NeChinakidza Care Act inopinda munzvimbo muna 2014, iwe zvino unofanirwa kuva nehutano inshuwarheni kana iwe uchada kubhadharira. Iwe unoda kunzwisisa chii chinoitika kana iwe usingawani inshuwarano yehutano uye mari yaunoda kubhadhara. Pane zvakasiyana-siyana zvekusarudza zvaungakwanisa. Zvakakosha kuti iwe uone zvose zvaunosarudza uye kuti inishuwarenzi inosangana nezvinodikanwa kuitira kuti iwe usagumisa kubhadhara zvakanaka. Uyezve, kuva nehutano inshuwarisi kuchadzivirira mari yako. Iwe unoda kunyatsotarisisa zvose zvasarudzo zvaunogona iwe usati watinyorera purogiramu. Ndizvo zvandinowana kuti ndirambe ndiine inshuwarhu yehutano kunyange kana Affordable Care Act ichideredzwa.
01 Kutanga neMushandi Wekubatsira
02 Fungai Kuronga Kwevabereki Vako
Yezvokugadzirisa Care Act yakaita kuti zvive nyore kuvanhu vari pasi pemakore makumi maviri nematanhatu kuti varambe vari muhutano hwevabereki vavo. Izvi zvinoita kuti zvive nyore kuchengetedza kuparidzirwa kwako paunenge uri kuchikoro. Zvinogona kunge zvakaoma kana iwe uri kuenda kurejiji mune imwe nyika, asi iyo ndiyo nzira inogona kukubatsira kuchengeta mari. Iwe unokwanisa kushandisa sarudzo iyi mushure mokunge wapedza chikoro, uye iwe uri kutsvaga basa. Kana vabereki vako vachiri nevamwe vana painishuwarenzi, hazvingatorizve kuti iwe ugare pachirongwa.
03 Chengetedza Utano Hwenyu Hwokutengeserana
Iwe unofanirwa kutarisa kugoverana kunopiwa kuburikidza nehurumende yako. Iwe unogona kuwana yako pa healthcare.gov. Nzvimbo iyi ichakubatanidza iwe webhusaiti iyo nyika yako yakagadzirirwa iwe kuti udzidze nezvehutano hwehutano hwehutano huripo iwe. Zvirongwa zvitsva zvekuchengetedza hutano zvinogona kunge zvisingakwanisi kupfuura zvaunofunga pakutanga. Iko kugoverana kunofanirwa kunge kune mapurogiramu akasiyana siyana anowanikwa iwe kuti usarudze kubva. Zvizhinji zvehurumende zvichapa zvirongwa kubva kune vakasiyana-siyana vehushuwarenzi.
04 Chimbofunga Medicaid
Kana iwe uri mudzidzi ane mari shoma, kana iwe kana uine vana, unogona kukodzera Medicaid yeHana Health Health Program yakapiwa kuburikidza nenyika yako. Iyi ndiyo nzira yaunofanirwa kutarisa kana iwe usingakwanisi kutenga mari yehutano inshuwarheni. Izvi zvinogona kukubatsira kupa shuwarenzi yevana vako. Zvakakosha kuti iwe uone zvose zvingasarudzwa kana iwe uine vana. Izvi zvinokubvumira kuti uwane rubatsiro uye rubatsiro kuvana vako kana iwe usingakwanisi kuzvipa iwe pachako.
05 Funga Nevamwe Private Insurance Options
Iwe unofanirwawo kufunga nezvevamwe masunisiro ehushuga ari oga Iwe unogona kukwanisa kuwana zvikwereti zvehutano zvehutano husingakwanisi kuburikidza nekutsvaga chirongwa chako pachako. Kana iwe uine hutano, haufaniri kugoverana kwehutano hwehutano kuti uwane chirongwa che inshuwarhu yehutano yehutano. Zvakakosha kutaura nemumwe munhu makambani eshuwarisi yehutano kuti uone zvirongwa zvaunogona kushandisa. Iwe unofanirwa kutarisa zvose zvetsika uye yakakwirira deductible yehutano hurongwa hwehutano .
06 Sarudza Purogiramu Yakanakisisa Yezvaunoda
Sezvaunotarisa pamusoro pezvose zvaunosarudza, unofanira kufungisisa hurongwa hwakanakisisa hwezvaunoda. Iwe unoda kuva nepurogiramu yaunokwanisa kutenga iyo inopa kugoverwa kwaunoda. Kana iwe uine hutano, chirongwa chakakosha chinokonzerwa chinogona kunge chiri chakanaka. Kana iwe usina hutano, iwe unogona kusarudza chirongwa chetsika chauri kubhadhara kubhadhara kubhadharo nguva dzose iwe uchida kuona chiremba. Tora nguva yekutarisa zvose zvasarudzo. Iva nechokwadi chekuita kuti chirongwa chako chizokodzera pasi pemirairo.
07 Kuenderera mberi kweutano Inishuwarenzi
Mitemo yehutano yveshuwarhu inogona kuchinja, uye iwe ungada kuwana inshuwarisi yehutano itsva kana chirongwa chako chauri kupa chinopera. Iwe unogona kurasikirwa nekugoverwa pasi peunoshandira wako kana vakasisina kudiwa kuti vakupe iwe kugovera. Iwe unogona kutsvaga inshuwarhu yehutano kuburikidza nehutano hwehutano hwehutano inshuwarisi , ndiani anofanira kukupa zvirongwa zvakasiyana-siyana zvine mahedheni akasiyana-siyana uye okubhadhara. Iyo yakaderera muhomwe inowanzoreva kuti iwe uchada kubhadhara mari yakawanda, asi iyi inogona kushandiswa kana iwe uine hutano kana kana mari yacho ichikanda uye iwe unogona kugamuchira zvese zvakakwana shure kweizvozvo. Iva nechokwadi chekutsvaga chirongwa chakanaka uye usarega kuvhara kwako kuchipera, sezvo izvi zvichabatsira iwe kudzivisa nguva yekumirira inishuwarenzi yehutano inokwanisa kukwanisa zvakare.