Iwe uchagamuchira kudzoka kukuru kune mabhanga emagariro
Zvikwereti zvekwereti zvinopa imwe nzira yakawanda kune mabhangi. Vanopa mhando dzakasiyana dzekodha, asi kazhinji vane mari yakaderera yakaderera uye yepamusoro yemari yemari. Hazvina mhosva kuti iwe uri kupi, unogona kukwanisa kubatana chikwereti chenyika yose. Kana iwe usingakodzeri kubva kubasa rako kana nzvimbo yako, iwe unowanzokodzera nekodhimwe kana mupiro kune zvisina maturo. Saka kana iwe uchida kubatana nechikwata chekwereti, izvi ndezvimwe zvezvikwereti zvekwereti zvakanakisisa zvaungasarudza kubva.
01 Best Credit Union yemari: Alliant Credit Union
Alliant Credit Union inowirirana yakarongwa chikwereti chekodzero uye yechishanu pane yose muUnited States nehupfumi. Yakatangwa seUnited Air Employees 'Credit Union muna 1935, chiChicago chinzvimbo chekodhinari chekodzero chinoshanda iye zvino chiri kuCalifornia, Colorado, Texas neVirginia pamwe nevakaberekerwa kuItaly ne 11 nzvimbo dzebazi. Nhengo dzinokwanisa kuwana maATM anokwana 80 000-pasina, kunyange iwe ungashandisa kunze kwe-network ATM isina mubvunzo kusvika ne $ 20 mumwedzi yekubhadhara kwemwedzi kwekutarisa vatengesi vekambani.
Nzira iri nyore kune unhu ndeyekushamwaridzana nemakambani ayo makumi mashanu evanhu + kana kugara munharaunda. Iwe unogonawo kubatana neine nguva imwe chete, $ 10 mupiro weHoster Care kuti Ubudirire.
Nesimba rekutsvaga, rekufambisa uye rekufambisa foni, usanetseka kana iwe usingafambi pedyo nebazi. Chinhu chimwe chete chinogona kudzivisa mari inoshandiswa. Iwe unogona kuita zvinhu zvose zvisiri kure kunze kwekushandisa imwe zana.
02 Best Credit Union kune Big Network yeMapazi: First Tech Credit Union
Yokutanga Tech Credit Union ine imwe yezvakakwirira zvikuru zvezvivako zvebazi, ine mapazi makumi mana mumatunhu mapfumbamwe uye Puerto Rico. Nekwakabva kwaro kuongororwa teknolojia yevashandi kuTektronix, nzvimbo dzekambani dzacho dzinotarisa kumazinga epamusoro ekugadzirwa muUnited States.
Kubatanidzwa kwayo mubato re Co-op kunopa nhengo dzinosvika 30 000+ maATM asingabhadhari uye matare anopfuura 5,000 kutarisira bhizinesi rebhizimisi. Kunyange kana iwe usingararami nekutanga kwebazi rekutanga, iwe unogona kuita zvinhu zvakawanda zvakanakisisa kune mapazi aya. Nevakawanda, maitiro ndeimwe ari pedyo.
Iko chikwereti chekubvumirana chinopa maitiro akawanda ekuongorora, mamwe acho anopa kukwikwidzana kwemari yemari uye mibayiro. Uye ani naani anogona kubatana!
03 Best Best Union For Military: Navy Federal Credit Union
Kusiyana nevamwe vakawanda pane urongwa urwu, munhu wese haagoni kubatana neNavy Federal Credit Union. Zvisinei, chero mauto anoshingaira, mauto ehurumende yepamutemo uye mhuri dzavo vanogona kubatana. Vashandi veDhipatimendi Rekuchengetedza (DoD), vashandi vehurumende vakagoverwa nzvimbo yeDD uye makontrakiti pazviitiko zveDD uye mhuri dzavo dzose dzinokodzera kubatana pamwe chete.
