Iko Inotengeswa Care Care Act inobata vanhu vane makore makumi maviri . Zvakakosha kudzidza kuti chii chichaitika kana iwe usingaregi kuishuwarenzi yehutano. Iko inogadziriswa Care Act inogadzirirwa kuitira kuti zvive nyore kune vanhu vasingakwanisi kuwana inshuwarisi yehutano. Iko kuedza kuita kuti utano hwakanaka huwedzere. Imwe nzira iyo inoita izvi inoda kuti munhu wose ave nehutano inshuwarisi. Izvi zvinoderedza nhamba yevanhu vasingakwanisi kubhadhara zvikwereti zvavo zvemishonga , izvo zvinoita kuti mari yehutano yehutano ive yevamwe vose. Iwe unogona kudzivisa chirango kuburikidza nekugara pa inshuwarisi yevabereki vako kana kuisa zita rako kune inshuwarisi yako pachako.
01 Chii Chinoitika Kana Ndisina Utano Woutano?
02 Zvikonzero zvekuwana Utano hwehutano
Kunyange iwe usingadi kushandisa mari yehutano inshuwarhu, pane zvikonzero zvakasiyana-siyana zvaunoda kuwana inshuwarhu yehutano.
- Inogona kuve yakadhura zvikuru kutarisana nechiitiko chisingatarisirwi kuchipatara sezvinonzi appendicitis kana ngozi yakakura yechikepe. Kana ukapedza nekuvhiyiwa, iwe unogona kubhadhara kusvika pamadhora makumi matatu nemazana makumi maviri nemakumi matatu (30,000) kuitira nzira iri nyore Mutengo uchasiyana zvichienderana neguta rako. Kana iwe ukaguma uchida kugara muchipatara kwenguva yakareba, mari inogona kuwedzera.
- Chikwereti chechiremba chinogona kukubhadhara iwe. Chikwereti chezvechiremba chinogona kukanganisa mararamiro ako ehupenyu, uye kuva nehutano yveshuwarisi inzira imwe yaunogona kuzvidzivirira nayo kutarisana nemhando iyi yenyaya. Zvipatara zvakawanda zvinoshanda newe kuti ugadzire chirongwa chokubhadhara, asi mari shoma inogona kunge ichiri kupfuura iwe unogona kutenga, uye zvingakutora makore kuti ubhadhe chikwereti.
- Izvo zvinoita kuti zvive nyore kupinda mukati kuti uwane kuchengetedzwa kwekuchengetedza kuitira kuti iwe haudi mari inodhura maitiro gare gare. Kuchengetedza zvinhu zviduku sehutachiona hutachiona kana utachiona hwe sinus hunogona kukudzivirira kubva pakugadzirisa zvinetso zvingaguma zvichikuendesa kuimba yekukurumidzira kana kupedzisira uri muchipatara kugara. Miedzo yako yehutano yegore negore inogona kukubatsira kuti ubate zvinhu pakutanga sekenza kana zvimwe zvinhu zvisati zvava zvakanyanya uye zvakanyanya kudhura.
03 Pane Pane Zvingawedzerwa Zvingasarudzwa Here?
Pane nzira dzakasiyana-siyana dzaungagona kuwana kugoverwa kusingabhadhari mari yakawanda. Iwe unofanirwa kusarudza zvakanakisisa utano hwehutano hwehutano huripo huripo kwauri. Iwe unoda kutora nguva yekudzokorora zvaunosarudza uye sarudza mutemo uchakushandira iwe. Chinhu chinonyanya kukosha chingangodaro kuburikidza nehutano hwehutano hwehutano hwehutano kuburikidza neChipatara Chinodiwa Mutemo. Kuwedzera kune kugoverana kwehutano yveshuwarisi yakagadzirirwa nehurumende yako, unogona kutarisa muhutano huripo kuburikidza nemushandirwi wako kana iwe unogona kuona kana iwe uchiri kukodzera kuva purogiramu yevabereki vako kana uri pasi pemakore makumi maviri nematanhatu. Iwe unogonawo kutaura neanomiririra wehutano wehutano inshuwarisi kuti akubatsire kuwana zvimwe zvingasarudzwa kana iwe usingakwanisi kutenga nekuda kwehutano hwehutano hwehutano hwako.
04 Ndeipi Nguva Yechirongwa Yokunyora?
Nguva yekunyora yakasununguka inotanga munaOctober 1, uye inoguma December 15. Kana iwe unyoresa panguva ino yako yekuvhara kwako itsva kuchatanga musi waJanuary 1. Kunyora kunokudzivirira kubhadhara mari. Yeuka kuti inshuwarisi yehutano ichakuchengetedza iwe mari, zvakare. Kana iwe zvechokwadi usingakwanisi kuwana hutano hwehutano, iwe unogona kukodzera kuti uve wakanatswa. Kana izvi zviri izvo, ungada kuona kana iwe unokodzera Medicaid kana Medicare. Kana iwe uchinzwa sokuti utano hwehutano hwakaodhura, saka iwe unogona kuongorora kubhadhara kwehutano hwehutano hwehutano . Nhamba yepamusoro ichave yakaderera, uye ichakupa kukuvadza kwakaipisisa muitiko wekukanganisa kwakaipisisa kana kurwara. Kana iwe ukasarudza sarudzo iyi, unogonawo kuisa Aunti yeAkuchengetedza Health. Izvi zvinokubvumira kuti uchengetedze kuvhara mutengo wakabhadharwa. Kana iwe ukasarirwa nguva yakatarwa yekunyora, iwe uchasangana nemitengo inogadziriswa neAne Affordable Care Act. Iwe unogonawo kunyoresa kune inshuwarhu yehutano yakazvimiririra mugore rese. Mumwe mujeri weinishuwarenzi anogona kukubatsira kuona kana chirongwa chinosangana nezvinodiwa.