Zvakanaka kushandisa kadhi rechikwereti - kuchengetedza mari yakaderera uye kubhadhara panguva - ichabatsira kuvaka chikwereti chakanaka . Asi, kana kadhi rako rechikwereti risingachashandi - mune mamwe mazwi iwe unomira kushandisa naro kwemwedzi yakazara - kadhi yako yakagadzirisa inogona kurega kutumira zvinyorwa kune zvikwereti zvekwereti.
Kana izvozvo zvikaitika, iyo nhoroondo haina zvishoma pamatambudziko ako chikwereti.
Apo Kwereti Makadhi Anoenda Asina Basa
Hapana mutemo wakaoma wakaoma pamusoro pekuti iwe unowanzoshandisa sei yako kadhi rechikwereti. Vamwe vane kadhi rechikwereti vachabvisa kadhi yako yekadhi yekwereti kana iyo isiri kushandiswa kwemwedzi inoverengeka Iyi inogona kunge iri mwedzi gumi kana kuti ingave makore maviri, zvichienderana nekadhi kadhi rechikwereti. Semuenzaniso, makadhi emakadhi ezvitoro angabvumira nguva yakareba yekusashanda kupfuura makadhi makuru emakadhi. Kunyangwe kare kadhi rako rechikwereti risati ravharwa, vamwe vekadhi rechikwereti vanosimuka kuvandudza konti yako nemabhadharo emari.
Kakawanda sei Kushandisa Credit Card yako kuti Ichengetedze
Sokutonga kwechigunwe, iwe unofanirwa kuedza kushandisa kadhi rako rechikwereti kamwe chete kusvika kumwedzi mitatu kuti uchengetedze kadhi rako rechikwereti rizarurire uye rinoshanda uye kuti uone kuti kadhi yako yekwereti yakabhadhara inoenderera mberi kutumira zvinyorwa kune zvikwereti zvekwereti. Kana uine kadhi makadhi emakadhi, zvingava zvakaoma kuzvichengeta kushanda pasina kuisa njodzi yekupinda mune chikwereti.
Iwe unokwanisa kugovera makadhi ako ekwereti mumapoka matatu uye unovashandisa uchishandisa iwo wega wega. Bhuku rokutanga raizoshandiswa munaJanuary, April, July, neOctober, somuenzaniso. Iboka rakatevera raunoshandisa munaFebruary, May, August, uye November.
Kungofanana nokuti unoda kushandisa kadhi rako rechikwereti kakawanda kuti rirambe rakashanda hazvirevi kuti unofanirwa kupedza kushandisa spree.
Zvakakosha kuchengetedza mari yako yekadhi yemarikiti mukati memari yaunogona kubhadhara kuitira kuti usasangana nemamiriro ezvinhu apo iwe haugone kubhadhara mari yako. Chengetedza chimwe chinhu sechinyoro soda soda kuchengetedza kadhi rako rechikwereti kushandiswa. Kana, iwe unogona kuisa kubhadhara kwegore negore seNetflix kana Hulu kuti upiwe kadhi rako rechikwereti kuti uone kuti iri kushandiswa kakawanda. Ingochenjerera kuti urege kuisa uye ukanganwe nezvazvo. Iwe unogonawo kubhadhara zvikwereti nguva dzose nekadhi rako rechikwereti saka ubhadhe kadhi rechikwereti nemari wawaizoshandisa kubhadhara chikwereti. Tarisira kune makambani anotengesa mari yekugadzirisa kushandisa kadhi rechikwereti kubhadhara chikwereti.
Iko Kadhi Yako Inokupa Inokupa Usingaiti Nyevero?
Usatsvaga nyevero kubva kubhadhara yako kadhi rechikwereti kuti nhoroondo yako iri kuda kuvharwa kana kuti basa rako rekutekesa harisi kuongororwa pamushumo wekwereti yako. Munyaya yekuvharwa kwekaunti, unogona kugamuchira tsamba mushure mekuvharwa kwebhuku. Pamakadhi emakwereti asingashandi, hauna kuwana nyevero zvachose pamusoro pekuti sei iyo nhoroondo iri kuziviswa, kana kuti isingatauri, kune zvikwereti zvekwereti. Kana uchida kuziva kana chikwereti chekwereti chisina kushandurwa chakanatswa, unogona kuedza kutenga nayo kana kutumidza basa rako rekadhi yemarikiti kuti ubvunze nezvemamiriro ako ekadhi yemakadhi.
Kana uine zvikwereti zvakawanda zvekwereti kuti uchengetedze, funga kuvhara vamwe vavo. Ramba uzarura chero kadhi rechikwereti rine mari yakakwirira (zvichida kusvikira iwe uchibhadhara chikamu), chikwereti chakakwirira (iwe unoda izvi kune chikwereti chako), kana mibayiro mikuru.