Kana iwe uchikodzera, iyi chikwereti chekodzero ine mazano makuru ekubatsirana nevatengi uye inopa mikana yakawanda yekuongorora, kuchengetedza, makadhi emakwereti uye zvikwereti. Kufanana nemakambani ose emakwereti, Navy Federal haina maturo, saka nhengo dzinowana huwandu hwekuda mari kupfuura iwe unowanzowana nebhangi.
Iyo yakaderera yakawanda iyo yakakosha yepamusoro kudzivisa mutero wemwedzi wepamusoro pane yakakurumbira kuongorora kero uye kuderera kwechirongwa chekuda kupfuura vamwe vadzikwi pane iri urongwa. Asi kana iwe uchigara pane kana pedo nheyo, Navy Federal Credit Union ingave yakakunakira iwe.
04 Best Credit Union kune Mortgages: Pentagon Federal Credit Union (PenFed)
Pentagon Federal Credit Union, inonyatsozivikanwa sePenFed, inzvimbo yeWashington-based credit union nechinangwa chehondo, asi haufaniri kuva muWashington kana chikamu chemauto kuti uende. Kufanana nezvimwe zvikwereti zvezvikwereti, mupiro mutsva kune waunobatsirana naye unokodzera iwe kuti uzarure nhoroondo itsva. Kana uchinge waita, une zvimwe zvakanaka zvekugadzirisa zvikwereti uye zvimwe zvikwereti, kusanganisira kukwikwidzana kwekodzero uye imwe yakasiyana yekutenga chikwereti.
Imwe yega inosarudzwa ndeye 15/15 ARM. Izvi zvinogona kugadziriswa kutora chikwereti chechikwereti muhupfumi hwenyu huri pasi pemakore gumi nemashanu musati machinja kugadziriswa kwemari. Sezvo nhamba huru yevanhu inowanzofambisa mukati memakore gumi nemashanu, iyo inzira yakanaka yekuvhara mubhadharo shoma yeA ARM pasina pangozi yekanguva shoma 3, 5 kana manomwe yemakore ARM.
PenFed inopa kukukwikwidza kuongororwa uye kuchengetedza, uye imwe chikwereti chekwereti nemararamiro akanaka kwazvo kupfuura akawanda emari yunivhesiti. Uku kusanganiswa kwezvinhu zvinoita kuti zvikwanise kutarisa.
05 Best Credit Union Checking Accounts: Langley Federal Credit Union
Langley, Virginia yakakurumbira semukuru weCIA, asi Langley Federal Credit Union haisi yakavharwa muchivande. Langley Federal Credit Union inonyatsozivikanwa, seyechokwadi, nokuda kwezvikamu zvina zvekutarisa mabhuku. Its LangleyPays Checking iyo inopa vateereri vekambani 1.21 muzana APY pa $ 1 000 yekutanga inowanikwa pamwe nemadhora 10 nguva imwe neimwe paunenge uchishandisa kadhi yako yebhadharo.
Langley Federal Credit Union inopawo mari yepamusoro yezvikwereti paCD uye nekuchengetedza, izvo zvinozviisa mukushanda pamwe chete nedzimwe nhepfenyuro dzakanakisisa dzekuchengetedza mari kune mabhizinesi anowanikwa muIndaneti.
Nhengo yakasununguka kune vashandi vari mumabhizimisi akawanda munyika, kusanganisira 7-Eleven, Olive Garden uye Panera Bread. Kana, iwe unogona kubatana neV Virginia Virginia Association of Museums kwe $ 15 kana Shamwari dzeCarrollton Library kuitira $ 5 kuti zvikwanise.
06 Best Credit Union for Kids 'Kuponesa: GTE Financial Credit Union
Maererano neGoBankingRates, GTE Financial Credit Union inopa imwe yezvakanakisa mari yekuchengetedza zvikwereti zvekwereti kuti ani zvake anogona kubatanidzwa. Kunyange zvazvo kuongorora kwevashandi vasati iri stellar, ikozvino APY paAccess Saver account yekuchengetedza kwayo inoshamisa 1.99 muzana APY.
