Zvaunofanira Kutarisa Apo Uchitsvaka Account
Wakagadzirira kuzarura kambani kune chikwereti kubatana, asi iwe unowana sei rakarurama? Kuwana chikwereti chekoni kunogona kuva chinhu chinonyengera, uye iwe unoda kuita chisarudzo chakanaka usati wapinda mumatambudziko ekushandura mari yako yebhadharo uye zvakananga dhidziro mirairo. Heano mazano mashomanana ekuwana chikwereti chekambani yekwereti iyo ichasangana nezvido zvako zvekugara kwenguva refu.
Kudzivirirwa Pakutanga
Iva nechokwadi chekuti chikwereti chekambani yaunoda kushanda nayo inishuwarenzi, zvichida nehurumende yeUnited States.
Nhoroondo dziri NCUSIF bhizinesi dzinoona izvi zvinotarisirwa. Iwe hausiwanzo kuwana zvikwereti zvekwereti izvo zvisiri chekuchengetedzwa, asi zvakakosha kubvunzurudzwa kaviri usati watanga nhoroondo. Kana chikwereti chako chekubatana chinowanikwa mumatambudziko, iwe unoda kuziva kuti mari yako yakachengeteka yakachengeteka.
Zvimwe zvikwereti zvekwereti zviri padziviriro yega, iyo haisi iyo chinhu chakaipa, asi haisi yakachengeteka seye federally insured credit union.
Kwamunoita Zvakakodzera
Kuti uchengetedze nguva, ingongorongedza uye kutsvakurudza zvikwereti zvekwereti zvaunokodzera kushanda nazvo. Mishandirapamwe yemabhadharo inongopa maitiro kune "munda waro hwehutano," kana vanhu vanofanirwa kuva nhengo kubva pane imwe sangano. Usanetseka - iwe haufaniri kunge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge wapinda. Iwe unogona kunge uchikodzera nekuda kwe:
- Sangano raunoshanda naro
- Imhizha yaunoshanda nayo
- Guta ramunogara kana kushanda naro
- Nhengo muzvikwata iwe uri chikamu che
Unogona sei kuwana chikwereti chekodzero chaunofanirwa kubatanidzwa nacho?
Sangano reNational Credit Union Administration (NCUA), sangano rinotarisira masangano emari ekubhadhara mari, inopa chikwereti chekuchengetedzwa kwekodzero panzvimbo ino paIndaneti. Tanga nekutsvaga mukati memunharaunda yako, ipapo chengetedza zvinodiwa kuti uone kana iwe unogona kubatana chero zvikwereti zvekodhi zviri pedyo.
Kana iwe usingakwanisi kuwana chikwereti chinyorwa munharaunda yako, tsvaga nyika.
Zvinogona kuwanikwa kuwana chikwereti chebato kune imwe nzvimbo iyo iwe unogona kukodzera (yeuka iwe unogona kushandisa sangano rekubhadhara chikwereti kana vari chikamu cheCU Service Center network).
- Kunyange zvakadaro hazvizivi kuti chikwereti chibvumirano chii? Dzidza kuti dzinoshanda sei: Credit Union Basics
Bvunza Around
Usadzosera gumbo racho - bvunza vanhu vaunoziva uye kuvimba kana vakashandisa chikwereti kubatana uye kuti vanofarira sei. Nguva dzose zviri nani kuenda nechimwe chinhu chechokwadi pane kutora mikana yako kuzarura kambani pane chikwereti chebato iwe iwe usingazivi chinhu pamusoro.
Shamwari dzako, mhuri, uye vashandi pamwe chete vangave vakafanana newe (iwe unoda mabhengi mamwechete). Kana vakafara pane imwe chikwere chebato, iwe pamwe uchave uchifara. Izvozvo zvakafanana (kuva nemashandi akafanana kana kugara munharaunda imwechete) zvinorevawo kuti zvinowedzera kuti iwe uchakodzera kuva nhengo.
Zvaunoda
Usati wasangana nechikwereti chebato, tsvaga kana zvichanyatsozadzisa zvaunoda. Ichokwadi chokuti iwe unofanirwa kubatana hazvireve kuti iwe unoda. Pane mazano mashomanana okuita kuti utange:
- Dzokororai chibereko uye zvipo zvebasa (vanoita kunyange vane zvaunoda here?)
- Enzanisa kufarira kuwanda kumabhangi nemamwe masangano
- Tora demo yemabhengi emakambani eIndaneti
- Taura nevashandi - iwe unowana pfungwa yokuti inokwanisa, inobatsira, uye kuti iwe unofarira kushanda navo?
- Verenga mari yekuzarura uye uone mari yekudzivirira
Edza kuwana zvakanakisisa chikwerero chekubatana - kwete chakanakisisa. Mazuva ano zvishoma nezvishoma zvinoitwa mumunhu. Iwe unogona kuita zvizhinji zvekutengesa iwe uri paIndaneti kana pamusoro pefoni, saka nzvimbo dzebazi nemaawa zvingasava nehanya. Chikwereti chemasangano emitambo inoshandiswa inogadzira matavi zvisinei zvishoma. Hongu, iwe unogona kushanyira davi rezvinhu zvakaoma kana kugadzirisa zvinetso, asi zvakanaka hazvizove chinhu chezuva nezuva.
Account Your First
Kana uchinge wawana mutsara wako, inguva yekuzarura nhoroondo. Sezvimwe chero imwe nhoroondo, iyi inongova nyaya yekuzadza mafomu, kusayina rugwaro kana maviri, nekubhadhara iyo account. Bvunza vashandi vebasa rinodikanwa zvaunoda - zvinofanira kunge zviri nyore chaizvo kuti uzarure kuongorora kwekutanga kana kuti kugadzirisa kero. Iwe unoda kuratidza chiziviso uye kubhadhara kambani nebhadharo yakaderera (kazhinji $ 25 kana $ 100, kunyange zviduku zviduku zvingave zvakanaka).
Kamwe kambani yako yakasimuka uye ichimhanya, ona kuti ungashandura sei mabhigi nyore nyore .