Ndiyo GoBank nhoroondo yako here? Inogona kuva yakakodzera yakakwana ye-tech-savvy, vanotengesa-vanoziva, kunyanya kana mune dambudziko rekuvhura bhangi yebhanki munguva yakapfuura.
Cherechedza kwenguva yakareba pamahombekiti, chengetedza mari yakajeka kuti urege kuchengetedza mari, uye iva nechokwadi chekuti uzarure account yekuchengetera kune imwe nzvimbo, iyo inobhadhara kufarira.
Usati wasvinudza chero bhengi idzva rebhangi, tenga uchitengesa uye uenzanise zvipo zvinobva kumabhanki eInternet, mabhenji emunzvimbo uye zvikwereti zvekwereti, uye mabheji emagariro Kana iwe usina chero nhoroondo yekugadzirisa cheki uye iwe uchagadzira zvakananga mari, iwe unogona kunge uwana kukwikwidzana kunenge chero kupi zvako. Nhoroondo yeBookBank inogona kuva inofadza zvikuru kana iwe uchikoshesa nzvimbo dzezvitoro zvezvitoro.
Kubatana uye Mari
GoBank inotora mari yakawanda yekuongorora. Izvo hazvina zviyero zviduku uye hapana mari yekuwedzerwa. Iyo nhoroondo haina kupa overdraft kudzivirirwa , saka ziva kuti kutenga kwako kunofanira kunonoka kana ukashandisa kadi yako yebhengi kuti uedze kushandisa mari yakawanda kupfuura iwe uripo muakaunti yako.
Kuti uzarure i-akhawunti, unogona kupinda paIndaneti kuGoBank.com kana kuburikidza neGoBank yega yega yega.
Kana zvisina kudaro, iwe unogona kuwana "kitambo chokutanga" che $ 2.95 paWalmart maduka, iyo inodawo $ 20 yekuvhura dhipiti. Nhoroondo yacho inouya nemari yepamwedzi ye $ 8,95, asi mari iyo inodzingwa kana iwe ukasimudza mari inosvika $ 500 pamwedzi. Mamwe mabhengi emadzinza anoda kuwedzera kukurumidza mwedzi pamwedzi, asi vamwe vanoda zvishoma.
GoBank inopa 42,000 ATM dzisingabhadharwi, asi iwe uchabhadhara $ 2.50 kuti uwane kunze kwe-network ATM, pamwe chete nemari inokwidzwa neATM.
Kuvhura Account
Kuti uzarure nhoroondo neGoBank, tora "kitambo chako" kubva kuWallart store, shanyira GoBank.com kana kushandisa GoBank mobile app kuti upedze kushanda. Iwe uchafanirwa kupa ruzivo rwemunhu wega sewe Social Social Number, zuva rekuzvarwa, uye nezvimwe. Bhizinesi rinodikanwa kubvunza izvi zvinyorwa pasi pemutemo we federal.
Pari zvino, nhoroondo dzeGoBank dzinowanikwa kune vanhu. Iwe haugoni kushandisa GoBank kwebhizimisi kuongorora , uyewo haugoni kuzarura akaunti yakajowa. Izvo zvinorevawo kuti nhoroondo hadziwanikwi kune vana vaduku kunyange mamwe mabhengi akawanda anopa zvikwereti zvevanhu vane pasi pe18 .
GoBank inotumira kadhi yako yebhandi anenge masvondo maviri mushure mekunge mazadzisa shanduro yako. Iwe unoda kushandura kadhi uye chengetedza ruzivo rwako rwekufambisa. Kusvikira iwe wakashandisa kadhi yako, zvimwe zvinhu zveBoBank hazvizovipo, zvakadai sekubhadhara kweP2P uye chekuchengetedza chekuita mari.
GoBank inotaura kuti nhoroondo yacho inowanikwa kune yakawanda kwazvo ani zvake anogona kugona kuti ndiani. Aya ndiwo mashoko akanaka kune vanhu vakatsauswa nedzimwe mabhanga nekuda kwechikwereti chakaipa kana ruzivo rwakashata muFexSystems mafaira .
Kudzivirira Dzimba Dzenyu
GoBank ndiyo yekutanga yeWalmart banking product iyo yakazara FDIC yakavimbiswa . Chero bedzi uchigara pasi peDICIC minimum, account yako inodzivirirwa kana GoBank ichienda kumimba. Pari zvino, hazvibviri kutora muganhu we FDIC; GoBank ine chikamu chepamusoro yekubatsira kwe $ 50,000.
Kuwedzera Mari
Iwe unogona kubhadhara yako GoBank account mune nzira dzinoverengeka. Iwe unogona kuwedzera kusvika ku $ 2 500 muzuva rimwe chete, kana kukwana $ 3,000 kupfuura mazuva makumi matatu.
