MaAmerico Financial Life uye Annuity Insurance Company inotarirwa muKansas City, Missouri. IKansas City inoshandiswa mabasa ehurumende anozvimiririra nevasimiriri kuburikidza nevateveri vanenge 350. Kambani iyi yaimbozivikanwa ichinzi inozivikanwa seThe College Life Insurance Company . Nheyo yadzo inodzoka shure kwemakore zana. Kuburikidza nehutachiwana hwehupfumi hwehupfumi hwehurumende munyika yose yeUnited States, vatengi vanogona kutenga zvinhu zvakasiyana-siyana zvemishonga inshuwarisi yehupenyu, annuities, mortgage protection, yekupedzisira mari yehutano uye Medicare supplemental inshuwarisi.
Mhuri yeAmerica yemakambani inosanganisira kambani inobata yeAmerico Life, Inc. uye makambani anotevera anotsigira: Americo Financial Life uye Annuity Insurance Company, Ohio State Life Insurance Company, United States Fidelity Life Insurance Company, Financial Assurance Life Insurance Company, National Farmers Union Life Insurance Company. yeNorth America .
Sangano reUnited States, reAmerico Financial Life uye Annuity Insurance Company rine mari inodarika $ 6 biliyoni muzvinhu uye inenge 659 000 mitemo yakanyorwa nepamusoro pe $ 32 mabhiriyoni emashandiro ehurumende yemainishuwarenzi. Yaiva imwe yemakambani ekutanga kutumira zvinhu zvinowanikwa nehuwandu hwehupenyu uye annuity products.
Nhepfenyuro Yakagadziriswa Mahesera uye Maitirwo eMutengi weVatengi
Americo Financial Life uye Annuity Insurance Company ikambani yakagadzikana mune zvemari inoratidzirwa ne "A" Inonyanya kukoshesa nehurongwa hwehutano sangano AM Best .
IAmerico Financial Life uye Annuity Insurance Company haisi BBB yakagamuchirwa asi ine "B-" yezinga neBusiness Business Bureau. Bhuku reAmerica raBBB rakavhurwa muna 1994. Kune 2 kuongororwa kusina kunaka pamwe chete nevekufungidzirwa kwevatengi 20. America ine boka rakasanganiswa neBBB chikamu che 2.56 kubva kune 5 nyeredzi.
Life Insurance
Americo inopa mutsara wakazara wehushandiro yveshuwarenzi yehupenyu nemitengo kubva pa $ 25,000 kusvika ku $ 400,000. Upenyu hweshuwarisi yeupenyu hunonyorwa pasi rose neAmerico uye inosanganisira zvinotevera:
- Utano wemazuva ehupenyu
- Inishuwarenzi yose yehupenyu
- Traditional
- Indexed Universal Life Insurance
Final Expense Insurance
Imwe nzira yekupedzisira yekubhadhara mari kana "kuvhara inshuwarisi" sezvainowanzozivikanwa, ichabatsira kubhadhara mari yekupedzisira-yeupenyu-kusanganisira yemariro, kusingabhadharwa mishonga yezvokurapa kana zvimwe zvinetso zvemari. Mari yekupedzisira yekuAmerica yekuda mari inotangira kubva ku $ 2,000 kusvika ku $ 30,000 uye inogona kugadziriswa maererano nezvinodiwa nemari. Iko kuwedzera kwemari inoramba iripo kuburikidza nehupenyu hwehutungamiri uye haigoni kuregeswa nekuda kwehutano hwehutano kana yezera rako. Kana iwe usati uri kusvuta, unogona kukodzera kutengesa mari.
Medicare Supplemental Inishuwarenzi
Medicare Supplemental Inishuwarenzi kana Medigap, inotora apo chirongwa chako che Medicare chinorega kubatsira kubhadhara mari yehutano yakadai sekubhadhara mari uye kubhadhara pamwe chete nezvimwe mari. Kana une Medicare Chikamu A uye Chikamu B, unokodzera kutenga chirongwa cheMedare Supplemental.
Mortgage Protection
Americo inopa mishonga yakasiyana-siyana, vatasvi vemabhiza uye zvikwereti zvekuchengetedza mari yekuchengetedza pachedu iyo inogona kugadziriswa kutevera zvaunoda iwe pachako.
Iro rekuchengetedza chikwereti chekuchengetedza chinopa kugoverwa kubva kune $ 25,000 kusvika ku $ 400,000. Hapana uchapupu hwokubhadhara mari inotarisirwa kutenga mari yekuchengetedza mari.
The Bottom Line
Americo Financial Life uye Annuity Insurance Company yakange iri mune bhizimisi kwemakore anopfuura zana. Ndiyo kambani yakachengetedza mari ine "A" nhamba ne AM Best. Kunyange zvazvo mukana weBBB chete "B-" uye unogona kuva nani. Paiva nemapurisa makumi maviri chete pamakore matatu ari nhamba shomanana yekambani yakadaro.
Americo inopa inshuwarisi yehupenyu uye michina yekutsvaga mari muSouth America Kambani inopa mutsara wakazara wemishonga yveshuwarisi yehupenyu kusanganisira tsika, hupenyu hwose, hupenyu hwemakore uye inshuwarisi yehupenyu hwehutano hwehupenyu hwose. Kune vakwegura, Medicare Supplemental Inishuwarenzi uye Final Expense Insurance pamwe chete nekuchengetwa kwemari kutora mari inoita kuti America isarudzo yakanaka yekufungisisa pakuronga kwekurega basa.
Contact Information
Kuti uwane inshuwarisi yepamusoro kana kudzidza pamusoro peimwe michina nemishandiro iripo, unogona kushanyira Americo Financial Life uye Annuity Insurance Company webusaiti kana kudana 800-231-0801. Iwe unogona zvakare kutumira maAmerico, customer.service@americo.com.