Iwe uri kutendeseka nekubhadhara kwako pamwedzi pamakadhi ako ekwereti nemamwe chikwereti mwedzi mumwe nomumwe, asi zvinoita sokuti zviyero zvako hazviiti budging. Nei izvi zvichiitika?
Mari Yako Yakawanda Yakavharwa Inofadza
Kufarira ndeimwe yemari yekubhadhara mari. Zvose zvemari yako yemwedzi nezvekubhadhara chikwereti pane chimwe chiitiko chekufarira uye imwe yehutano hwemashoko. Kana humwe huripo hwekubhadhara kwako huri kuenda kunharaunda, yako reyeri inongova inch down.
Semuenzaniso, kana kadhi rako rechikwereti rikwana $ 1 000 uye chikwereti chako chekudarika chiri 18%, mari yako yebhadharo inenge ine $ 13. Nekubhadhara kwe $ 30, bhaari yako inongosvika ku $ 983 kwete $ 970 sezvaungatarisira, nokuti $ 13 yemari yako yakashandiswa kune mari yemari.
Tarisa ikozvino ikopi yemutemo wekubhadhara kuona kuti mari yako yekupedzisira yakashandiswa sei kune kufarira kana kuderedza kuderedzwa kwako.
Pane nzira mbiri dzokurwisa dambudziko iri. Kutanga, iwe unogona kuwedzera mubhadharo wako kuitira kuti mari yakawanda ishandiswe pakuderedza chikamu chako. Dzimwe nguva kubhadhara mari yakawanda pachikwereti chako kuchaendesa mberi zuva rako rakakodzera rinofanira kupedza chikamu kuitira kuti uve nechokwadi chekuratidza (pane bhadharo chako chekubhadhara) kuti kubhadhara kwekuwedzera kunofanira kushandiswa pamutemo.
Kuwana chidimbu chechibereko chepasi chiri imwe sarudzo, asi kwete imwe iyo iri nyore kuita. Nekadhi kadhikiti, izvi zvinoreva kana kukumbira kadhi yako yekwereti kwechikwereti chepasi kana kutamisa chikwereti kusvika kune chikwereti chakanaka chikwereti chekwereti.
Nezvikwereti, nzira yega yega yekuwana muchero wekuderera uri pasi ndeyekugadzirisa mune imwe chikwereti nechezasi chibereko. Nhoroondo yako yechikwereti inofanirwa kuva yakakwana zvakakwana kuti iwane chikamu chepasi. Refinancing haisi kusununguka; kuverenga mari yacho usati waenda.
Mari Yako Inowirirana Nezvikwereti
Mitero inobata chikwereti chako nenzira yakafanana kune inofarira - inokuchengetedza kubva pakuderedza mari yako kunyange iwe uri kubhadhara.
Bvisa mari yaunotanga iwe kutanga kutanga uchinzwisisa zvipi zvauri kutengesa uye udzivise zviito zvinotora mari.
- Mari dzemazuva mashoma dzinogona kudzivirirwa nekuita mubhadharo wako panguva imwe neimwe mwedzi. Ronga mubhadharo yepaIndaneti kwemazuva mashomanana musati waita zuva rawakakodzera kuti uwane nguva yekuita kana chimwe chinhu chisina kunaka.
- Kana kadhi yako yekubhadhara chikwereti ichiripa mari yekudarika chikwereti chako chekwereti, unogona kudzivisa mari yekubhadhara yako nekubhadhara chikamu chako pasi pechengeti uye kuongorora chikwereti chako chiripo usati waita.
- Unogona kukwanisa kutenga mari yako yegore negore nekukumbira, asi kana zvisingaiti, iyi ingave iri kadhi iwe unoda kubhadhara kutanga.
- Kubhadharwa mari - kufanana nemari inotangira mberi kana mari yekutsinhanisa mari - inogona kudzivisa nekungodzivisa kutengesa kunotora mari. Mari inoshandiswa inonyanya kukosha nokuti inotanga kuwedzera chibereko pakarepo.
Iwe Uchiri Kuumba Chikwereti
Kana uchiri kugadzira kadhi rechikwereti kana kutora chikwereti, yako yose chikwereti chikwereti hachizoperi nehuwandu, kana ichienda zvachose. Kuti uone kumwe kufambira mberi nekubhadhara kwako, unofanira kusiya kusika chikwereti chitsva . Izvozvo zvinoreva, hapana kadhi rechikwereti rinotenga. Enda kune imwe nguva kubhadhara kubhadhara pakadhi yako yebhengi kuitira kuti zvikwereti izvi zvive kubva pakero yako yekuongorora uye usakanganise kadhi yako yekwereti yemari.
Iwe Uri Kubhadhara Chete Zvishoma
Kuti uite kufambira mberi kunokosha pane chikwereti chako, unofanirwa kubhadhara kupfuura zvishoma . Imwe nzira yaungashandisa kubhadhara chikwereti chako ndeyekutora chikwereti chekubhadhara nokukurumidza uye kubhadhara chikwereti kune chikwereti ichocho paunenge uchibhadhara zvishoma pazvimwe zvikwereti zvako zvose. Zvadaro, kana wakabhadhara chikwereti chekutanga, shandisa nzira imwechete yekubhadhara kune chikwereti chinotevera uye chinotevera kusvikira vese vadzorerwa.