Tumira mari yacho: Kana ukashandisa kambani iyi, pfungwa yakanaka yekugadzirisa zvakananga mari pamwe nemushandi wako. Imwe mari inodarika madhora mazana mashanu pamwedzi inoreva kuti hauzobhadhari mari yemwedzi we $ 8.95. Mune zvimwe zviitiko, GoBank inokubvumira kuti uwane mari kubva kune yako yakananga-mari yekubhadhara mazuva mashomanana vasati vashandi vako vapedza kutumira mari yacho.
Mobile deposit: Unogona kushandisawo foni yako kuti uise cheki.
Ita zvinotevera mirayiridzo muGoBank app uye shandisa kamera yako kifaa kuti unobata chinyorwa chekuongorora. Cherechedza kuti GoBank inoratidzira nguva yakareba kwenguva yakawanda pane dzimwe mari (mazuva gumi ekuongorora chega), saka ziva kana uchida kushandisa mari iyoyo nokukurumidza. Pane mimwe miganhu yeGoBank's mobile deposit feature pamwe chete, somuenzaniso, hapana cheki inobhadharwa neCash . Kana kushambadzira kwemafoni kuri kutsva kwauri, verenga zvakawanda pamusoro pokuisa cheki nefoni yako .
Wedzera mari pamasitolo: kana uri Walmart nguva dzose shopper, unogona kufara nokuti iwe unogona kuisa mari paWalmarts pamwe chete nedzimwe nzvimbo 7-Eleven uye Kmart. Ingoisa kadhi yako yeBGoBank kubhidha, uye mari ichawedzerwa ku-akhawunti yako. Kuwedzera mari paWalmart hakuna mvumo, asi iwe uchabhadhara mari yekusvika $ 4.95 kuti uwedzere mari kuakaunti yako kana iwe uchifamba ne Kmart kana 7-Eleven.
Purogiramu inoshandurwa: iwe unogonawo kuendesa mari kuGoogle yako nhoroondo kubva kune dzimwe mabhengi ebhengi. Zvisinei, GoBank haisi kupa magetsi ekutengeserana, saka iwe unofanira kutanga kutanga kutumira kubhengi rinotumira . Mari dzinoshandiswa kuburikidza neACH .
Uchishandisa Money yako
Unoshandisa sei mari muGoogle yako? Zvakare, une maitiro akawanda.
Debit kadhi: kutenga zvigadzirwa kune vatengesi kana paIndaneti, unogona kushandisa GoBank yako MasterCard debit kadi. Paunotenga chikwata chako chekutanga, iwe uchawana kadhi kadiki, uye pashure pokunge wapedzisa sarudzo yako, uchagamuchira kadhi yemudhidhi yebhandi mumakero.
Iva nemari: GoBank inodzinga kubviswa kweATM kubva kune 42 000 ATM munyika yose. Dzimwe dzeATM dzinogara mukati meWalmart uye 7-Eleven maduka. Asi iwe uchawanawo ATM pane dzimwe nzvimbo kusanganisira mapazi ebhangi. Enda kushizha reGoBank pamepu inoratidza maATM asina mahwanda.
Inhare yepaIndaneti inobhadhara: GoBank inopa inowanikwa mari yepaIndaneti pasina kubhadhara mari. Iwe unogona kuisa payees uye uine GoBank unonyora uye unyorera cheki, uye zvimwe zvikwereti zvinogona kubhadharwa zvemagetsi. Munhu wose muUnited States anogona kuva mutengi, kusanganisira vanhu.
P2P zvikwereti: unogonawo kubhadhara vanhu vachishandisa system yaBobB -person-person kubhadhara . Pinda kero ye email kana nhamba yefoni, uye mutengi wako anowana mharidzo achivakumbira kuti vatore mari. Kana iwe uchibhadhara imwe GoBank mutengi, mari yacho inobva yangopinda muakaunti yavo. Vanhu vasina mari yeBoBank vanogona kunge vane mari yakatumirwa kuApp account yavo.
Mashoko Okupedzisira
GoBank ibasa rekufambisa rebhanji rinopa zvinhu zvakawanda zvatinoda kubva pane chekuongorora. Zvisinei, hapana sarudzo yekuchengetedza mari kubva kuGoBank, kunyange zvazvo nhoroondo ine "Money Vault" iyo inoparadzanisa mari kana uchida kuisa mari kune chimwe chinhu.
Iyi sarudzo haibhadhara chikwereti. Kana zvikwereti zviduku zvakaderera, kana kuti mari yako yekuchengetedza haisipo, izvo zvingasave zvakakosha, kunyange zvazvo zvakanakisa kuvhura nekubhadhara kero yekuchengetera iyo inobhadhara kufarira pane imwe nguva.
Kunyange zvazvo GoBank ichiita kuti zvive nyore kuvhura nhoroondo kana iwe wakanga uine nyaya nebhangi munguva yakapfuura, tradeoff inogona kuva nguva yakareba kwenguva yakareba paongororo yega uye dzimwe chekuongorora. Kana iwe uchibhadhara kambani yako nechitsigiro chakananga uye usingadi kuisa cheki dzako, izvo zvingasava nehanya, asi iyo nyaya yakasiyana kana iwe uchitendesa pane mari kubva pamacheke ako pachako.