Nguva dzose kutengesa pamba zvinotora zvinogona kutora nosedive nekuda kwezvokupoteredza zviri pedyo
Mune dzimwe nzvimbo, imba yakatarwa ingave yakarongedzwa uye inoputirwa nezviratidzo zvikuru zvinoshambadzira iyo seimba yebhangi kana REO.
Dzimwe dzimba dzakagara dzakagara dzakasara dzakasara kwemakore. Masora anokura akakwana zvokuti anovhara mabwendefa, mapenzi anokanda mabwe kuburikidza nemahwindo echipiri-pasi, uye imba inova maziso kune avo vanogara.
Zviratidzo zvekutanga zvinogona kusiya vavakidzani vachifunga nezvekukosha kwemisha yavo. Vadzidzisi vemisha yakapoteredza vane hanya kuti kufanirwa kunogona kukanganisa pfuma, uye zvakakodzera saizvozvo.
Kuongorora Kunosanganisira Homes SezvaWako, Plus Foreclosures
Pane zviyero zvitatu zvekudzidzira :
- Nzira yekudhura - Iyi nzira inoona mari yekuvaka imba pamwe nekukosha kwenyika.
- Nzira yekuwana - Iyi inoshandiswa kuenzanisa mazvikamu akawanda zvichienderana nemari yemitengo.
- Kukosha kwekutengeswa kwemusika. Icho chiyero chekuongorora chinofanidza nheyo yezvinhu kune zvitatu zvekutengesa zvakafanana munharaunda.
Kana kutengesa kwakafanana kwakafanana kushandiswa kwemazuva ose uye imwe inofanirwa kutengeswa kana kutengeswa pfupi , muchengeti angashandisa izvo zvinoshungurudza kutengeswa semufananidzo wakafanana here?
Kuti ndiwane mhinduro, ndakataura naDerek Yuke, mudzidzisi weYuke & Associates muSaramramento.
Yuke anoedza kuwana ruoko-kureba kwekutengesa paanoisa pamwe kuongorora. Izvi zvinonzi zvinotengeswa pamusika wekutengesa, zvinopiwa zvekutengeswa nemunhu anotengesa anoda uye anotengwa nemunhu anokwanisa uye anoda, asina chikamu chiri pasi pekushungurudzika kana zvakabatana.
Kunyange kana zvichireva kureva kutengesa kwakafanana kubva kune imwe nzvimbo yakatarisana nekugadzirisa kukosha, vakawanda vanoongorora, anoti, vanogona kuwana ruoko-urefu hwekutengesa kushandiswa pakuongorora.
Yuke ave ari mubhizinesi kubvira muna 1996 uye anoti, "Kana ndikashandisa kushandura, ndinotsanangura kuti nei ndakashandisa. Ini ndinotaura kuti haisi kukonzera kwakanaka uye hazviiti kuti uwedzere uremu. "Anoti foreclosures haimirire mutengo wemari, uye anogona kugara achiwana kutengesa kuti aise muzviongorori zvake. "Kana paine zvipfeko zvekare mune imwe nzvimbo, izvo zvinokanganisa kukoka nokuti zvinova kukosha," Yuke anonyevera.
Foreclosures Ita HOAs Inotambudza
Yuke anoenderera mberi achiti, "Kana pasina humwe hutengi hwekutengeserana, iwe wakanamatira. Kubudirira kwekodhi kwakaoma. "Chii chinoitika kana pane kungowanikwa kwekambani kana kutengesa mukati memusangano weimba ? Maererano naYuke, iyo ndiyo inonyanya kukoshesa kukurudzirwa nokuti ndiyo chete inowanikwa.
Kushungurudzika kunotengeswa mukati memusangano wemuimba zvakare kunoreva kuti hazvigone kuti muridzi wacho akabhadhara chikamu chepro-rata chechikwata cheHoA chaanoita. Kana muridzi weimba yeimba inoshanyira pasi, ndeyevamwe vimba vedzimba vanozopedzisira vachibhadhara tab muchimiro chepamusoro sangano rebato.
Zvinosuruvarisa, kunyange zvazvo masangano akawanda eimba yeimba ane simba rekufananidzira kana mari iri mubhadharo, vashomanana vane mari kana kuti nzira yekuita nayo, uye avo vanoita kakawanda kutarisa iyo kana mari yekutenga ichikwirira kudarika kukosha kweiyo unit.
Foreclosures Weaken Nearby Zvimwe
Kunyange zvazvo dzimwe dzidzo dzichiratidza kuti mimwe mimwe ine nhamba yepamusoro yekufananidzira inoona dhesi ye1 muzana muhuwandu, doro risingabatsiri haisi nguva dzose nekuda kwenhamba yekutangira. Kazhinji, kutengesa kwematengo kunokonzerwa nekuona kwevatengi vemunharaunda yacho, pamwe chete nemuridzi wekare akaregeredza zvakanyanya pfuma yacho.
Chimwe chekufananidza kutengesa kunoratidzika sekuzvitsvaga. Kamwe chete kana mumwe weimba achienda asina kukwana, vamwe vari pedyo vanoita sevatevera. Kana muridzi wacho asina kukwana achidzingwa kana kuti asiye pfuma, imba yakasiyiwa inowira pasi.
Imba isina chikwata chekugadzirisa iyo inoda kugadziriswa kwakanyanya haigadziri kutengeswa kwemari .
Chimwe chikamu chekutsvaga kwekutenga zvakatarisa ndezvekuti dzimba dzinotengeswa "sezvazviri," uye vatengi havana chirongwa chemamiriro ezvinhu. Vamwe varidzi vemunharaunda vari kurasikirwa nechinhu chimwe nechimwe nekuda kwekufambisa havafungi nezvekutengesa zvakagadzirirwa mune zvishandiso uye kubvarura pombi dzemapuranga kuti dzitengere zvikafu. Dzimba dzinoshaikwa zvikamu zvinowedzerawo mitengo yemunharaunda.
Panguva yekunyora, Elizabeth Weintraub, CalBRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.