Vashandi Vematengesi Vasingakwanisi Kuve Vakapfuma
Kana iwe wakamboda kutarisa pane yako yekutengesa imujeri yemutero kudzoka kuti uwane kuti wero wako anowana gore rinorevei, iwe hausi woga. Zvisinei, havasi vashandi vose vepambani vanowana mari yakafanana yemari. Kutanga, vashandi vezvivako vanoshandisa basa kubva kumativi ese ehupenyu nemhando dzakasiyana dze dzidzo uye zvinokurudzira. Vamwe vanove vashandisi veimba yepamusoro yemari, asi vamwe vanokwevedzwa nekunakidza, kufara, uye zvinetso zvekutengesa pfuma.
Vamwe vanoda kuva chikamu chebasa rinobatsira vamwe kuti vaite zviroto. Kune vakawanda, basa redzimba rinopa mukana wekuva webasa rako, uye ichocho chikonzero chinokurudzira kune avo vanoda kubuda kubva pasi pechigunwe chekambani yeAmerica.
Inguva Inorevei Avhareji Mutevedzeri Weimba Imba Anowana?
Chero chikonzero chekuva vashandi vekumba, iyo inoramba ichinyanya kukosha kwemazana emakore ekutanga mazai edzimba vanowana zvishoma zvishoma pakutanga, kunyanya nekuti vari kutambura kudzidza bhizinesi apo vachivaka vateereri. Sezvo makore achifamba, vamiriri vanogona kuvimba nekutumira kune vanogutsikana nevatengi kuti varambe vachivaka bhizinesi ravo. Vanodzidza dzimwe nzira dzokukwezva vatengi.
Pakati pevhesi, kunyange zvakadaro, maererano neSarary.com, mahofisi ezvitoro akawanda vanowana mari yepakati yemadhora anenge $ 36,000. Vaparidzi vepamusoro vanoita zvakawanda, uye vashandi vanotengesa imwe imba mwedzi mishomanana vanobhadhara zvakanyanya zvokuti vamwe veavo vamiriri venguva.
Nhengo dzenguva-nguva dzinowedzera kuwedzera mari kuburikidza nebasa rezuva rose rekuita kuita chimwe chinhu.
Kuwanda kwevanhu vanoita sei kunobva pane nhamba yekutengesa kwavanopedzisa, komisheni yakabhadharwa kubhadhara uye yakaparadzaniswa nemunhu anotengesa broker.
Agent avo vari kungotanga kubuda vanowanzogadziriswa basa rakaparadzana pavanodzidza bhizinesi.
Hazvisi zvisizvo zvekuti gweta rekutanga rokutambira kugamuchira anenge 50 muzana yemutero wakabhadhara kune mutengesi.
Maitiro Edzimba Makomisheni Anobhadharwa
Kunze kwezvikwereti zvebhizimisi zvekutengesa, izvo zvinobvumira kubhadhara zvakakwana kumutengesi wemutengesi, vazhinji vashandi vepanzvimbo vanobhadharwa kuburikidza nesungano yekuronga , iyo yakasayirwa nekutengesa uye mutengesi wezita . Mumiririri anoisa zviratidzo panzvimbo yekutengeserana.
Izvo zvakatengeswa broker zvino inopa chikamu chekutumirwa ikoko nekutengeserana kunomiririra mutengi. Zvose zvivako zvekutengesa zvigaro zvinotaurirana , asi vamiriri vanozvitsaurira ivo pachavo nemari inobhadharwa zvakananga kune mutengesi, kwete mujeri. Agent anoshandisa iyo broker. Kazhinji, ndiye mutengesi anoratidza kuti vatengi vanobhadharwa zvakadini asiwo inowanikwa kune tsika dzomunharaunda.
Pandakazotanga muimba yemakore makore makumi mana adarika, mari yaibhadhara kunzvimbo yekutengesa yaiwanzoparadzana, asi nhasi, pandinozvitenga kuchamhembe kweCalifornia zvakanyanya kubviswa, nekunyoresa broker kutambira kusvika 1 kubva muzana kana kupfuura kupfuura kutengesa broker. MuSan Diego, zvinoratidzika zvakajairika kuparadzanisa komisheni pamwe chete.
