Paunopa kana kugamuchira kadhi rechipo, chinhu chekupedzisira chaunoda chiyero chinonyangarika zvishoma nezvishoma nokuti mupiko akatora mari. Mune nguva yakapfuura, vapi vemakadhi emakadhi vakanga vane ruzivo rwakashata rwekuita zvikwereti zvekadhi ravo rechikwereti kunyange zvazvo makadhi akanga ari mumakanda avo kwemwedzi.
Chikadhi chechipo chinokonzera kubhadhara kushanda uye kusashanda mari yezvipo zvemakadhi zvakanga zvisina kushandiswa mukati meimwe nguva.
Mamwe makadhi emakadhi akatozobviswa. Ndinofara, iyo Federal Reserve yakagadza mitemo yekudzivisa izvi kuti zvirege kuitika kune vanogamuchira kadhi yechipo.
Chikadhi Chechipo Mitemo Yekupera Kwemari uye Mari
Chikamu cheCredit CARD Act muna 2009 chaida kuti Federal Reserve iwane mitemo yemakadhi emakadhi kuitira kuti vatengi vasarasikirwa nemari yavo yechikwereti. Mushure mokugamuchira mhinduro kubva kune vatengi, mapoka evatengi, makadhi ekubudisa, makambani anotsanangura, uye kunyange gweta rezvemitemo, Federal Reserve yakaronga mitemo iyi:
- Makadhi emakadhi anogona kungopera makore mashanu mushure mekunge kadhi raitengwa kana musi wekupedzisira mari yakatakirwa pakadhi. Kana kadhi uye mari iri pasi pacho ichipera panguva dzakasiyana, mutori wemakadhi anofanira kuzvizivisa kuti zuva ripi rinoshanda. Iwe haufaniri kubhadhara mari yekubhadhara kadhi yako kana ikapera nguva yekuti mari yepasi isati yasvika (pasi pemakore mashanu).
- Vashambadziri vanogona kungobhadhara mari isingabatsiri pane kadhi rechipo kana kadhi isati yashandiswa mugore rimwechete. Imwe chete yebhadharo yebasa * kana kusabhadhara mari inogona kubhadharwa pamwedzi wekhalenda.
- Pakupedzisira, vatengi vanofanirwa kuve vanoziva nezvemari yose yekadhi yemakadhi. Kuzopera nekubhadhara ruzivo kunofanirwa kuratidzwa pamakadhi uye cashier achitengesa kadhi anofanira kutsanangudza zvinyorwa asati atengesa kadhi.
* Mari yebasa inogona kusanganisira mari yekutengeserana kwakafanana neyekutsvaga kubvunzurudza, kubhadharwa kwekubhadhara mari, kana kuti kubhadhara mari yeATM.
Kadhi Chechipo Rule Exclusions
Iyi mitemo inoshandiswa kumakadhi emakadhi ekutengesa uye Visa, MasterCard, American Express, uye Tsvaga zvikwereti zvipo. Iyo haisanganisi reloadable foni makadhi, makadhi anopiwa panzvimbo yetikiti chokupinda, mabhizinesi emakadhi emakadhi, kana makadhi emakadhi anotengwa kushandiswa kwebhizimisi.
State Gift Card Mitemo
Sangano reSweden rinoti dzimwe nyika dzatova nemitemo iyo inogadzirisa mari pamakadhi echipo uye zvigadziriswa pamakadhi ekupa chipo. Zvisinei, mazhinji emitemo iyi inongobvumira kuchengeta makadhi emakadhi ezvokuchengetedza uye kwete ayo makadhi emakadhi ebhangi akadai kubva kuAmerican Express neVisa. Mutemo wehurumende unoshanda kana unopa kudzivirirwa kwakanyanya kudarika mutemo weSweden.
Nzira Yokuchengetedza Sei Kurasikirwa Nayo Chipo Chedhi Mari
Nzira iri nyore kuti uchengetedze chipo chako chekadhi mari yekushandisa kadhi yako yechipo, kamwe chete pagore yakanaka. Chengetedza makadhi ako pamwe chete kuitira kuti iwe unogara uchiyeuchidzwa zvaungada kuishandisa. Iwe unogona kutengesa kana kutengesa makadhi emakadhi iwe usingafungi kuti uchashandisa pane imwe nzvimbo seKadhiPool.com. Iva nechokwadi chekuti unosimbisa bhiriji usati watengesa kadhi yako yechipo.