Zvinhu Zvaunofanira Kuziva Pamusoro Pose Kadhi KaKweretheni muWatch yako

Marikiti yemakadhi yakakosha michina yemari uye inogona kukubhadhara mari yakawanda. Pane zvinhu zvishoma zvaunofanira kuziva pamusoro pekadhi kadhi rechikwereti muhomwe yako. Uye kana iwe usingazivi, iwe unofanirwa kuziva kuti ungawana sei nekukurumidza uye nyore.

  • 01 Kadhi Mushandi uye Inonzi Network

    Kuziva kushandiswa kwekambani kwekadhi rako rekwereti kwakanaka kwazvo; kune zvine chete: Visa, MasterCard, American Express, uye Discover. Uye nemakadhi akawanda emakadhi, zita rekupa kadhi rakadhindwa mberi kwekadhi: Capital One, Chase, nezvimwe zvakadaro, pamwe nemamwe makadhi emakadhi, kunyanya makadhi ekutengeserana, kadhi yemakadhi haisi pachena. Chengeta kumashure kwekadhi rako rechikwereti kana kuti mutemo wako wekutengesa kuti udzidze ndiani anokwereta kadhi rako rechikwereti. NeAmerican Express uye Discover makadhi, kadhi rakabudisa uye kushandiswa kwemasitendi zvakafanana.
  • 02 Mutengo Wegore Negore uye Mwedzi Uchazobhadharwa

    Sezvavanongomanikidzwa chete kamwe chete pagore, mari yegore negore inogona kukurudzira. Marikiti yemakadhi nemari yaunowanzoiongorora panguva yemwedzi wako wegore. Isai mari pamakendeni enyu, nenzira imwe chete yaunofanidza mazororo kana mazuva ekuzvarwa. Nenzira iyo unoziva kuti iri kuuya uye inogona kuita kuti uve nechikwereti chakakwana chekuwana iyo kana zvichifanira.

  • 03 Inofanirwa Kubhadharwa Nekutengeswa Kwaunoita

    Marikiti yemakadhi inogona kuva nemitengo yakasiyana yemari yekutenga, kushandiswa kwemari, uye mari inofambira mberi. Kana iwe wakazarura kadhi rechikwereti munguva pfupi, iwe unogona kunge uine chikwata chekutsvaga .

    Iwe haufaniri kunge uchifanira kuchengetedza kubhadharwa kwekutsvaga kana mari yekushambadzira kana iwe uchiziva kuti hauzombogadziri marudzi iwayo ekutengeserana. Zvisinei, iwe unofanirwa kuchengetedza nehuwandu hwekuda kwekutenga. Tarisa kadhi yako yekadhi rechikwereti, uye mutemo wekubhadhara unoiswa kuti uchengetedze kuchinja kwekuita kwako .

  • 04 Chirango Chekubhadhara Kwapera

    Inenge imwe kadhi rechikwereti rinoongorora mari yekubhadhara yakagamuchirwa mushure mezuva rakakodzera. Mutemo weBurumende unobhadhara mari yekukwereta kadhi rechikwereti pamadhora makumi maviri nemakumi maviri (25 $) pamutambo wekutanga uye $ 35 kuti uite zvekupedzisira munguva dzedzimwe mwedzi mitanhatu, kana kuti iwe unotora mari shoma chero ipi zvayo iri pasi. Kadhi yako yakabhadhara inogona kutengesa kudarika iyo. Chengetedza mazita ako kadhi rechikwereti kuti uwane.

    Kana iwe uine mazuva anopfuura makumi matanhatu ekubhadhara kwako, kadhi yako yakabhadhara inobvumirwa kupa mutengo wedhora , iyo inogona kuva 29.99% kana yakakwirira. Ziva chirango chako. Kunyange zvazvo kadhi rechikwereti chikwereti ichidiwa kuti udzikise chirango chako mushure mokunge waita zvikamu zvitanhatu zvakatevedzana panguva yakabhadhara, vanobvumirwa kuramba vachishandisa chikwata chechirango kune zvitsva . Iva nechokwadi chokuti unoziva kana izvi zvinoshanda kune kadhi rako rechikwereti.

    Kubhadhara kunonokawo kunogona kukanganisa zvimwe zvikomborero zvaunazvo nekadhi rako. Semuenzaniso, iwe unogona kurasikirwa nehuwandu hwekutsvaga kwekutsvaga kana zvikwereti zvawakagamuchira.

  • 05 Chikwereti Chikwereti uye Kutongwa Kwekuwedzera Kwazvo

    Chikwereti chako chechikwereti chiyero chaunobvumirwa kushandisa pane yako kadhi rechikwereti. Kunze kwekuti iwe wakasarudza-kupinda kudarika-iyo-kumanikidzwa , kadhi yako yakabhadhara ichaderera chero mutero unogona kudarika chikwereti chako chekwereti. Asi, kana wakasarudza-kupinda, ona kuti iwe unoziva chirango chekuenda kune chikamu. Iwe unogona kubhadharwa mari yepamusoro-ye-muchengeti uye zvichida uve nechirango chechirango chakaiswa.

  • 06 Balance yako uye Inowanikwa Chikwereti

    Kana iwe uine kadhi makadhi emakadhi, kuziva zviyero zvevose zvavo zvinonzwika sezvakawanda zvokuramba uine. Asi iwe ungaziva seiko kadhi rechikwereti raunogona kushandisa uye chaunogona kutenga kana iwe usingazivi zviyero? Uye kana iwe usiri kutarisana nezviyero zvako, iwe hauzive kuti une chikwereti chakawanda sei. Kusaziva kwezvemari, nemhando ipi neipi yenyaya, kune ngozi.

  • 07 The Balance Transfer uye Cash Advance Fesheni

    Iyi mari mbiri haisi yakakosha sezvimwe imwe yekadhi yemari yekwereti kana iwe usati waronga kugadzira chero mutengesi. Asi, kana iwe uchifunga kubhadhara kutengesa kana mari yakatarisa, ona kuti unotarisa mabhidhiro ako kadhi rechikwereti nokuda kwemari. Zvinogona kunge zvakadhura kupfuura iwe unozviona.

  • 08 Makomborero Unogona Kuwana uye Kuti Ungadzikinure Sei

    Chikwereti chemakororo mapurogiramu anogona kuoma. Kana uine kadhi yemubairo, uzive kutenga kupiko kunowana mibairo uye pamitengo ipi. Mipiro yakanakisisa inogona kukanganisa mushure mekunge wakashandisa mari shoma pane kadhi iroro; Iva nechokwadi chokuti unoziva chikamu ichocho.

    Mukuwedzera pakuziva nzira yekuwana mibairo, iwe unofanirwa kuzivawo kuti ungadzikinure sei. Kadhi yako mumiriri anogona kungozvidzikinura mupiro wako kana wawana chimwe chiyero. Kana, iwe unogona kushanyira imwe webhusaiti yakakosha kuti udzikinure mubairo wako.

  • 09 Kuchengetedza Nemitemo Yenyu YemaKadhi

    Inogona kuva yakawanda yekuyeuka kwekadhi kadhikiti. Pamusana pezvishoma, nyora pasi zvinhu izvi kune imwe neimwe yemakadhi ako ekwereti uye uite kuti zvive nyore kusvika kune imwe yeruzivo rwemari. Kuvandudza iyo nguva nenguva uye wotaridzorera kwaro pose paunoda kuziva kuti mari yako yekwereti inodhura zvakadini.