Kana zvinhu zvikaiswa zvisina kururama, unogona kuguma uchibhadhara zvakare nokuti inowira pasi pechitarisiko chisingatarisirwi.
Dana Your Insurance Company uye Hospital
Dana kambani ye inshuwarisi uye chipatara pamusoro pekukakavadzana. Kana uri kukakavadzana kudai kusina kukodzera, ipapo unoda kukumbira kopi yakakwana yebasa rose rakabhadharwa. Iva nechokwadi chekukumbira bhizimusi yakarongwa kuitira kuti iwe ugone kuona yese yebasa rauri kubhadhara. Iwewo unoda kukumbira kuti kubvunzurudzwa kuitwe pane kudai. Usashamisika kana vashandi vasingatendi kuti iwe hauna kugamuchira basa.
Tsvaga Zvinyorwa Pamusoro peBill
Zvadaro, unoda kuwana zvinyorwa kuti uone kuti iwe hauna basa rinoitwa. Nokukurumidza iwe unoita izvi zviri nani. Unogona kuda chiremba wako kuti anyore chirevo pamusoro pezvakaitwa chaizvo. Iwe unofanirwa kucherechedza zita rekoti vako uye chero humwe ruzivo rwaungada. Mapepa wamakagamuchira pawakabuda muchipatara uye kliniki inogona kubatsirawo.
Tora Chirairo kuChikwata Chero
Mirira kuti mhinduro dzebvunzurudzo dzidzoke. Kana vakaramba vachiti iwe wakagamuchira basa racho, ungada kuitumira mutariri wavo. Kana ukamboshanda kusvika kumusoro unenge uchida kukumbira musangano mumunhu kuti ukurukure kupesana. Iyo inowanzosvika pane ino.
Iwe unogonawo kutarisana nekwenyare kana izvi zvisingashande. Chengetedza inshuwarisi yako ichiziviswa panguva iyi yose yekuita. Kana iyo inodhura, inogona kukupa mukana wekuchikoro kuti ashande pamwe neizvi.
Chengetai Bhutisi Mahoro paDhigiri uye Bhidha Bills
Kana uri kushanda kuti uve nebasa rakavharwa apo kugoverwa kwakarambwa, iwe unoda kutaura kune vose chiremba uye sangano re inshuwarisi. Iwe unogona kuwana kuti chimwe chinhu chakanga chinyorwa zvisiri izvo. Ichi chiri nyore kugadzirisa. Inowanzovhiringidza nokuti uri kutarisana nemakambani maviri ane mazamu akawanda ehurumende uye masimba ekubata nawo. Nyora dzose nhare dzefoni pamwe nemigumisiro yekudanwa uye zuva.
Dzivisa Kurwisana Nokutora Kugamuchirwa uye Kushandisa In-Network Providers
Kuti urege kunetseka pakuwana zvikwereti zvako zvakabhadharwa unofanirwa kuita kuti uve nechokwadi chekuti unowana matanho ose anodiwa akagamuchirwa. Kazhinji chiremba achaita izvi, asi iwe unogona kudana kambani yveshuwarisi kuti uone kuti yakapfuura. Kukurumidza foni kunogona kukuchengetedza mari yakawanda munguva yemberi. Zuva risati rasvika, iwe unofanidza kudana uye kuongorora kaviri kuti zvinhu zvose zvinogamuchirwa nekambani ye inshuwarisi. Nguva dzose zvakanaka kuti uzviongorore iwe pachako kuitira kuti iwe usati warohwa nemutemo usina kutarisirwa kana kubvunzwa kwarambwa.
Dzimwe nguva chipatara chiri pane in-network list, asi vamwe vechiremba ikoko havasi. Anesthesiologists anozivikanwa nokuda kweizvi. Iwe unofanirwa kuonana nekambani yako ye inshuwarisi uye chipatara kare kushandiswa kuti uwane maitiro ekukubatsira iwe kubhadhara mari yakaderera yezvibasa. Iwe uchada kutarisa kuti uone kana munhu wese anobatanidzwa mumitemo yako akafanobvumidzwa.
Tenga Nzira Dzako Pasi
Iwe unogona kushanda pakubhadhara zvishomanana nezvemari yako yezvokurapa, nokutenga yako nzira kuburikidza neinishuwarensi yako uye nekushevedza. Imwe foni chete kumakambani enyu einishuwarenzi inogona kukubatsira kuchengetedza mari yakawanda . Panogona kunge kune maitiro akasiyana-siyana ane chiremba chaiwo anochengetedza chirongwa chinokurudzirwa sechirongwa chekutarisira mukuru kana iwe haufaniri kubhadhara zvimwe zvei-x-ray kana iwe uchienda kune hurumende yekuzvimirira zvakasununguka pane imwe yakabatanidzwa kuchipatara.
Kunyangwe izvi zvingaita sehuwandu hwebasa, hazvina kudhura kudarika kusava nehutano inshuwarisi.
Kana iwe usina hutano inshuwarheni , iwe unofanirwa kutengesa zvakapoteredza usati waita chero chinhu chakaitwa. Iwe unogona zvakare kuita chirongwa chokubhadhara nechipatara. Kana iwe usingakwanisi kuwana utano hwehutano , unofanira kutaura nechipatara usati waita chero chinhu chakaitwa. Zvipatara zvakawanda zvinoderedza mari kana iwe usina inshuwarisi uye ungave wakagadzirira kuita chirongwa chekubhadhara newe. Aya maitiro anosiyana nechipatara uye zvakakodzera kukoka vazhinji munzvimbo yako kuti vawane zvakanakisisa kubata, kunyanya kana iwe usina inshuwarisi.