Imwe nhepfenyuro inogona kuchinja kubva pamari yakadzika kusvika kune chikamu che1% kusvika kune 10 kubva muzana kana zvimwe zvekutengesa. Ngatitarisei pamuenzaniso wekuti boka rejeri rinowanikwa sei kana mutero wakabhadharwa, ngatitaurire 7 muzana, ne 50% kupatsanurwa (nokuda kwekugadzirisa kuverenga chete) nekutengeserana kunobudisa mutengi.
Iti, mutengo wekutengesa uri $ 200,000. Dare rose re7% raizova $ 14,000, iro iro $ 7,000 rakachengetedzwa nehurongwa hwekutengeserana. Kubva kubva kune $ 7,000, iyo inyanzvi inoshandiswa inobhadharwa pamusana, iyo inowanikwa inenge inenge 60 muzana yemushandi wekutanga wegore.
Izvi zvinoreva pa60 kubva muzana zvakaparadzaniswa, mujeri aizokwereta $ 4 200. Mushure mokubvisa hurumende uye hurumende yemitero, iyo inogona kuwedzera kusvika ku30 kubva muzana kana kupfuura, mutambi wacho aizotora madhora 2 940. Mushandi anobhadharawo pamusoro uye mari, iyo inogona kudya imwe 20 kubva muzana yemari yakawanda, zvichiita kuti mari inokwana $ 2 100.
Kusiyana nekutenda kwakakurumbira, vazhinji vanogara muimba yekutengesa vanotengesa dzimba 4 kusvika ku6 chete pagore. Izwi iri 20 muzana yevashandi vanoita 80 muzana yebhizimisi. Mumuenzaniso uri pamusoro apa, mujeri uyo ane chikamu chemazana makumi mapfumbamwe kubva muzana (iyo inowedzera makumi maviri kubva muzana yebhizimisi) inenge yakazara madhora 18,000 pagore.
Agent haawanzoenda mubhizinesi achida kuva chikamu chezvikamu makumi mapfumbamwe zvezana, asi izvo zvinowanzoitika chaizvo.
Ndezvipi Zvakawandisa Mukurumbira Wematengesi Edzimba?
Vatengi vakakurumbira vanowana zvakawanda kupfuura yevhareji real estate agent. Imwe yega yehofisi yepamusoro inoshandisa mitemo yayo yevatori vepamusoro, asi zvichida yakachengeteka kutaura kuti murairi wepamusoro angada kutengesa imwe imba imwe mwedzi kuti awane. Vatapi vepamusoro vanoita madhora $ 100,000 pagore kuti vatange. Mega-nyeredzi dzinowana $ 500,000 gore negore.
Munzvimbo yakafanana neLos Angeles, somuenzaniso, vashandi veRock Star vanogona kutengesa $ 500 mamiriyoni, izvo zvinoreva kuti vanowana mamiriyoni ega ega ega ega ega.
Iwe unogona kutarisa dhora remurairi wepamusoro wemhizha, avo vazhinji avo vanofungidzirwa kuti vanongoronga mazita, uye iwe unogona kufara zvikuru kuverenga kuti vanowana mari yakawanda gore. Kana mukazi wepamusoro akuudza iwe kuti anotengesa $ 50 mamiriyoni pagore, ihwokufungidzira kwakadzidziswa kuti inowana mamiriyoni emitemo uye zvichida kupfuura izvozvo.
Vamwe vashandi vakaumba mapoka uye vanopa mamwe mahofisi kuti vashandire timu. Kazhinji, asi kwete nguva dzose, mumhando iyi yekugadzirisa, mutungamiri weboka anotora chikwereti chekutengesa kwega, kunyange kana nhengo yeboka iri yatanga mutengesi. Vazhinji vevatungamiri veboka ndivo vakanyatsoronga mazita avo.
Discount real estate brokers vanofanira kutengesa zvimwe zvivako kunze kwezvakazara zvizere zvebasa redzimba rekutengesa kuti vawane mari yakafanana yemari. Ndezvipi zvinotapudzwa nevatengi vanogona kuzvipira mubasa zvinoumbwa nehuwandu hwekutengesa, kana kuti ndicho chinangwa.
Panguva yekunyora, Elizabeth Weintraub, CalBRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.