Nenzira yakanaka, unogona kubatanidza zvikwereti zvekambani muIndaneti uye uwane zvakafanana zvakakosha.
Zvikwereti zvemakambani zvinorondedzerwa peji ino zviri nyore kuwanika, vanobvumira zvishomanana zvidhori zvepakutanga, ivo vanochengeterwa festerally , uye iwe unogona kubatana paIndaneti-chero nguva uye kupi zvako kwaunoda. Kana uchinge uri nhengo, unogona kuzarura maakare ekutarisa uye ekuchengetedza, shandisa zvikwereti paIndaneti, uye shandisa zvimwe zvikwereti zvemari.
Credit Union Uhu
Chikwereti chekubatana kwevatengesi ndivo vashandi vekambani , nekwanisi yekukwanisa kutungamirirwa kwekweretheni. Sezvo zvikwereti zvikwereti zvisiri-zve-kubhadhara masangano, mari nezvikwereti zvinowanzogadzirwa nevatengi. Zvikwereti zvekwereti hazvipo kuti zvibudise zvikwereti kana kukura kwevatorwa vasiri kunze.
Kuti ubatane chero chikwereti chebvumirano, kana iri muIndaneti kana mu-munhu, unoda kuva akakodzera. Kuti uwane zvinodiwa zve "munda wehutano," iwe uchada kugoverana chisungo chairo pamwe nevamwe chikwereti chekambani.
Izvozvo zvinogona kuzadziswa nenzira dzakawanda, kusanganisira:
- Kwamunoita, kana mhizha raunoshanda nayo
- Nharaunda yaunogara kana kushanda nayo
- Zvitendero zvako
- Nhengo mune mamwe masangano
- Nhengo dzemhuri dzinenge dziri nhengo dzechikwata chekwereti
Enda Online
Mukuwedzera kune zvidhinha-uye-zvinyorwa zvingasarudzwa, unogona kubatanidza zvikwereti zvekodhi online.
Iko masangano angashumira vatengi munyika yese, kana kuti inogona kushanda zvikuru munzvimbo shoma. Chero nzira, mitemo yehutano yakafanana.
Mipiro uye nhengo dzeboka: Kana uri kushamisika kuti iwe unowira sei muboka rimwechete sevamwe vasingararwi kupi zvako pedyo newe uye vangave vasina kugovera mamwe maitiro, mhinduro inowanzobatana neboka. Pazviverengero zvezvikwereti zvemabhadharo pasi apa, unogona kuva akakodzera nekusangana nemasangano asina nhepfenyuro kana kuita mhiko shoma kune zvimwe zvikonzero.
Dzokera paIndaneti, asi kubhengi munharaunda: Unogona kubata zvese zvaunoda kunze kwekugadzika tsoka mubazi, asi kushandisa sangano rekukweretesa muInternet hakuzokudziviriri kushanda nemudzidzisi anogara. Zvikwereti zvekwereti zvinotora chikamu munharaunda yakabatanidzwa yenhandare inokubvumira kushanyira matavi emamwe masimba emakambani ekubata mabasa mumabhuku enyu eIndaneti, uye kune zviuru zvematare munyika yose. Iwe unogona kuisa mari uye kubvisa mari, kuwana chekuongorora chepamutemo , uye kugadzira zvikwereti kune zvikwereti zvekwereti zvemunharaunda pasina rusununguko.
3 Zvikwereti Zvekwereti Zviri nyore Kubatana paIndaneti
Alliant Credit Union ndeimwe yemakambani makuru emakwereti muUS based on assets. Inzvimbo yeChicago, IL, Alliant inowanikwa kune vanhu vanogara munzvimbo dzakapoteredza, vanoshanda kana kuti vane vekusarudza masangano, kana kuti vane nhengo dzemhuri dziri nhengo dzeAlliant.
Zvimwe zvinowedzera:
- Unhengo huri nyore: Ani nani anova nhengo ye Foster Care kubudirira (FCS) nekupa $ 10 kana kupfuura anogona kushandisa kuti abatane neAlliant. FCS isangano risina purogiramu rinobatsira vanhu pavanenge vachibva pabasa rekuchengetedza vana.
- 24/7 Basa rekutengesera: Kuwedzera kune purogiramu yepurogiramu yebasa uye yepaIndaneti, unogona kudana kushanda kwevatengi panguva ipi zvayo (pasina mazororo) ekubatsirwa neakaunti dzako.
- Kubhadhara mari yakakosha : Nhoroondo yeAlliant's High-Rate Savings inokwikwidzana nekombiyuta yekuchengetedza mabhuku, kubhadhara mari yepamusoro yepamusoro yezvibereko (APY) ine $ 5 yokutanga zvishoma zvidhi mari inoda. Izvo hazvina mari yegore negore yekuchengetedza chero bedzi iwe unosarudza-kupinda mune zvinyorwa zvemagetsi.
- Mobile app: The app Alliant inopa zvakanakisisa-mu-kirasi zvinhu zvakadai semibvunzo yebhuku, kubhadhara zvikumbiro, kubhadhara mari yepaIndaneti , chekuchengetedzwa kwemafoni, nezvimwewo.
