Inishuwarenzi yekuporesa muhomwe inobatsira kuchengetedza kuchengetedza kwemari kwako iwe nemhuri yako kurwisana nezviitiko zvisingatarisirwi muupenyu.
Kunyange kana iwe uchitova nepurogiramu yekuchengetedza mari kuburikidza nemushandirwi wako, chirongwa chekuchengetedza mari chinogona kuzadza zvikanganiso nekusiya iwe nehuwandu hwakazara huzere uye rugare rwepfungwa. Northwestern Mutual inopa vatengi vayo mutemo wekudzivirira mari yekuremara nemhando dzakasiyana-siyana dzekutora.
Company Overview
Yakagadzwa muna 1857, Northwestern Mutual Life Insurance Company ndomumwe wekambani makambani ekushambarenzi muUnited States. Ndiyo munyori mukuru kwazvo we inshuwarisi yehupenyu muUnited States uye sekambani yakabatana, aripa zvikamu kune zvikwata zvayo. Northwestern Mutual ndiro zita rekutengeserana reNewwestern Mutual Life Insurance Company nemamwe mabhizimisi ayo. Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM) ndiye munyori we inshuwarisi yose yekuremara. Dare rekambani iri muMilwaukee, Wisconsin uye masangano ehurumende yehushuwarisi anopa Northwestern Mutual zvakanakisisa masimba emari kuongororwa:
- AM Best - A ++ (AM Best's Highest Rating)
- Moody's Investor Service - Aaa (Moody's Highest Rating)
- Standard & Poor's (S & P) - AA + (S & P Yechipiri Yakakwirira Mukurumbira)
- Zvinyorwa Zvitsva - AAA (Fitch's Highest Rating)
Iyo inewo "A +" rating neBusiness Business Bureau. Northwestern Mutual inopa michina yeinishuwarenzi iyo inosanganisira inshurensi yehupenyu, inshurensi yekuremara, nguva refu yekuchengetedza inshurensi yevashandi kubatsiritira mabasa, mutual funds uye annuities kuburikidza nemahofisi anopfuura 330 emunharaunda yose muUnited States.
Northwestern Mutual Disability Plans for Individuals
Northwestern Mutual inopa mikana yakasiyana-siyana yehutano hwehutano hwekuremara kuti usangane nemumwe wako uye wakasiyana nezvimwe zvekuchengetedza kwemari inosanganisira kushandiswa kwemashoko mana ekuremara zvachose uye kusarudzwa kwekuremara kwepamuviri kana iwe ukakwanisa chete kushanda chikamu chechikamu.
Mutemo Premium Payment Options
- Kwete-Chengeteredzwa Yakagadziriswa Inogona Kuvandudzirwa: Kuti uwane purogiramu yakakwirira, unogona kuwana zvakagadziriswa kuparidzirwa nekugadziriswa kwepurogiramu yemitemo uye zvingakubatsira.
- Wakavimbiswa Kudzorerwa: Mari yako yehutano ichave yakaderera. Kunyange zvazvo zvikomborero zvako zvisingagoni kuchinja nechisarudzo ichi, mari yepamusoro inogona kuchinja nekirasi.
- Nhanho: Nesarudzo yepamusoro, premium yako icharamba yakarongeka apo mutemo uri kushanda.
- Gore negore Renewable Disability Revenue (ARDI): Nekusarudzo iyi, iwe uchatanga nechepasi pemapurayamisi emazinga ayo achawedzera zvishoma nezvishoma. Iwe une sarudzo yekuvandudza izvi kuIndaneti Premium Coverage.
- Nhamba / ARDI: Uku ndiko kusanganiswa kweZvire uye Zvose Zvakare Renewable Disability Revenue plans.
Optional Benefits
- Zvimwe Zvokubhadhara Kubatsirwa: Inowedzera kubhadhara kunobatsira iwe kutenga inshuwarisi yehurema hwekuremara chero bedzi kugoverana kunosangana neNorwestern Mutual's underwriting guidelines.
- Ramangwana Kuwedzera Ropafadzo: Inopa kuchengetedzwa kwemugoroko we6% inowanikwa gore negore.
- Indexed Inobatsiro Inobatsira: Kana wakagadzirirwa kwemwedzi gumi nemiviri, une inflation kuchengetedzwa kusvika 6% yakawedzerwa gore negore.
- Social Insurance Inobatsira Kubatsira: Inofanirwa kubatsirwa zvingaita kuti uwedzere rubatsiro rwekuchengetedzwa kwehutano hwemagariro evanhu.
Zvimwe Zvimwe Zviripo Zvimwe uye Nheyo
Mukuwedzera kune inshurensi yekuremara, Northwestern mutual inopawo mabasa ezvemari kusanganisira kubhadhara basa rekushandira mari, inshuwarisi yehupenyu, annuities, masangano ekuchengetwa kwemari, mapurogiramu ekuchengetedza koroji, kugadziriswa kwemigodhi nemabhizimisi emabasa.
Upenyu uye zvinyorwa zvemari uye zvakapiwa semuridzi kune vateereri uye inotarisa nyaya dzakasiyana-siyana dzinosanganisira mhuri, imba, basa uye mari inokosha. Vatungamiri vezvemari uye yekubvisa mari vanowanika kune mazano nevatengi uye vanovabatsira kuwana zvigadzirwa zvavanoda.
Pros & Cons
Northwestern Mutual Life Insurance Company ine simba rakasimba kwazvo rezvemari kubva kuhutano kubva kune masangano makuru ehurumende yehurumende uye pamwe nekodhi rakanaka kwazvo mubasa revanhu. Izvi ndizvo zvinhu zvose zvokutsvaga pakusarudza kambani yveshuwarenzi. Iyo yakaremara yemari yveshuwarisi yemainishuwarenzi ine mitemo yakawanda yakagadziriswa inogadziriswa yekufananidza zvido zvako zvakasiyana nemamiriro ezvinhu eupenyu
Hapana kukwanisa kugamuchira purogiramu yepaIndaneti saka unofanirwa kutaurira mumiririri wekambani yemashoko kana kuti kutenga kutenga.
Contact Information
Iwe unogona kushanyira webhusaiti yeNorthwestern Mutual Life Insurance Company kuti udzidze zvakawanda nezvekutenga mishonga yeupumisi yemishonga inshuwarheni kana kuti mamwe maishandisi emishandisi. Iwe unogonawo kudana 414-271-1444, 7:00 am kusvika 6:00 pm Central Standard Time, Muvhuro kusvika Chishanu (kusina mazororo).