Kufarira uye Kudhura paItatimho Inowanikwa

Kuisa Chidzidzo Chidzidzo 4 - Kuongorora Nyaya Yekubhadhara

Chikamu chinotevera chemashoko ekuwana chatinenge tichizogadzirisa chinowanikwa muzvibereko zvekuwana uye mari yekutora. Izvi zvinonyanya kukosha kana uri kutarisana nemamwe marudzi emabhizimisi emabhizimisi kana masangano akadai sebhangi, inshuwarisi, uye nzvimbo yekutengesa saka nyatsocherechedza chikamu ichi kana uri kufunga nezvekutsvaga mari mune imwe sangano rekambani inoshanda mukati kana kunharaunda idzi yehupfumi.

Inhare Inowanikwa muNhepfenyuro Inotora

Makambani dzimwe nguva vanoita mari yavo muzvikwereti zvenguva pfupi zvakadai sezvikwangwani zvekuisa pamwe nekuwedzera kusvika mwedzi gumi nembiri , kero yekuchengetedza, nemari yemari yemari . Mari inowanikwa munhoroondo idzi inobhadhara chikwereti kune bhizinesi, iyo yakanyorwa pane zvinyorwa zvekuwana semari inowana mari.

Kune mamwe makambani, mari inowanikwa muhomwe yekutora mari ishoma kana kuti haina zvazvinobatsira. Kune vamwe, vakadai se-inshuwarisi underwriters yandakataura kanguva kaduku, inokosha zvikuru. Imba uye kuurayiwa kwekambani dzemakambani anoshandisa mari yakawanda yebhuku rinokosha uye chekuchengetedza "float," iyo mari iyo inobata kusvikira mvumo yemitemo inobhadharwa asi isiri yega, mune zvigaro zvekutsvaga mabhizimusi , kunyanya zvisungo zvehurumende . Kuchinja kwekutora mari kunogona kuunza kuchinja kukuru, kwepamusoro kana kuipa, kune purogiramu yacho. Muenzaniso wemufananidzo chaiwo: Muna 2014, indasitiri yehushuwarisi yakatanga kuswedera panguva iyo zvisungo zvakatenga makore mazhinji, kunyange makumi emakore, munguva yakapfuura vakanga vachiuya mukukura.

Yaiva yakaoma nokuti vazhinji vezvisungo izvozvo zvakatengwa nenguva apo kufarira kwaive kwaive kwakanyanya uye kwakanakidzwa nehuwandu hwehutano hwekambani kune chero chinhu chipi zvacho chaivepo pamusika. Kana zvikwereti zvezvibereko zvigare pairi kana kuti pedo neZero zvezana kwenguva yakareba, zvinogona kuita kuti nguva refu, zvichida yakaoma, inodonha mubatsiro rwekambani yveshuwarenisi yose.

Zvingareva kuti mutengo-ku-kuwana mari yekambani yemakambani akawanda einishuwarenzi akakwirira kudarika ayo anoonekwa. Kune avo vanotora maitiro-based based ekugadzira chikwereti, iyo inobatsira ruzivo rwekufungisisa paunenge uchitenga mutengo wakakodzera kubhadhara weimba yako.

Mari Inoshandiswa paItatimho Inowanikwa

Zvakare zvakanyanya, uye zvinowanzokosha zvikuru kune mamwe marudzi emabhizimisi, mari inoshandiswa pamitemo yemari inotaridza inomirira mari yekukwereta mari kubva kumabhangi, bhizimisi vanoita mari, uye mamwe mamiriro ekugadzirisa kushanda kwenguva pfupi, kushandiswa pfuma, uye zvigadzirwa kudivi rezeri , kuwana makwikwi, kana kuwedzerwa kushandiswa.

Kune mabhizimisi ane mazai ane simba , kuwedzera kwemari yemari kunogona kuva musoro mukuru, kuderedza kuwanikwa zvakafanana nenzira iyo vanobhadhara mabhengi nemakambani einishuwarenzi. Icho chikuru chekudzivirirwa ndechekusimudzira kwekambani yekuvhara mune chikwereti chekukwereta kusvika kure mune ramangwana sezvinobvira kuitira kuti vakwanise kuramba vachibhadhara zvakaderera zvingafungidzirwa zvikwereti kana vachibvumira kutengesa kwemazana kukanganisa simba rairo rekutenga ravanofanira kudzoka. Ndicho chikonzero iwe unofanirwa kuvhara mukati mekutonga filings uye kutarisa chikoro chekukura kwekwereti; kutarisira uye kufanotaura kuti chii chinonatsiridza pamitengo inogona kunge yakashanda panguva iyo ichaita kumucheto.

Imwe nyanzvi yekuwana mari inorondedzera chikwereti chekufarira uye mari yezvikwereti zvakasiyana sega yavo pamba zvinhu. Vamwe vanovabatanidza uye vakavaudza pasi pe "Inhare Inowanikwa - net" kana "Inoshandiswa Inoshandiswa - net," zvichienderana nokuti pane zvakawanda zvekare kana zvekupedzisira. Net inoreva kuti vatungamiri vakangobvisa chikamu chekufarira kubva kune inotora mari kuti vauye nemufananidzo mumwe. Mune mamwe mazwi, kana kambani inobhadhara $ 20 muzvikwereti pane zvikwereti zvayo uye yakagamuchira $ 5 muzvikwereti kubva kubhuku rayo rekuchengetedza, zvinyorwa zvekuwana zvingoratidzira "Inhare Imari - Net" ye $ 15.

Kuwanda kwekufambiswa kwekambani kunobhadhara maererano nemari inowanikwa uye mari inowanikwa zvakakosha zvikuru. Kuti kuenzanise hukama hwechido chekuwana mari, vatengesi vanogona kuverenga chikwata chekugovera chido .

Peji ino chikamu chekutsvaga Chikoro 4 - Ungaverenga sei Nyaya yekuwana .