Nzira Yokuzarura Nayo Account Credit

Kubatana Ndizvo Zviri nyore

Zvikwereti zvikwereti nzvimbo yakanaka yekuchengeta mari yako nekuwana zvikwereti. Vanowanzova bheji yakachengeteka yekuwana pasina kutarisa , uye mitero yekuchengetera mabhuku uye zvikwereti zvinokwikwidzana. Uyezve, masangano aya anowanzogara munzvimbo , saka vanochengeta mari (uye kutarisira kwavo) munharaunda imwechete yaunogara.

Kune vamwe, tarisiro yekuvhura nhoroondo pachikwereti bumbiro inotyisa. Apo "kukodzera" uye "nhengo" inouya, vanofunga kuti nzira yacho yakaoma - asi zviri nyore chaizvo.

Kuti uzarure nhoroondo pachikwereti chebato, iwe unoda ku:

1. Garai nemvumo yekufanirwa (izvi zvinowanzo nyore pane zvinonzwika).
2. Ita mari shoma (kazhinji $ 5 kusvika ku $ 25 kana zvakadaro) kuti uve nhengo-muridzi.
3. Tanga kushandisa account yako.

Tichadzokorora chimwe nechimwe chezviito izvi zvakadarika pasi apa. Kana iwe usati wanyatsoziva kuti mabhizimisi aya ane zvikwereti zvemari anoshanda sei, verenga zvakapfupiswa zvekweretheni yemubatanidzwa mazano uye sangano .

Nhanho 1: Kutamba Munda

Kuti ubatane nechikwereti chebato, iwe unofanirwa kunge uri chikamu chese chikwereti chechikwata chebato . Izvozvo zvinoreva iwe unofanirwa kuva nehumwe hukama hwekubatana nevamwe pamwe nhengo dzechikwata chekodzero.

Zvakanaka chaizvo kuwana chikwereti chekodzero chaunofanirwa kubatanidzwa nacho. Zvimwe zvinogona kuita zvinhu zvinogona kukubvumira kukodzera zvinosanganisira:

• Washandi vako akagadzira ukama nekweretheni bumbiro, uye vashandi vose vanobvumirwa kubatana.
• Masangano anokonzera chikwereti anowirirana nevanhu anobvumira chero munhu anogara mune imwe nzvimbo (guta, nyika, kana imwe nzvimbo yenharaunda) kuti abatane.

• Nhengo dzemhuri dzinogona kuvhura masuo. Iwe unogona kukwanisa kubatanidzwa nechikwereti chekwereti inobva pachikwaniso chehama yako yekusangana nehutano hwehutano (kunyange kana munhu iyeye asiri nhengo).
• Basa rako, pasinei nebasa rako, rinogona kukubatsira iwe kukodzera.

Kubatana nesangano kunogona kuita kuti iwe uwane chikamu chezvikwereti zvezvikwereti, izvo zvinoita kuti zvikwereti zvekwereti zvivheneke kune chero munhu wese .

Iwe unogona kunge uchida kupa mhizha yakaderera, asi iwe unogona kukwanisa kubatana neboka (dzimwe nguva kusununguka). Semuenzaniso, NASA Federal Credit union yakasununguka kune vashandi veNASA nevatsigiri - asi ani naani anogona kubatanidzwa mushure mokunge ave nhengo dzehurumende kuNational Space Society (NSS).

Nzira yekuwana chikwereti sangano: Kana uchida kuwana chikwereti chekwereti iwe unokodzera kubatana, bvunza vashandi-vashandi, vavakidzani, uye shamwari kwavanoenda. Sangano re National Credit Union Administration, sangano rehurumende rinotarisirwa kutarisa michina yezvikwereti, rinewo chikwereti chekutsvaga chikwata chekutsvaga.

Danho 2: $ 5 Ndapota

Kana ukangotora chikwereti chebato, svinura kambani nekufamba uye uchikumbira kushanda (kana kuti ita zvose paIndaneti , kana zvichibvira).

