Kunzwisisa nzira yekushandisa mari yakaenzana yekubhadhara mari
Zvinyorwa zveBhanganisi reMari
- Pane kuti usarudze mari yekuchengetedza mari (kana kuti mari yakawanda yemari) uye mari yebhadha (kana mari yakawanda yezvisungo) iwe unogona kuva nechikwama chimwe chete chinosarudza zviri pasi pekutengesa uye kusungirwa kwezvisungo kwauri. Iko chikamu chikamu chichave chakasiyana-siyana pamarudzi akawanda akasiyana ematokari. Iyo inzira yakaderedzwa yekudhura mari yako iyo inoderedza mikana yekunyora zvisiri izvo .
- Sangano rehurumende rezvekuchengetedza mari rinotarisirwa kutsvakurudza nekusarudza kuisa mari mukati memari. Ivo vanoitawo zuva nezuva kurongedza nekugadziriswa kwemari. Saka, hausi wega unofanirwa kuva nyanzvi mune zvekutsvaga kana kusunga mari, asi iwe haufaniri kutarisa kuti ndeikutengesa kana kutenga. Iwe unotofanira kusarudza kuisa mari mukati kana kutora mari kunze kwehomwe.
- Mari yakarongeka yakaisvonaka kana iwe uine maduku mashoma ekuisa mari, kana iwe usinganzwisisi kubhadhara mari uye usati wakagadzirira kubhadhara mutariri wezvemari. Imari inotengeswa mukati memubhadharo wekudzivirirwa inonzi inodhura chikwereti. Iwe haugoni kuona mari iyo pavanenge vachiitora kubva kune iyo yose mutual fund value. Usati waisa mari muchikwata chidzidze nezvekuti mutual fund inoshanda sei uye sarudza mari nechepasi peyero yebhadharo.
- Pakubhadhara mari yakakwana inokubvumira kuti nyore nyore kutora systematic kurega asi uchichengetedza zvakakodzera kugoverwa kwemari. Iyi nzira inogona kushanda zvakanaka kune avo vane imwe nhoroondo yekukwevera kubva, zvakadai se $ 100,000 muIRA apo vanoda kutora madhora mazana mana pamwedzi.
Ngara yeBalancing Fund
- Dzimwe nguva mari inobhadhara mari ichave yakakwirira kudarika kana iwe ukasarudza purojekiti yako yega yega nokuti boka rekuchengetedza mari riri kuita basa rokusarudza kusanganiswa kwemaoko uye zvisungo uye kuchinja sezvazvinoda.
- Muchikwata chine ruzivo, haugoni kusarudza kuti yakawanda sei mumatanda, akadai pasi rose, duku duku, hombe huru; kana kuti zvibatanidza zvakadini, zvakadai sehurumende, makambani kana zvibereko zvakakwirira. Zvechokwadi, pfungwa yose yemari yakaenzana ndeyekuti mumwe munhu ari kuita izvo zvasarudzo zvesarudzo zvisarudzo kwauri.
- Sezvo chikoro chako chepodfolio chinowedzera kukura munguva yako yekuunganidza chikwata, kana iwe uine zvikwereti kumarudzi akasiyana-siyana eakaita zvinganzwisisika kuwana humwe hutano hwekutsvaga, zvakadai sezvisungo, mukati memakero ako ekubhadhara mitero, paunenge uchitenga mashizha mune yako isiri- retirement brokerage accounts. Iwe haugone kuita izvi nemari yakaenzana sezvo mari imwechete inobata zvose zvisungo nematokisi.
- Muhurukuro yako yekurega basa kana iwe une hurukuro yepamusoro pepodfolio uye marudzi akawanda eakaunti iwe ungada kushandisa bhizinesi kuitira kuti chikamu chebato chepodfolio yako igone mubhuku rimwe nerimwe nemari yekubvisa kwaunenge uchitsvaga kubva pane iyo account. Iwe haungakwanisi kuita izvi nemari yakaenzana.