Chikonzero Nei Unogona Kuda Chikwereti Chakwereta muHamangwana
Pamatafura mazhinji, kukwereta mari zvakare ndicho chinhu chokupedzisira mupfungwa dzavo. Kubvisa mari yavasingakwanisi kubhadhara kwakavaremera uye havadi kuzviwana mumamiriro ezvinhu zvakare. Mhiko dzakawanda kuti urarame mukati mehutano hwavo, usatora makadhi emakadhi, uye uchengetedze kutenga kukuru semidziyo nemotokari.
Kune vamwe, pfungwa yekurarama pasina kuwana chikwereti inotyisa.
- "Chii chinoitika nguva inotevera pandinofanira kutenga motokari?"
- "Zvakadini kana mudzimu wemhepo inomira kushanda?"
- "Ndichiri kukwanisa kubatsira vana vangu kukoka kuchikoro here?"
- "Ndichakwanisa kutenga imba here?"
Ichokwadi chehupenyu, zvisinei, zvinoreva kuti hazvisi nguva dzose zvinobvira, zvinobatsira kana kunyange zvemari kuchenjera kudzivisa chikwereti. Kuchengetera imba, somuenzaniso, hazvigoneki kuvanhu vakawanda. Mari yezvemari, zvinogona kuve zvakanzwisisika kutenga imba kune chikwata chechibereko chepasi, apo iwe unogona kukodzera, nokuti kuwedzera kwekuwedzerwa kwehuwandu kwemazuva kuchave kune zvinopfuura chikwereti chakabhadharwa pachikwereti.
Kune vamwe, zvingava zvakaoma kuponesa kunyange motokari inodhura, kana iwe ungada imotokari kuti uende kune basa richaripa.
Pamusoro pezvinhu izvi zvose, kuva nechigadziro chekugadzirira chikwereti kunogona kuva nani pane kupika kuti hauchazopizve chimwe chinhu kumunhu upi noupi.
Nzira yakanakisisa uye yakavimbika yekuvaka zvakare chikwereti chako chakanaka mushure mekushaya bhadhaki ndiyo nzira imwe chete yaunouvaka nayo paunenge uchangotanga muupenyu.
Iwe unotora zvishoma pane zvishoma zvinokodzera zvikwereti zvekubhadhara, chengetedza zviyero zvishoma, uye ubhadhe zvishoma zvako kana kuti ubhadhara iyo yose yega mwedzi. Chinonyanya kukosha, iwe unobhadhara mari yako panguva!
Kuwana Chikwereti Chako Chakwereta
Iwe usati washa kushanda kuti uvandudze maranho ako, unoda kuziva kuti chii. Kunyange zvazvo kune mapoka emakambani anoongorora dhiyabhorosi uye anopa zvikwereti zvikwereti, Fair Fair Company inotaura kuti chikamu chayo cheFICO chinoshandiswa nekuwedzera kukweretesa vashandi kupfuura chero ipi zvayo. Nhamba yeFICO yakareba kubva pakaderera mazana matatu kusvika kune yakakwirira ye850. 720 inonzi inoratidzirwa.
Vamwe vanokweretesa masangano vachakupai mukana wekusununguka kana iwe ukakumbira chikwereti. Zvimwe chikwereti kugadziriswa uye kubhadhara zvikwereti zvinopa zvikwereti kwauri (kana mumwe kubva kumakambani anokwikwidzana) kana iwe ukasainira kubhadhara mari yavo. Iwe unogonawo kuwana chikwereti chekwereti kuburikidza nekuripa iyo paunorayira mushumo wechikwereti kubva kune imwe yezvikwata zvitatu zvinokweretesa chikwereti, Experian, Trans Union uye Equifax. Kana, iwe unogona kuenda zvakananga ku Fair Fair Company uye kutenga chikamu cheFICO kubva ikoko.
Zvinotora Nguva Yakadini Kuti Uwanezve Chikwereti Chakanaka Chekwereti?
Kushungurudza vatongi vanowanzonzwa kubva kune vatengi kuti makore anenge maviri kana kupfuura mushure mokunge vabhadhara mabhizimusi avo, vatengi ivavo vari kugamuchira zvikwereti zvinopiwa nemazvo.
Uku ndiko kuratidzwa kwakajeka kwekwereti chikwereti, icho chinoshandura sekushungurudzika uye mamwe mazwi asina kunaka makore.
Chikoro chenhamba dzinovandudza sezvo zvinhu zvisina kunaka zvakabviswa uye sezvinhu zvakanaka zvinovaka. Kunyange zvazvo kubhadhara kubhadhara kunowanikwa pamushumo wechikwereti kwemakore gumi kweChitsauko 7 nyaya uye kusvika kumakore manomwe nokuda kweChitsauko 13 , mamwe mazano asina kunaka anowanikwa nekodhi rimwe rega inofanira kuwira shure kwemakore manomwe. Nokudaro, kana munhu wega wega anotaura kuti yakabatanidzwa mukudarika, ruzivo rwakashata harwuzobvunzwa kana rune makore anopfuura manomwe.
Zvinosuruvarisa, chokwadi chekunyora mabhizimusi chichaenderera mberi kuchikurudzira chikwereti chekwereti kuburikidza chaizvoizvo icho chinoramba chichioneka pamushumo wechikwereti, kunyange semashoko asina kunaka pamusoro pezvinyorwa zvinowanikwa mukudarika kunowira.
Iko kune mashoko akanaka, zvisinei. Pane zvinhu zvakawanda zvaunogona kuita kuti ubatsire kuunza chikwereti chako chekwereti mumuganhu unogamuchirwa. Wakagadzirira here kuita zvose zvaunogona kuti uvandudze maranho ako? Kana zvakadaro, tarisa Maitiro Okuvandudza Nhamba Yako Kwereti Mushure meBanruptcy .
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