Basa raFrank muna 2008 Financial Crisis
Ane mukurumbira wekunyatsoruzivo pamusoro pemamiriro ezvinhu akaoma emari muUnited States.
Akanga ari nyanzvi yehumba uye mortgage regulation. Akaisa pfungwa pakuchengetedza varidzi vemba, kunyanya avo vane mari shoma. 2008 American Housing Rescue uye Foreclosure Prevention Act.
Frank akazvidzwa pamusoro pokudzivirira Fannie Mae naFreddie Mac . Nokuda kwechikonzero ichochi, vamwe vanomupomera mhosva ye subprime mortgage crisis . Icho chikonzero chaicho chaiva mabhanhire 'kushungurudza pane zvigadzirwa. Nokuda kwezvimwe, ona Chii Chakatora Subprime Mortgage Crisis?
Frank akaedza kuderedza kushandiswa kwemauto . Akakakavara kuti mari yehurumende inoshandiswa zviri nani kuvakazve zvivako zvekuvaka kumba. Inofanira kuitwa kuti kuderedze kukanganisa uye US chikwereti.
Akambove ari mutsigiri wemiganhu pamusoro pemari yekutonga iyo, sezvaanotaura, "... anopa mubairo mukuru wekutora matambudziko asi kana achiita kuti kurasikirwa kunofamba kuenda kumba kunodya sezvinowanzoitika."
Zvinoshandiswa neHome Financial Service Committee
Komiti inotarisira zvose zvikamu zvehupfumi hwenyika uye mari yezvemari zvinosanganisira mabhizinesi, inshuwarisi, dzimba, dzimba uye inobatsira dzimba, uye zvigadziro .
Inoongorora zvirongwa zvine chokuita neGerald Reserve , FDIC , SEC , Fannie Mae naFreddie Mac, HUD uye masangano enyika dzakadai seBan World Bank uye International Monetary Fund . Komiti inosimbisawo kushanda kwemitemo yekuchengetedza vatengi seSouth Housing Act, Chokwadi muLending Act, Mutemo neZvokuvandudza Mutemo Mutemo, uye Mutemo Reinvestment Act, pakati pevamwe.
Sei Frank Achikosha Kumari?
Sachigaro weGenerational Financial Service Committee, aive nebasa rekugadzirisa mhinduro kune $ 700 mabhiriyoni ailout akataurwa neChinyorwa cheMari weAmerica Henry Paulson . Nenzira yakanaka, akanzwisisa zvakare kuti zvigadzirwa zvakakonzera sei dambudziko rebhangi . Izvozvo zvaireva akabvumirana naPaulson kuti kusaita chinhu chakanga chisingaiti.
Frank aiziva kuti zvii zvimwe zvinoda kuiswa. Unyanzvi hwake hwaireva kuti aigona kubatsira mufudzi nzira kuburikidza neCongress. Zvimwe zviyero zvinosanganisira:
- Mibhadharo kune vimba veimba vanoedza kudzivisa kutangira.
- Chivako chekutarisira chichadzokorora kutengesa kweMariki uye kutengeswa kwezvikwereti.
- Hurumende inobatanidza danda mumakambani anogamuchira rubatsiro rwekubhadhara.
- Zvikwereti pamusoro pekubhadhara kukuru kwemakambani anununurwa.
Izvo zviyero zvinotarisana nezvinetso zvehutano hwehutano. Hapana aida bhailout kuti mabhanho aende pachibvumirano. Bhengi vakatora ngozi yakawanda. Basa rekubhadhara raifanira kuva nemarwadzo akakwana saka vaisazozviita zvakare. Kubhadhara mari haina kubvisa mabhengi kubva pamigumisiro yezvisarudzo zvavo zvakaipa pasina kubhadhara vateresi.
Aivewo ane kodzero yekuendesa kuburikidza neDodd-Frank Wall Street Reform Act , akazvitumidza zita rake uye Senator Chris Dodd, D, Conn.
Zviyero zvaro masere zvakagadzirisa zvimwe zvezvinetso zvakakonzera matambudziko emari. Yakasimbisawo Consumer Financial Protection Bureau . Inogadzirisa mabhangi 'kushandiswa kwemari ye depositors' ne Volcker Rule .
Basa raFrank Pakutanga
Barney Frank aiva Massachusetts State Representative (1972-1980). Akadzidzisa pazvikoro zvakawanda zveBoston. Iye akapedza kudzidza zvose Harvard College (1962) uye Harvard Law School (1977). Akatevera Ph.D. kuHarvard. Akabva muna 1968 kuti ave mukuru mubatsiri weMeya Kevin White weBoston. Akashanda muMassachusetts House of Representatives kubva muna 1972 kusvika muna 1980, uye akazobvumirwa kubhadha muna 1979.
Muna 2012, Frank akasimuka kubva mune zvematongerwo enyika. Muna 2015, akanyora memoir yake: Frank: A Life in Politics kubva kuNyika Yenyika kusvika kune Imba Yakaroorana . Iye iye zvino ari unyanzvi wehurukuro yevanhu vose.