GTE Financial Credit Union inowanzogovera Account Savings Account neAsafer Saver iyo yose inopa mari shoma shoma, ine 0.10 muzana APY, asi zvakaoma kurova inenge zvikamu zviviri kubva muzana inopiwa neAcount Saver Account. GTE iri nhengo yeMapMoney, iyo inoreva kutumira mari kubva kubhangi iyi kuenda kune imwe nhoroondo kune imwe bhangi inogona kukurumidza zvikuru, iyo imwe yega.
Pane nzira dzakawanda dzekubatanidza, kusanganisira imwe nguva yezvipo kune vaCUSave pasinei nokuti munogara uye kupi kwamunoshanda. Haisi iyo yakanakisisa chikwerekiti chevanhu vose, asi pane dzimwe nguva apo inonzwisisika.
07 Best Best Union for Customer Service: Wings Financial Credit Union
Minnesota inobva kuWings Financial Credit Union inowanzopa mahombekiti ekubasa kwevatengi munyika yose. Chero ani zvake ari muMinneapolis-Saint Paul metro, nzvimbo yeSeattle-Tacoma, kana mabasa kana kuti akashanda muchiteshi chemafiriya akakodzera kubatana. Iwe unogonawo kubatana neWings Financial Foundation ye $ 5 kuti uwane kodzero yekubatanidza ichi chakakodzwa chikwereti chekwereti.
Iyi chikwereti inowanzopa nhoroondo dzakawanda, kusanganisira pasina chekubhadhara mari yekodhi. Iyi chikwereti chechibvumirano chine mapazi kuMinnesota, Michigan, Florida, Georgia neWashington, uye inopa 60,000 maATM asingabhadharwi akasiyana-siyana munyika yose kuburikidza nemakambani eCo-Op uye Allpoint. Purogiramu yeZvipindi Mipiro inopa mari yekubhadhara pamitengo yekutengesa zvakare.
Kufanana nemakambani akawanda emakambani, Wings Financial inopa huwandu hwezvigadzirwa zvemabhangi zvakadai sezvikwereti uye makadhi emakadhi. Kusiyana nevamwe, inopawo mari yekutsvaga uye inishuwarenzi zvinokubvumira kuchengetedza hupenyu hwako hwose hwehupfumi nedzimwe sangano, iyo inobatsira kune avo vanoda kuisa zvinhu zviri nyore.
08 Best Credit Union yekushandisa chero ATM ipi: Connexus Credit Union
Mazhinji mabhanki makuru anokubhadharai mari yekushandisa imwe ATM yebhangi, pamwe chete iwe unogona kubhadhara mari kubhengi iyo. PaConnexus, kwete chete iwe unokwanisa kushandisa maawa 54 000 asingabhadhara mari mumakanzura eCo-Op uye MoneyPass, Connexus ichadzorera kusvika pa $ 25 pamwedzi mune rimwe rebhadha yemari yeATM kana iwe uchibata iyo Xtraordianry Checking account. Kune avo vanoda kufamba kana kungoda kushandisa chero chero ATM inonyanya kukosha panguva ino, iyo inobatsira zvikuru.
Pamusoro pezvikwereti zveATM, Connexus inopa kukwikwidzana nezvikwereti zvezvikwereti uye nhoroondo. Auto loan mvumo inotanga pa 2.49 muzana neikorodho yekutengesa (SPRINGAUTO100) uye zvikwereti zvekutora zvikwereti zvinowirirana nehuwandu hwehuwandu hwemari. Kana uchida kuongorora gwaro, unogona kuunza mamwe mabhengi ako pano uye kuchengetedza zvinhu zviri nyore uye pasi pedenga rimwe.
Xtraordianry checking inopa 1.75 muzana APY muchengeti pamabhadharo emari yeATM, saka iyo yepamusoro yekutarisa sekari pasinei nokuti unoiona sei.