Munhu wose ane chikwereti chiduku anofanira kutarisira chikwereti chavo. Kana iwe uine chikwereti chiduku, iwe unofanirwa kuchengeta zvaunotora uye unova nechokwadi kuti hazviiti zvekutora. Kune rumwe rutivi, paunenge uine chikwereti chakawanda , unofanirwa kuisa zvakaoma mukubhadhara chikwereti chako paunenge uchitora chikwereti pamarikero yausina kubhadhara iye zvino.
01 Ziva kuti ndiani uye zvakadini iwe unokwereta.
Usangoita zvinyorwa zvako uye ukanganwe nezvazvo. Tarisa kune chikwereti chako chikoro nguva nenguva, kunyanya apo iwe unobhadhara zvikwereti. Rongedza runyora rwako rwemwedzi miviri shoma sezvo chikwereti chako chikwereti chichichinja.
02 Chengetedza zvikwereti zvako nenguva pane mwedzi.
Kuteerera kwemazuva mashoma kunoita kuti zvive zvakaoma kubhadhara chikwereti chako sezvo uchizofanira kubhadhara mari yekupedzisira yebhadharo rega roga iwe unorasikirwa. Kana iwe uchinge usisipo mari mbiri mumutsara uye iwe unofarira chikwata uye mari yezvemari ichawedzera.
Kana ukashandisa purogiramu pakombiyuta yako kana pakombiyuta, pinda mubhadharo yako ipapo uye gadzirira kumira kwekuyeuchidza iwe mazuva mashomanana usati wabhadhara iwe. Kana iwe uchinge usisipo mubhadharo, usamirira kusvikira zuva rakatevera rinofanira kutumira kubhadhara kwako, panguva iyoyo rinogona kuendeswa kunzvimbo yekwereti. Pane kudaro, tumira chikwereti chako pakarepo paunenge uchiyeuka.
03 Gadzira kadhi yemwedzi webhadharo yemwedzi.
Shandisa kadhi yekubhadhara mari yekubhadhara kuti ikubatsire kuziva kuti ndezvipi zvekubhadhara iwe uchibhadhara. Pamusoro pekarenda yako, nyora chikwereti chebhadharo yega yega mushure mezuva rakakodzera. Zvino, zadza zuva rebhadharo rega rega. Kana iwe uchibhadharwa pamusi iwoyo mwedzi woga woga, se1 st uye 15 th , iwe unogona kushandisa kadhi rimwechete kubva pamwedzi kusvika pamwedzi. Asi, kana zvikwereti zvako zvichiwira pamazuva akasiyana emwedzi, zvingabatsira kuvaka kenduru itsva yemwedzi mumwe nomumwe.
04 Ita zvishoma nezvishoma kubhadhara.
Kana iwe usingakwanisi kubhadhara chero chimwezve, bvisa zvishoma kubhadhara. Zvechokwadi, mari shoma haibatsiri iwe kuita kufambira mberi kwechokwadi mukubhadhara chikwereti chako. Asi, inoita kuti chikwereti chako chirege kukura uye kuchengeta account yako mukumira kwakanaka. Paunenge usisipo mari, inowedzera kuoma kuti uwane uye pakupedzisira nhoroondo dzako dzinogona kuitika.
05 Sarudza kuti zvikwereti zvipi zvekubhadhara kutanga.
Kubhadhara chikwereti chekwereti chikwereti inowanzova nzira yakanakisisa nokuti makadhi emakwereti ane mari yepamusoro yemari kune mamwe madhora. Pamakadhi enyu ose emakadhi, iyo ine yepamusoro yemari inowanzodiwa inowanzosvika pakubhadhara nokuti inodhura mari yakawanda.
Shandisa chikwereti chako kuronga kuisa mberi uye kugadzirisa zvikwereti zvako kuti urambe uchibhadhara. Iwe unogonawo kusarudza kubhadhara chikwereti nechikwereti chakaderera kutanga.
06 Chengetedza zvikwereti uye zvikwereti.
Iwe unogona kungobhadhara zvakanyanya pane chikwereti chako sezvaunogona kuwana. Paunenge uine mari shoma yekubhadhara chikwereti, funga kuchengeta dzimwe nhoroondo dzako mumamiriro akanaka. Usabayira zvikwereti zvako zvakanaka kune avo vakatotora chikwereti chako. Pane kudaro, chengetedza zviitiko zvekare zvakakosha apo iwe unokwanisa kuzviita.
Ngwarira kuti vako vane chikwereti vacharamba vachiunganidza kuunganidza paakaunti yako kusvikira iwe uunza nhoroondo ikozvino zvakare.
07 Shandisai mari yekukurumidzira kudzoka zvakare.
Pasina kuwana mari yekuchengetedza, iwe unofanirwa kupinda mune chikwereti kuti uvhare mari yekukurumidza. Kunyange imwe shoma shomanana inofanirwa kuvhara mari shoma inowanikwa kamwe chete kamwechete kwenguva pfupi.
Chokutanga, shandira kugadzira chikamu chiduku chekudaidzira - $ 1 000 inzvimbo yakanaka yekutanga. Kana uchinge uine izvozvo, ita kuti uve nechinangwa chako chekugadzira chikamu chikuru, se $ 2,000. Pakupedzisira, iwe unoda kuvaka imba yekuchengetedza kwemwedzi mitanhatu.
08 Shandisa bhajeti yemwedzi wega wega kuronga mari yako.
Kuchengeta bhajeti kunobatsira kuti uwane mari yakakwana yekuvhara mari yako yemwedzi. Rongedza zvakakwana zvakakwana uye iwe unogona kutora matanho epakutanga kana zvichiita sekuti iwe hauzove nemari yakakwana yezvikwereti zvako mwedzi uno kana kuti mberi. Bhengi inobatsirawo kuronga kushandisa mari ipi zvayo yawakasiya iwe mushure mekunge mari yakavharwa. Iwe unogona kushandisa iyi mari yakawedzerwa kuti ubhadharire chikwereti nokukurumidza.
09 Zivai zviratidzo zvamunoda rubatsiro.
Kana iwe ukawana zvakaoma kubhadhara chikwereti chako uye zvimwe zvikwereti mwedzi woga woga, ungada kuwana rubatsiro kubva kune imwe kambani yokupa rubatsiro, sezvinoitwa chikwereti chekubhadhara chikwereti . Zvimwe zvingasarudzwa zvekuregererwa kwemari chikwereti chikwereti chekugadzirisa , chikwereti chekubhadhara , uye kubhadhara . Izvi zvose zvinobatsira uye zvisingabatsiri zvinorema zvakasarudzwa zvako zvakanyatsonaka.
Kana iwe uchifunga kuti une dambudziko rekushandisa, tsvaka rubatsiro kuburikidza nevatengesi Anonymous , chikwereti-rubatsiro rweboka rakafanana neAlcoholics Anonymous.