A zero muzana kubhadhara kugovera inopa mazwi semukana mukuru wekunakidzwa nemwedzi mishoma pasina chikwereti chekwereti. Iwe unogona kutamisa chikwereti chako kubva ikozvino kadhi rechikwereti, uko iwe ungangodaro uri kubhadhara mari yepamusoro yemari mwedzi mumwe nomumwe, kune kadhi rechikwereti uko iwe usingabhadhara mari yekubhadhara kwemwedzi mitanhatu kana kupfuura. Iwe usati wasvetuka pane mukana, funga nezvezvakawanda uye zvinetso zvekuita shanduko yekuchinja.
Ingave isina kunge yakatemwa uye yakaoma sezvaunofunga.
Zvinyorwa zvekutsvaga kwekutarisa
Ngatitarisei zvishoma zvezvibatsiro zvekutora kubhadhara kugovera kupa.
Iwe unogona kushandisa zvishoma chikamu chechikwereti chechikwereti , iyo inonyanya kubatsira kana iwe iye zvino uine chikwata chakanaka chechikwereti pachikwereti chekwereti chekwereti uri kufunga kutama. Kushandura chikwereti kune kadhi rechikwereti nemari inoderera inokupa mukana wekuita hove yakakura mukoti yako yekwereti yemari. Sezvo uchange uine chidimbu chechibereko chepasi uye zvichida pasina mari inoshandiswa, humwe huripo hwekubhadhara pamwedzi huchaenda kunowedzera kuderedza chikwereti chako chekwereti, panzvimbo yekutarisira. Iwe unogona kutokwanisa kubhadhara chikwereti chako zvachose panguva iyo kuparidzira kwenguva kunopera.
Iwe unogona kutamisa chikero chako kune kadhi rechikwereti nemashoko ari nani . Kana ikozvino kadhi rechikwereti rine mitemo yakaipa - mari yakakwirira kana nguva pfupi yenyasha, somuenzaniso - unogona kutamisa chikwereti chako kune kadhi rechikwereti iri nani uye uvhare kadhi yako yekare yemakadhi echikwereti zvakanaka.
Iko kadhi kadhi rechikwereti inogona kupa kunyange zvikwereti zvekwereti chekwereti pane zvatinotenga zvitsva.
Iwe unogona kusimbisa chikwereti chako chekwereti chikwereti , uchizvisiya uine mashoma ekubhadhara kadhi rechikwereti kuita mwedzi woga woga. Kufambisa zvikwereti zvakawanda zvekadhi rechikwereti kune kadhi rimwe chete rechikwereti (rakapiwa rine yakakwana kukwana chikwereti) kunogona kubvisa kukanganisa kwekuita kadhi kadhi rechikwereti kune makadhi akweretheni akasiyana.
Zviri nyore kubhadhara chikwereti chekadhi chekwereti pane kuti ubhadhe huwandu.
Cons of Balance Transfer
Zvechokwadi, isu tinofanirawo kufungidzira zvingave zvakashata zvekuendesa chikwereti kune kechikwereti chekwereti, kunyange nechiyero chekuendesa chinopiwa.
Iwe unogona kupedzisira uine chikwata chapamusoro chekuda kana iwe usingakodzeri chikamu chekufarira chikwata. Haasi munhu wose anokodzera kufarira chikwata chekufarira. Iwe unowanzofanira kuva nekodzero yakawanda yekwereti kuwana huwandu hwekuda kwehuwandu hwekubhadhara kupiwa. Kana zvisina kudaro, iwe unongokodzera kuwana nguva yakawanda (yakakwirira) kubhadhara mutengo wekuda.
Kuenzanisa kwekuenzanisa kunogona kutenga kunodhura zvichifunga kubhadhara mari yekubhadhara uye mari yegore negore, kana kadhi rechikwereti chine rimwe. Usati watumira mari yacho, ona kuti iwe unobhadhara mari yakazara yekufambisa chikamu chako uye uchienzanisa nezvinodiwa iwe waizobhadhara kana iwe ukasiya chikero chako pane kare kare kadhi rechikwereti. Kusiya chikamu chako chekare kadhi rechikwereti kunogona kudhura zvishoma munguva refu.
A balance balance transfer ingakuvadza chikwereti chako . Kushandisa nekuzarura kero kechikwereti chekadhi chekwereti kunogona kukanganisa chikwereti chako chekwereti. Kwete izvozvo bedzi, chikwereti chako chikoro chinotora hit chero nguva iwe une kadhi rechikwereti rine chikwereti chiri pamusoro pe30% chekwereti chekwereti.
Kana iwe uchitora chikadhi chako chekwereti kune kadhi rechikwereti iro risina chikwereti chakakwana, chikwereti chako chikoro chinogona kudonha. Nhau dzakanaka ndeyokuti unogona kudzorera pfungwa dzakarasika kuburikidza nekuderedza muyero wako nebhadharo rakakodzera panguva yekwereti yemwedzi.
Iwe uri pangozi yemari chikwereti . Paunenge uchitora mari yako kune imwe kadhi rechikwereti, iwe kamwe kamwe une chikwereti chikuru chinowanikwa kwauri. Iwe unofanirwa kurangwa zvakakwana kuti usatenge kutenga pane yako kare kare kadhi rechikwereti. Kana zvisina kudaro, iwe unopedzisira uine chikwereti chakawanda kudarika iwe watanga. Vhura kadhi rako rekare rechikwereti kana iwe uchida kubvisa muedzo wokunyengedza kadhi rechikwereti chekwereti.
Kuita Chisarudzo Chokupedzisira
Kunyange zvazvo pane zvimwe zvipingamupinyi kuendesa chikwereti chako kune kechikwereti chekwereti, funga kuti kuendesa chikamu kuchakanganisa sei mari yako munguva refu.
Kana iwe pakupedzisira uchengetedze mari uye uchibhadhara chikoro chako chekadhi nekukurumidza, zvino kutumira chikwereti kuchikoshesa.