Kune chimwe chinhu, zvinotora zvishoma kutsvakurudza uye, kuva vakatendeseka, hazvisi nguva dzose zvinonzwisisika kugadzirisa. Uyezve, kune dzimwe mamiriro apo iwe haugone kuzviita. Kunyange zvakadaro, kana iwe usina kufunga kuti zvingaitika, ingava nguva yekugadzirisa.
Ndiri Kubvumidzwa Kuti Ndigadzirise Here?
Mhinduro yakajeka ndeyekuti hongu. Kunze kwekunge kune imwe mutauro muvumo yako yezvikwereti isingakubvumiri kuti uibhadharwe kare (izvo zvisinganzwisisiki), iwe unogona kukwanisa kubhadhara chikwereti chako. Uye kana uchizviita uri mune zvaunofarira, pane zvimwe zvingaita kuti iwe umirire pasinei nemakore akare kana chikwereti chako chitsva. Zvakakosha zvikuru, kunyange zvakadaro, kuverenga chikwereti chako chechikwereti nekunyatsoona, kutarisa kwakasimba pamamiriro ako ega usati wanyatsogadzirisa. Iwe unoona, chinhu chimwe chete kuziva kuti iwe unogona kugadzirisa motokari yako, ndeyemwewo kuziva kana iwe uchifanira.
Pandingave Ndisingakwanisi Kudzokorora?
Kana uchinge waita chikwereti chako kwechinguva chiduku, zvichida iwe wakangobhadhara chikwereti, kwete mukuru.
Mumamiriro ezvinhu akadaro, iwe unenge uri muhutano husina kunaka, zvinoreva kuti iwe unokwereta pane chikwereti kudarika motokari yakakodzera. Somugumisiro, zvingave zvakaoma kuwana mutero uyo achagadzirisa motokari yako. Izvo zvinogona kuva zvechokwadi kana chikwereti chako chikoro chaderera kubva pakutora chikwereti chekutanga. Zvinogona kunge zvichigoneka kuwana chikwereti chitsva, asi zvichida chichava chakaoma kudarika kare.
Nei Tichifanira Kudzosera?
Kuchengeta mari, hongu, asi kuchengetedza mari zvinogona kureva zvinhu zvakasiyana kune vanhu vakasiyana. Munyaya yekugadzirisa chikwereti chemotokari, pane nzira dzakawanda dzekutarisa nyaya yacho. Kutanga, vamwe vanhu vari kutsvaga kuti vaderedze mari yose yezvikwereti zvavo. Vanowona donho riripo iye zvino mutengo wemari uye vanofungisisa ndiyo nguva yekuchengetedza. Vangave vanofarira kushandisa zviduku zvakaderera kuti vapinde muchikwereti ne nguva shomanana yekubhadhara, vachifamba kubva kumakore mashanu kuenda kune chikwereti chemakore matatu, somuenzaniso. Mukuita kudaro, vangave vasina kuona kudonha mumitengo yavo yepamwedzi (uye vangatoona kuwedzerwa), asi nguva shomanana yekubhadhara inogona kureva kuchengetedza kwakakura pamusoro pemutengo wechikwereti. Chero chikonzero ichocho, kiyi ndiyo inowanikwa mudiki, uye iyo inodonha inokonzerwa inogona kubvisa kwete chete kubva mumamiriro ezvinhu ehupfumi, asiwo kubva kune kuchinja kwakanaka mumamiriro ezvinhu akwereta. Vanhu vazhinji vanoona kuti ivo ivo pachavo chikwereti chikoro chave chavandudzwa, dzimwe nguva zvakanyanya, kubva pakutanga kutora chikwereti chavo chemotokari.
Kunewo vanhu vari kunze uko vanofarira kubatsiridza zvikuru kunyanya kuderedza mari yavo yemwedzi pamwedzi kana kuti kwete kuita izvi zvingaderedza mari yakawanda yekwereti. Izvi zvinowanzoitika kune avo vakambopinda mumatambudziko ezvemari mune rumwe rudzi kana rumwe uye vanozviwana ivo vachida kusvika kune zvishoma munguva shomanana.
Mune dzimwe nzira, iyi ndiyo flip yechipfuva chekufamba kubva kwenguva refu kusvika kune chikwereti chiduku. Pano, anenge akwereta angada kuwedzera nguva yechikwereti kuti awane mari pfupi iripo. Kana iyi ndiyo chikonzero chako chokugadzirisa, zvisinei, nyatsoteerera. Iwe ungangove uchibhadhara zvakawanda zvakakwana pakupera kwechikwereti uye kuguma nemotokari yakakura ine kukosha kwekubhadharisa mari.
Nzira Yokugadzirisa Sei
Iko auto refinancing process iri nyore, zvishoma kana ichienzaniswa nekugadzirisa imba kana kuwana chikwereti chekutanga chemotokari. Iwe unofanirwa kuva nekunzwisisa zvakajeka kukosha kwemotokari yako ikozvino, mari yaunokweretesa pachikwereti chako, chikwereti chako chikamu uye ikozvino yemari yemari. Zvadaro zvose zvine chokuita nokuisa nguva shoma nekuedza kuti uwane zvakanakisisa kubata.