Nzvimbo Yakakwirira Deductible Health Insurance Policy Inoshanda Sei?
Iyo yakakodzwa yakawanda inowanzobva pa $ 1000.00 kusvika ku $ 5000.00.
Iwe unogona kuwana inshuwarisi zvirongwa nepamusoro zvakanyanya deductible. Iwe unogona kuzarura nhoroondo yehutano yekuchengetedza kana iwe une ductible yakakwirira yehutano inshuwarano. Iyi nhoroondo inokubvumira kupa zvipo nemitero inobhadhara mutero, uye iwe unogona kuisa mari yacho gore negore. Kana iwe ukatora purogiramu yakakodzwa yakakwirira, unofanirwa kuzarura iyo yehutano yekuchengeta mari panguva imwe chete. Iwe unofanirwa kushanda kugovera mari yako yakabviswa gore roga rega, kuitira kuti iwe uve nemari yekuvhara mari yako yekurapa. Kunyange zvazvo zvingaita zvakafanana nekodzero yekushandisa mari, yakasiyana kubva kune imwe.
Ndezvipi Zvinobatsira zveHurumende Deductible Health Insurance Plan?
Iko kushandiswa kukuru kwerongwa rakakodzwa rakakosha nderekuti miriyamisi yemwedzi yepamwedzi yakaderera. Izvi zvichakuchengetedza pamusangano wechiitiko chinotyisa uye kukubatsira kuti urege kutora zvikwereti izvo zvino zviri panzvimbo pasi peNotengeswa Care Care Act.
Kana iwe uine hutano uye inshuwarhu yehutano inoratidzika semari yakawandisa mari, izvi zvingave zvakanakisisa. Iwe unogona kuisa pamari mari yekuvhara yako deductible uye zvinhu zvose zvinofanira kuvharwa kana uchingosangana nazvo. Dzivisa kushandisa chirongwa chisina kubhakwa chine zvikwereti zvakanyanya uye zvinyorwa zvekare apo wati wambosangana negore rekudzikinurwa.
Izvi zvingave zvakakosha iwe sarudzo yako mauri pane bhajeti rakasimba .
Ndezvipi Kukanganisika kweKudenga Deductible Health Insurance Policy?
Iyo yakaderera kusvika kune imwe yenhepfenyuro yakakwirira yeuchuwarisi ndeyokuti iwe uri mutoro wekubhadhara zvinhu zvose kubva muhomwe kusvikira iwe wasvika pakudzikinurwa kwako. Iwe uchabhadhara chikamu chezana chemari yezvinyorwa, chiremba anoshanyira, uye nzvimbo yekukurumidza inoshanyira. Iwe uchazobhadharawo mari yekuvhiya uye kunze kwehutano huripo. Kana uri kufunga nezvekuita pamuviri, unofanirwa kutarisa kana pane kuberekwa kwekuberekwa pamutemo wako. Iwe unogona kushanda pakuponesa pane zvekurapa kwako nekutengesa kune zvakanyanya kutarisirwa kwehutano.
Ndirini Ndinofanira Kuwana High Deductible Health Insurance Policy?
Iwe unogona kutarisa chirongwa chakakosha chekudzikinura kana iwe wakanaka kwazvo utano uye hauna kuenda kunechiremba. Icho chakanaka kana iwe uchida kuderedza mari, asi iwe unofanirwa kuva nechokwadi kuti iwe unotanga kuisa kunze $ 5000.00 kuitira kuti ugone kuvhara rutivi rwako rwemari. Iyi ndiyo nzira yakanakisisa pane kuenda kunze kwehutano inshuwalense zvachose. Zvinogona kuita kuti zvive nyore kuita zvisarudzo zvakaoma kana iwe uri kurwara, nokuti unoziva kuti kutarisira kwako kwakavharwa.
Ndinosarudza Sei Pakati Pemaitiro eChechi neKudenga Deductible Policy?
Washandi wako angapa sarudzo yepamusoro yakagadzirirwa kana shanduko yehutano inshuwarheni.
Kana vakavhara mari yose yepayamu, zvinogona kunge zviri nyore kugadzirisa bhadharo nehutano hwehutano inshuwarheni, asi kana iwe uchibhadhara iyo premium iwe pachako iwe unofanira kuchenjerera kurega zvakakwana kunze kwehomwe mari yezvinhu zvose izvi uye wozoita sarudzo yako pane sarudzo inonyanya kukosha. Kana iwe uri wekushanda, unogona kusarudza urongwa uhwu nokuti mapeamendi achakubatsira kuchengetedza mari. Inishuwarenzi yehutano ndeimwe zvinhu zvausingafaniri kutema kubva mubhajheji yako. Njodzi dzinenge dzisingabatsiri kugona. Iwe unofanirwa kutema zvinhu zvose zvinonakidza uye zvigadzirwa zvemari kubva bhajeri yako zvachose usati warega kutakura utano hwehutano. Chirongwa chakakwirira chekuregererwa chichaita kuti zvive nyore kwauri kuchengetedza utano hwehutano.
Iko Kuda Deductible Policy Kunokodzera Pasi Pezvakagadziriswa Care Act?
I- Affordable Care Act yakagadzirisa zvakananga izvo zvinyorwa zvese zvinosangana nazvo kuitira kuti usadzivirire mari yausina inshuwarisi.
Inishuwarenzi kuburikidza nemushandirwi wako inofanira kuzadzisa izvi zvinoda. Kuwedzerwa, kana iwe uchifamba nemunhu anozvimiririra muhuwarisi, anofanira kunge akakwanisa kukubatsira kuti uwane mutemo uchasangana nezvinodiwa.