Kuti uve "nhengo" yechikwereti chebato iwe uchada kugadzirisa mari yakaderera, iyo inomiririra kutenga kwako kwechikwata chekweretheni. Iko mari inowanzoita shoma se $ 5 kusvika $ 25. Cherechedza kuti iwe uchada kusiya mari iyo muakaunti yako nguva dzose - saka kana kuenzanisa kwekodha yako iri $ 10, iwe unongova ne $ 5 chete inowanikwa kushandisa (chikwereti chekubatana chinokudzivirira kushandisa mari iyo, saka chengeta icho pfungwa sezvaunoronga bhajeti yako).

Iwe unogona kuita mari yako asi iwe unofarira:

• Uya nemari.
• Nyora cheki kune account yako itsva.
• Shandisa kadhi yebitengo kubva kune rimwe bhangi.
• Tumira mari kubva kune rimwe bhangi nekupa nzira uye nhamba dzebhuku.

Sezvakaitwa nekodha imwe yemari, iwe uchada kupa tsanangudzo pamusoro pako, kusanganisira:

• Social Security Number kana Nhamba Yokutora Mitero
• Kero yako yepanyama (unogona kupawo kero yakasiyana yeekunyora kwemashoko)
• Chiratidzo chakajeka chakadai sechitisi chekufambisa, pasipoti, kana imwe hurumende yakabudiswa
• Chikonzero nei iwe uchikodzero yekubatanidza chikwereti chebato ("Ini ndinoshanda nokuda kweXYZ Company" kana "amai vangu vari nhengo pano")

Zvimwe zvikwereti zvekwereti chengetedza chikwereti chako (uye mamwe mabhuku akafanana neKexSystems , iyo inotevera nhoroondo yako yekutengesa checks) paunenge uzarura account. Kana iwe wakanga uine dambudziko munguva yakapfuura, unogona kugara uchizvidzivirira nguva uye bvunza chikwereti chebato revashandi pamusoro pezvinodiwa musati mazadza shanduro.

Iwe unogona kunge uchikwanisa kuzarura kambani iyo isingauyi nekadhi yebhadharo kana cheki.

Kana uri kuvhura bhizinesi mabhizinesi, iwe uchada mamwe mabhuku. Itai kuti nhamba yezita renyu yevashandi (EIN) uye chero magwaro anoratidza kuti sangano renyu rebhizimisi ririko (kana iwe unosanganiswa chero munzira). Kumbira chikwereti chekunyorwa kwezvizere zvakakwana, uye uwane zvinyorwa kubva kune vose vanodiwa.

Danho rechitatu: Tanga kushandisa Shanduro

Ndizvo - kana iwe uri nhengo, unogona kushandisa yese yebasa kune chikwereti chebato.

• Isa gwaro rakananga newaunoshandira kuitira kuti zviwanikwa zvako zviende zvakananga kune chikwereti.
• Shandisai mubhadharo yepaIndaneti paunotora chikwereti kubatanidzwa kuti ubhadhara mari uye uchengete zvinyorwa zvezvinhu zvose.
• Tora chikwereti chako chechikwata kuitira kuti iwe unogona kukurumidza kuona chengetedzo yako uye (kana zvichibvira) ita shanje chepafoni .
• Gadzira nyevero munhoroondo yako (mavara kana email) kuitira kuti uzive nezvemhando ipi zvayo yakakura kana kuenzanisa.

Kusarudza Credit Union

Iwe uchave uine zvisarudzo zvakawanda pane kupi kuti uzarure account. Sarudza chikwereti chekwereti chinopa michina, maitirwo, uye mitero yakakunakira iwe.

Sezvaunofanidza zvingasarudzwa, usaisawo pfupa pane nzvimbo dzebazi nemaawa. Chero bedzi chikwereti chako chikamu chikamu chebato rakabatanidzwa , unokwanisa kuwana maATM uye mapazi emamwe masimba emakiti munyika yose. Uyezve, unogona kuita zvakawanda zvezvaunoda paIndaneti kana nefoni yako.

Federally insured zvikwereti zvemari zvikwereti zvikwereti zvakanyanya zvakachengeteka - mari yako yakaenzana yakachengeteka semari mune imwe FDC- bhizinesi yebhangi yakachengetwa . Zvisinei, mamwe marudzi emakambani emakwereti aripo, uye iwe unogona kunge une chikonzero chekusarudza imwe nzvimbo yakachengeteka-kungoita kuti uve nechokwadi chekudzivirirwa kwako (uye nemiganhu yekudzivirirwa ikoko).