwepurogiramu yema inshuwarano yehutano kwenguva pfupi.
Inguva Yakareba Ipi Ichavhara Ichapera?
Nguva pfupi yemautano yveshuwarisi mishonga ine nguva inosvika nguva yakareba yei ichapa kugoverwa iwe unogona kuwana kugoverwa kwemwedzi mumwe uye mamwe mazano achawedzera kusvika kumwedzi mitatu. Iyi mitemo yakagadzirirwa kukuchengetedza iwe nezvinhu zvako munguva shoma shomanana yaunogona kuva nayo nguva dzose inishuwarenzi yekuvhara. Mumwe mujeri weInishuwarenzi anogona kutsanangura kusiyana kwehuwandu uye izvo zvauchava nemhosva yekubhadhara. Izvi ndezvekusiya gap inshuwarisi yenyika. Icho chiripo kuti ufukidze njodzi dzinogona kuitika apo iwe wakamirira hutano hwako hutsva hwehutano inshuwarisi. Nguva pfupi yehutano inshuwarhu haisati yawana inishuwarenzi inodiwa yeAne Affordable Care Act. Izvi zvinoreva kuti iwe unogona kupiwa mhosva kune mwedzi yaunoshandisa purogiramu yehutano yehutano yemazuva mashoma. Zvisinei, rinogona kukuchengetedza mari kana iwe une chirwere chakakura chekurapa.
Kana iwe uchiziva kuti mukana wako ndewe mwedzi chete, iwe unogona kugumisa kuponesa mari uchishandisa mutemo wenguva pfupi kunyange uchifunga nezvezvakanaka zvaunofanira kubhadhara. Iva nechokwadi chekutarisa zvose zvasarudzo zvinowanikwa kwauri uye uone kana zvichigona kukodzera kune imwe inshurensi kana kuburikidza nevabereki vako kuronga kana kuburikidza neAne Affordable Care Act.
Ndeipi Ndingafanira Kuwana Ndini Inishuwarenzi Yemazuva Ekupedzisira Youtano
Iwe unogona kufunga kushandisa mapurogiramu kana iwe usingadi kuva nechirevo chepreexisting kana kuti chimiro chekumirira kune yako inotevera inshuwarhu yehutano. Sezvo hurumende isingadhuri zvingave zvakakosha mari shomanana yekuwana inshuwalhu yehutano kwenguva pfupi. Uyezve, masangano akawanda ehurumni anogona kukupa iwe kuonana uye zvinokwanisika kukanganisa mazano apo iwe unotanga kudzidza. Izvi zvinokufukidza iwe paunenge uchitsvaga basa uye kumirira kusvika utano hwako hwehutano inshuwarisi hutanga paunoshandira wako mutsva.
Iyi ndiyo nzira yakanakisisa yekukubatsira kuti uvhare zvikanganiso zvinogona kuitika pakati pebasa kana kutora uye basa rako rokutanga. Kana iwe usisakwanisi kubhadhara inshuwarisi kuvabereki vako varonga, unogona kusarudza kunyoresa purogiramu yemazuva mashoma apo iwe unotarisira imwe iri nani kana kumirira kusarudzwa kwekuzarura.