Dzidza Apo Mabhanki Anogona Kuwedzera Chikwereti CheKwereti Inotengesa Mitengo

Ichokwadi muKutengesa Mutemo ndiyo mutemo weBritain unoti (pakati pezvimwe zvinhu) apo mabhengi anobvumirwa kuwedzera kadhi rechikwereti chido chekuda. Chikwereti CARD Act ya2009 inobvumira nguva apo iwe unofarira mari inogona kuwedzera.

Nenguva Dzakawanda Mabhanki Inogona Kuwedzera Chikwereti Chekwereti Inotengwa

  1. Mushure mekunge mava mazuva anopfuura 60 apfuura nekuda kwekubhadhara kwako . Izvozvo zvinoreva kuti kadhi rechikwereti chikwereti chinogona kushandisa chikwata chechirango mushure mekunge washaya zvikwereti zviviri zvekukwereta kadhi rechikwereti. Kadhi rechikwereti rinogona kungoshandisa chikwata chechirango kana iwe wakanonoka pane iyo kadhi rechikwereti kana imwe kadhi rechikwereti rine kambani imwe chete. Muitiro unozivikanwa we " wekusingaperi " -kuwedzera chiyero chako kana iwe wakanonoka pane kubhadhara kune imwe chikwereti chekwereti-wakarambidzwa.
  1. Apo chikamu chechirongwa chechirongwa chechirwere ichi chinowedzera . Semuenzaniso, kana mubairo wekutanga kana LIBORI ichiwedzera, kadhi yako yekadhi yemakadhi ingakwira, zvakare. Ngwarira nyaya pamusoro pekukwira kwepamusoro uye yeBHOROR kutengesa kuenderera mberi kunyeverwa kwekuwedzera kadhi rechikwereti.
  2. Kana chikwata chekutsvaga chikapera , kadhi rako rechikwereti chikwata chingawedzerwa. Nechemitemo, kupikisa maitiro kunotora kwemwedzi mitanhatu. Mushure mokunge chikwata chekutsvaga chikapera, chikwata chechido chagara chichatanga kuitika. Iva nechokwadi kuti unonzwisisa zvaunowanzogara iwe paunenge uchisayina kwekadhi rechikwereti nehora rekutanga.
  3. Mushure mokunge makapedza chirongwa chekugadzirisa chikwereti kana imwe urongwa hwekutambudzika kana kana iwe wakasara pane urongwa huripo.

Ko mabhanki Achapedza Nhamba Yechido Inowedzera Here?

Vanokweretesa vanofanirwa kubvunzurudza kare chikwereti chekwereti chikwereti chikwata chinowedzera mwedzi mitanhatu kuti zvione kana mamiriro ezvinhu akachinja uye kuderedza chikwereti chako chechido maererano.

Kana chikwata chenyu chawedzerwa kwemazuva makumi matanhatu kana kupfuura ekudengenyeka, mukwereti wako anodikanwa kuderedza chiyero chako mushure mekunge waita mitevedzo matanhatu anotevera. Zvisinei, kadhi yako yakaburitsa chete inofanira kuderedza chiyero pane zviripo zviripo.

Kadhi kadikiti vanobvumira vanobvumirwa kusiya muzinga wepamusoro pakuita kwekutenga kutsva kwakaitwa mushure mokunge chirango chechirango chikabudirira.

Chengetedza mazita ako kadhi rechikwereti kuti uone kana kadhi yako yekushandisa anoshandisa tsika iyi.

Vanhu vane chikwereti havagoni kuwedzera chiyero chemubare mukati megore rokutanga rekuvhara kwebhuku kunze kwekuti iwe wakasara paakaiti, iwe une chikwereti chechido chakasiyana, urongwa hwako hwakaoma hwakapera, kana kuti kutengesa kwekutsvaga kwakapera.

Purogiramu Yakawedzerwa ye Fixed Interest Rate Inowedzera

Kwete mazhinji makadhi emakadhi akatsigira APRs mazuva ano. Asi, kune avo vanoita, kadhi rechikwereti rakabhadhara rinofanira kukupa chiziviso chemazuva makumi maviri nemashanu risati rawedzera chido chako chekuda. Panguva iyoyo, iwe unogona kusarudza kusarudza kubva purogiramu itsva, nekunyora, uye kubhadhara chikamu chako pane yako yemazinga yezvinodiwa. Kadhi kadi yako yekubhadhara chikwereti inogona kuvhara yako kana iwe ukasarudza kusarudza-kubuda kwechibereko chekuwedzera. Kana ukasarudza kugamuchira hutsva hutsva, iyo yepamusoro inongoshanda chete kumitero yawakaita mushure mekuwedzera kwekuwedzera kwakazobudirira.