Sagicor Life Insurance Company chikamu cheSagicor Financial Corporation yemakambani. Zita rokuti Sagicor chaizvoizvo rinosanganiswa nemashoko maviri, "Sage" zvinoreva kuti akachenjera uye "Cor" zvinoreva moyo kana kutonga uye kambani inotaura kuti zita iri rinoratidza huchenjeri hwayo nemwoyo.
Yakagadzwa muna 1840, Sagicor yakave neruzivo rurefu rwekugadzikana mukati mekambani yveshuwarisi.
Handizvo chete iyo kambani ine maitiro muAmerica asi inewo mahofisi munyika 21 kunze kweUnited States kusanganisira nyika muCentral America neCaribbean. Basa reUnited States rinosvika makumi mana makumi mashanu nemashanu uye Dunhu reColumbia. Inishuwarenzi yehupenyu uye annuity products zvinotengeswa kuburikidza nehutano hwepamusoro 6 500 vanomiririra vanoshanda munyika yose. Sagicor Financial ine mari inodarika madhora mabhiriyoni mashanu emari muzvinhu zvinosanganisira yezvikamu zvayo zvambambisi.
Mari Inogadzikana
Sagicor Life Insurance Company ine mari yakajeka ne "A-" Inonyanya kukosha kubva kusangano rehushushi sangano AM Best .
Bhizimusi Bhizinesi Bureau Rating
Sagicor iBBB yakagamuchirwa kubvira muna 2009 uye yakagamuchira Better Business Bureau ye "A +". Izvo hazvina kuongororwa kwevatengi vakadhindwa uye chete zvikamu zviviri zvekunyunyuta kwevatengi. Chimwe chikwangwani chakataurirwa uye chakagadziriswa kuti mutengi agutsikane uye akavharwa. Chimwe chikumbiro chakataurirwa nekambani asi BBB haina kugamuchira mhinduro kubva kune mutengi maererano nekugutsikana kwake nemhinduro yekambani.
Nokuda kwekambani yakakura kudaro, iyi iyi nhamba isinganzwisisiki yekunyunyuta kwevatengi.
Life Insurance Products
Local Sagicor Upenyu hweInishuwarenzi yehupenyu kune 45 US States inopa vashandi inshurensi yehupenyu uye annuity products zvinosanganisira:
- Nguva Youtano Inishuwarenzi : Purogiramu yemishonga yehupenyu yehupenyu inopiwa neSagicor Life inowanika kune mitemo 10, 15 kana 20 yemitemo. Izwi izwi rehupenyu hutsika kazhinji chinhu chinogadziriswa sezvo haisi chirongwa chehupenyu hwehupenyu hwose. Iko kupiwa kwekutanga kunorimbidzwa kuti irege kuwedzera panguva yekuvhara.
- Upenyu Husingagumi Inishuwarenzi (Inowanzonzi Whole Life Insurance ) : Zvipuru zvemishonga yose yehupenyu inopiwa neSagicor inogona kuvaka mari yepamusoro pamitero yakasarudzwa. Kuvhara kwako kunovimbiswa chero bedzi iwe uchibhadhara premium yako. Vatasarudza vatasvi vanogona kuwedzera kugoverwa kwe inshuwarisi yeupenyu husingaperi. Zvisarudzo zvakasiyana-siyana zvehutano inshupenyu husingagumi zviripo kusanganisira pasina kuparara kwehupenyu hwehupenyu hwose (NLUL), hunochengeterwa huwandu hwehupenyu hwehupenyu huripo (FIUL), hwakagadziriswa indexed single premium hupenyu hwose (FISPWL), inofanirwa kubhadharwa neyekutanga premium hupenyu hwose (ISSPWL) uye hupenyu hwose (WL ) mutemo.
Annuities
Zviwanikwa zveAnuuity kuburikidza neSagicor Upenyu hunobva pane zvido zvekukurumidza kune zvigadzirwa zvinoshumira nguva refu yekurega basa kusanganisira zvinotevera annuity products:
- Single Premium Immediate Annuity (SPIA) : Chirongwa che annuity chakagadzirirwa kupa ruzivo rwakakwana rwemari mune imwe purogiramu iwe unokwanisa kugadzira nemitemo yekubhadhara yakavimbiswa pasinei nedambudziko rehupfumi kana mukana wekubhadhara mari. Nguva yekubhadhara yakajeka inowanika uye iwe unogona kuwedzera nguva imwe chete yekudzoka mutasvi kana iwe uchida kuita kuti uende pakarepo pane imwe nguva.
- Single Premium Deferred Annuity (SPDA) : Chirongwa chegore negore chakasarudzwa chinopa purogiramu imwe chete yebhadharo uye inowana chikwereti pamutengo wakatarwa unowedzera kukosha uye inotadza kushandiswa. Iwe une sarudzo yekutora chikwereti chemari yehupenyu kana yehuwandu hwemakore. Iko purogiramu ishoma iri $ 2,000 uye iyo mikuru yepamusoro inodarika $ 200,000 pamudzidzi.
- Fixed Index Single Premium Deferred Annuity (FIA) : Iyi chirongwa inopa bhizimisi ye4% pamutengo umwe chete uye inokupa simba nekuwana mari yako yekukurumidza kubuda. Izvo zvishoma zvishoma ndeye $ 2,000 (Haisi kuCalifornia).
The Bottom Line
Kana uri kutsvaga inshuwarisi yehupenyu kana kusarudzwa kwemishandirapamwe, Sagicor Life Insurance Company ndiyo nzira yakanaka yekufungisisa pakutsvaga zvakanakisisa kukosha kweinishuwarenzi kana annuities nekugadzirisa mararamiro. Nekugoverwa mundima 45 uye "A-" Zvakanaka AM Best Rating, pamwe ne "A +" rating neBusiness Business Bureau; Sagicor ane unhu hwakanaka hwemari uye rekodhi rekodhi rekodzero mukati mekambani yeinishuwarenzi.
Contact Information
Kuti uwane vashandi vemunharaunda kana kuwana mutsara we inshuwarisi yehupenyu kana annuities, unogona kushanyira Sagicor Life Insurance Company Website kana kudana 888-724-4267.
Iwe unogonawo kutaura nekambani ne email, ClientServices@SagicorLifeUSA.com.