5 Makomborero Okubhadhara Kubhadhara Mari Yako Yokutanga
Kubhadhara chikwereti chako chemotokari kare kunouya nezvimwe zvikomborero zvikuru. Zvinotora kurairirwa kwakakura kubhadhara chikwereti kare. Nekuda nekutsunga, zvinogona kuitwa zvishomanana. Inogona kubatsira ramangwana renyu rezvemari kwemakore anotevera.
01 Chengetedza Mari Nezvaunofarira
Kufarira kune chikwereti chemotokari kunogona kuwedzera nokukurumidza. Zviri nyore kuchengetedza mari nekubhadhara chikwereti chako kare. Kuwanda kwekufarira iwe unobhadhara mwedzi woga woga kunoderera zvishomanana nokuti kuyerwa kwako kuri kuderera. Shandisa maitiro ekugadzirisa kuti uone mari yako. Ndinoda kushandisa Bankrate yemotokari yemari yemari. Zadzai mashoko enyu uye chengetai kuratidza mahedheni purogiramu.
Muchipiri kusvika pakupedzisira koromo, inokuudza kuti iwe unofarira kubhadharwa. Bhura pasi kusvika pasi uye iwe uchaona chikwereti chakabhadharwa. Iye zvino chengetera zvakare kunzvimbo iyo inotaura "kuwedzera mari yekubhadhara mwedzi mumwe nomumwe" nyora nhamba yakakodzera mukati mayo. Bhura pasi uye uone kufarira kwakakwana kunobhadharwa.
Bvisa iyi nhamba yakaderera kubva kuhamba yako yepakutanga uye iyo ichange iri mari yako pane mari. The calculator ichakutaurirawo zuva rako rekubhadhara.
Muenzaniso: A $ 15,000 mvumo yemotokari pa7% inotora mutengo ingakubhadhara $ 2821 mune zvekudarika kwemakore mashanu. Wedzera $ 50 pamwedzi kubhadhara yako uye iwe unogona kuderedza chikwereti chako chemotokari kwemwedzi gumi, uye uchengetedze $ 487 mukufarira.
02 Kutanga Kuchengetedza Ngoro Yenyu Inotevera
03 Deredza Mari Yenyu Inishuwarenzi Yenyu
Chokusarudza 1: Chengetedza motokari yemainishuwarenzi. Inogona kusakwanisa kukuchengetedza mari asi kana motokari yako ichikuvadza mumotokari yemotokari yemotokari yako inogona kubatsira kugadzirisa kukanganisa.
Chokusarudza 2: Bvisa kuputika kwekugadzirisa. Kugoverana kwekuputika ndiko kugoverwa kwaunoda iwe paunokuvadza motokari yako uye chaiva chakanganiso chako. Inogonawo kugona kubatsira kana mumwe munhu akakanganisa motokari yako yakamira. Kugoverana kwekugoverana kazhinji kunowanikwa mari inodhura. Tarisa pane zvaunogona kuita nengozi, kuti motokari yako yakakosha zvakadini, uye kuti yakawanda yakawanda sei. Nezvikamu zvitatu zvezvikamu izvi zvemashoko, iwe unogona kukwanisa kuziva kana kuvhara kwakakunakira iwe. Kana iwe usingakwanisi kugadzirisa, tora mazano kubva kumushandi wako. Agent kazhinji haakuudze zvaunogona kutenga asi anogona kupa mazano mukuita-chisarudzo.
Chokusarudza 3: Bvisa zvakakwana kufungidzirwa nekugadzirisa kuparadzaniswa. Kunyatsodzivirirwa kunodzivirira kupisa moto, kuba, kuparadza, zvinhu zvinobhururuka, nondo, mamiriro okunze, nezvimwewo. Kubvisa kuburitswa kwakakwana kuchakusiya usina kukuvadzwa kwepanyama pamotokari yako yveshuwarisi.
04 Deredza Chikwereti Chako KuRatio Ratio
05 Financial Freedom
Zviri nyore kuzviwana uine mari kupfuura iyo motokari inokosha kana iwe uri kuedza kukurumidza kubhadhara iwe. Unopinda muhope huru kana kuti usarudza kuti unoda kutengesa uye iwe uchafanira kubhadhara guru rehomwe kuti uvhare mutsauko.
06 Ndinofanira Kupi Kubhadhara Imotokari Yangu Kare?
Ngatiti iwe une chikwereti chakanaka chakanaka pamunharaunda yako yemari yemishuwarisi ye $ 10 000, usatotakura zviyero pamakadhi ako ekwereti, uye urongwa hwekuchengetedza yakazara inshuwarheni yekuvhara pamotokari yako. Iwe zvinoitika kuti uve nerombo rakanaka rekugamuchira cheki muma mail nekuda kwe $ 10 000. Unofanira kubhadhara chikwereti here?
Muzviitiko zvakawanda, hongu. Iwe uchave uchichengetedza chikamu chekufarira kwako munguva refu. Asi kana iwe ukagona kuwana mari yekutsvaga ine mukanano wakanaka wekubhadhara mari yakakwirira, kufanana nemusika wekutengesa, zvingava zvakanakira kupaka mari yako ikoko panzvimbo yekukurumidza kubhadhara chikwereti chinouya nemashoko akanaka akanaka pakutanga.