Mari nezvidimbu Kuunganidza
Paunomira kubhadhara zvikwereti zvako zvekadhi rechikwereti, mari yekupedzisira inowanikwa kuakadhi yako yekadhi yemakadhi.
Mutero wako wekuchecheka unowedzera nekuti unofanirwa kuita zvikwereti zvawakasuwa pamwe nekudhura kwekupedzisira. Nharaunda yako yekutora ichawedzerwa kusvika kune chikwata chechikwata mushure mekutengesa kwemaawa makumi matanhatu apfuura (nemhaka yekubhadhara mari mbiri). Mwedzi woga woga kubhadhara kwako zvishoma kunowedzera zvakanyanya sekubhadharwa kwemari yekubhadhara kunowedzerwa muyeri yako.
Kana chirango chechikwereti chichikwira, mari yako yemhosva ichawedzera zvakare. Chigumisiro ndechokuti bhadha yako yakajeka uye kubhadhara iwe unoda kubata kunowedzera kukura mwedzi woga woga. Inotora mari inodhura kubata zvakasara shure kwako.
Kunyangwe mushure mokunge iwe uchiwana, chirango chechirango chicharamba chichishanda kusvikira iwe waita zviyero zvitanhatu zvinotevera panguva. Mushure mokudaro, chikwata chekufarira chinofanira kuenderera mberi nokuda kwekodzero yako iripo asi inogona kuramba yakagadzirirwa kutenga zvitsva. Kana iwe uine kadhi kadhikiti rine kambani imwechete yekodhi yemakadhi, iyo inowanikwa nezvibereko inogona kuwedzera, zvakare.
Miedzo yekuunganidza inowedzera
Dhipatimendi rekubhadhara kambani yako yekwereti yekwereti ichatanga kukunyorera iwe foni, mail, kana kunyange mharidzo yemutauro kana email kuitira kukuyeuchidza nezvekubhadhara kadhi rako rechikwereti. Zvinosuruvarisa, iwe haugoni kumira mafonera kubva kune kambani yako yekadhi yemakadhi sezvaunogona nekwereta chikwereti. Paunenge uchida kumisa madhora ekuunganidza mapepa , Mutemo Wechikwereti Chekuunganidza Maitiro Anokutendera kuti utumire tsamba yakanyorerwa-uye-deist ichivaudza kuti hamudi kuonana zvakare.
Murairo iwoyo hauna kushandiswa kune akakwereta wako wepakutanga .
Paunenge uine mazuva mashomanana kana masvondo mushure mekubhadhara kwako, runhare kubva kune wako chikwereti hazviwanzoitiki. Idzo zviyeuchidzo zvinyoro zvishoma zvekudzoka ikozvino paakaunti yako. Zvisinei, izvo zvinotevera shure kwako zvinowanikwa, kunyanya kakawanda iwe uchabatanidzwa. Kwete izvozvo chete, kubhadhara "zviyeuchidzo" zvinowedzera zvakanyanya mukutaura uye kutanga kutaura zviito zvakakomba sekubhadhara -kure uye kusina. Mushure mekunge mazuva makumi mapfumbamwe apfuura, mukwereti wenyu anogona kukutumira mvumo yekugadzirisa , iyo inogona kukubvumira kubheji kwechikwereti kana iwe uchibhadhara chikamu chemari yako yakakwana mubhadharo yemari.
Credit Report uye Credit Score Impact
Mari yekupedzisira inowanikwa mupepanhau rako rechikwereti sezvo iwe uri 30, 60, 90, 120, uye mazuva 180 munguva pfupi. Zvinosuruvarisa, izvi zvikwereti zvishoma zvichaita kuti chikwereti chako chiwedzere uye chinogona kukuvadza kukwanisa kwako kuwana kadhi rechikwereti, chikwereti, kana kunyange basa. Inishuwarenzi yako yepamusoro inogonawo kuwedzera sechikonzero chemakadhi ekukwereta.
Mwedzi mitanhatu (mazuva 180) mushure mekunge makamira kuita kadhi rako rechikwereti, account yako ichakwaniswa. Nemhosva yekudzvara, kambani yemakadhi ekwereti inobatsira (zvimwe), kwete iwe. A-off-off inobvumira kambani yekukwereta kadhi rechikwereti kunyora chikwereti chako chisina kubhadhara sebhizimisi kurasikirwa.
Panguva iyi, unowana chiremera chakakomba pamushumo wekwereti yako iyo ichagara imomo kwemakore manomwe anotevera, kuchenesa munhu wese wawakambosara pachikwereti chikwereti.
Akaunti Yako Ungaenda kuChinyakare Chekuunganidza
Nhaurirano-kukanganisa nyaya dzinowanzotumirwa kusangano rekuunganidza . Kubva ipapo, vanotamirwa kubva kune rimwe sangano rekuunganidza kusvika kune imwe kusvikira vabhadharwa kana kuti vabhadharwa mubhadhara. Mutengi wako wepakutanga kana wechitatu wekweretesi chikwereti anogona kukukumanikidza chikwereti kusvikira chabhadharwa kana kubhadharwa. Mushure mokunge imwe nguva yenguva, mutemo wekukanganisa unogona kukudzivirira kubva pakutonga mhosva, asi nhoroondo yacho inofanira kunge isina kushanda kwemakore akawanda uye mutoro weuchapupu uchave uri kwauri.
Credit Card Hardship Options
Edza kuponesa konti yako uye yako chikwereti. Kana iwe usingakwanisi kutenga chikwereti chako chekwereti, funga kusangana nekambani yekubhadhara mari yekwereti inogona kukubatsira kuti uongorore zvaunosarudza.
Zvinyorwa zvako zvekadhi rechikwereti zvinosanganisira nhamba kuenda kune chikwereti chekupa mari yechikwereti.
Dzivisa kukanganisa kwekwereti yako kana iwe uchikwanisa, asi iva nechokwadi kuti unoziva migumisiro yekufamba kure nemari yako yekadhi rechikwereti.