NASA Federal Credit Union (NASA FCU) yakatanga nevashandi vanomwe veNASA uye yakakura kusvika kune 100 000 nhengo. Vamwe vashandirwi uye masangano akawanda vakawirirana neNASA FCU, uye vashandi uye nhengo dzemapoka iwayo vanofanirwawo kupinda. Dzimwe hama dze NASA FCU dzinogona kushandisawo. Zvimwe zvinowedzera:
- Unhengo huri nyore: Uhu huri nemasangano akawanda huchaita kuti uwane kodzero yekubatanidza NASA FCU. Nhengo yeNational Space Society yakasununguka kana iwe uchingobatanidzwa paunenge uzarura maakaiti paNASA FCU, asi mamwe mapoka anoramba achibhadhara pakati pe $ 20 ne $ 35.
- Free FICO chikoro chezvikoro: Nhengo dzinoshandisa purogiramu yes mobile dzinogona kuona zviitiko zvechokwadi zveFICO , tarisa kuti dzinoshanduka sei kubva pamwedzi kusvika pamwedzi, uye dzidza kuti chii chinokanganisa zvikoro zvavo.
- Kubhadhara iwe pachako kuburikidza nePayPal: Shamwari dzako nemhuri yako zvichida inenge iine compte yePayPal, zvichiita kuti zvive nyore kutumira mari kune mumwe munhu anoshandisa bhizinesi rakasiyana kana chikwereti chebato. Hapana chikonzero chekuti vakwanise kubudisira mapurogiramu kana kusainira mavhisi matsva .
- Mobile app: NASA FCU app inopa zvinhu zvose zvaunotarisira, kusanganisira foni check deposit , kubhadhara mari yepaisiteresi, kubhadhara zvikumbiro, uye kuchengetedzwa kwemeseji yevashandi.
Lake Michigan Credit Union (LMCU) yakakura uye inokura chikwereti chinowanikwa muGreat Rapids, MI. Nhengo yakasununguka kune vanhu vanogara, vanoshanda, vanonamata, kana kuti vanopinda chikoro munyika yeMichigan. Sezvimwe nezvimwe zvikwereti zvezvikwereti, unogonawo kubatana kana imwe nhengo yemhuri iyo iri nhengo yezvino-kana iwe uri wemamwe masangano. Zvimwe zvinowedzera:
- Unhengo huri nyore: Unofanirwa kubatana neLMCU kana iwe ukaita $ 5 kana kuti mukuru wezvipo kune Amyotrophic Lateral Sclerosis (ALS) Association. IA ALS Association isangano risina purofiti rakatsaurirwa kurwisa ALS, inozivikanwawo seLou Gehrig's Disease, nekutsvakurudza, kukurudzira, uye kubatsirwa nechirwere.
- Mubayiro wokuongororwa : LMCU inopa chekuita chekuongorora iyo inokwereta nepamusoro APY pakero yako yepamusoro-asi iwe unogona kushandisa sarura sekuongorora nguva dzose kero. Nhoroondo yacho inodzosera kusvika ku $ 15 pamwedzi muzvikwereti zveATM, uye hapana huwandu hunodiwa huripo. Asi zvakadaro, semupiro wese unoongorora maakare , iwe unoda kukwanisa kuwana zvibereko zvakanyanya (ita mari shomanana yekutengesa kadhi pamwedzi, shandisa mari yakatarwa , wega kuti uone kero yako kakawanda pamwedzi, uye shandisa zvinyorwa zvepaIndaneti).
- Nyeredzi uye magwaro ebhizinesi: Dzimwe nguva iwe wakabatikana zvikuru kuti usapinda mukati uye uongorore maakaunti ako, asi maziso uye mameseji anogona kubatsira . Tsvaga kana zvikwereti zvichitora account yako, kana mabhadharo ako eakawira pasi pasi peimwe nhanho, kana kana mumwe munhu achichinja kero yako. Iwe unogonawo kutumira mharidzo yekutumira nokukurumidza uye kuwana mhinduro nemari yako yemazana ikozvino-hapana chikonzero chekupinda kune imwe yebhidhiyo kana webhusaiti kuti uwane mashoko iwayo.
- Mobile app: LMCU's mobile app inopa maitiro ekuita kuti upenyu hwako huve nyore, kusanganisira kubhadhara mari yepaIndaneti, chekuchengetedza chemafoni, kuendesa zvikumbiro, nezvimwewo.
Zvimwe zvikwereti zvezvikwereti zvine zvimwe zvakafanana uye zvidzidzo zvinodiwa. Kana imwe chikwereti chikamu chiri kubata ziso rako, bvunza pamusoro pekugadzirisa kwehutano. Saizvozvowo, kana iwe unoshuva nekuda kwechikonzero kana rudo, tsvaka kana zvikwereti zvekwereti zvinobatana nemasangano munzvimbo iyoyo. Ndicho chimwe chezvinhu zvinonyanya kukosha zvechikweretheni sangano-chibvumirano chakafanana pakati pemhengo. Iwe unobatsira chikwereti chekodzero chinoramba chichipa mabasa makuru, uye iwe uchabatsira vamwe vanokoshesa zvinhu zvakafanana zvaunoita.