Inishuwarenzi chikamu chinokosha chebhajheji yese. Zuva rekuchengetedza rinodiwa kuti udzivirire inshuwarheni yako kubva pakusimuka. Zvinhu zvakawanda zvinogona kukuvadza iwe auto auto inshumo inobva vakawanda vanozvibvunza, inguva yangu inshuwarisi inokwira here? Kunzwisisa chinokanganisa inshuwarisi yako ndiyo danho rokutanga mukuchengetedza chiyero chako.
01 Kushungurudzwa Kwemigwagwa
Kupopotedzana Kwemigwagwa Minor
- Kukundikana Kugovera
- Zvitevedzowo zvakare Zvitete
- Kusingabatsiri Kutsigira
- Kupusa Kupfuura
- Traffic Device / Sign
- Kufambira mberi
Kurwisa Kukuru Kwemigwagwa
- Akaedza Mafeloni
- Vhura Bhotela
- Kunyanya Kutyaira
- Dragza Mhanya
- Kutyaira Kunotungamirirwa
- Ngatiza Mapurisa
- Vehicular Homicide
- Kupfuura Chikoro Bus
- Kutyaira MuIndaneti Yakasimudzirwa
- Nzira Yakaipa
Kana iwe uchirwa netikiti mudare uye uchikunda, haifaniri kukanganisa rekodhi yako yekufambisa . Traffic school imwe nzira. Dzimwe nyika dzinopa kutora chikoro uye kupfuura muedzo senzira yekudzivirira inshuwarisi yehuwandu yepamusoro nekuda kwekuputsa kwemigwagwa.
Imwe nzira yekudzivisa kuwedzerwa kwemari yehushandiro yveshuwarisi ndeyokutengesa kukanganwirwa kuduku. Minor kuregererwa kukanganwirwa ibhenji idzva uye nziyo dzekuridzira dzinopihwa nevanoshambadza zvakasiyana-siyana. Yeuka zvakadaro, kana iwe uchitenga chigadzirwa chakadai, nyatsonzwisisa mitsara yose, saka iwe hauna kupofumirwa. Kunyanya kukanganwirwa kwepakati kunongoshanda chete kwekuputsa zviduku uye kunongoshanda kune kukanganisa kumwe chete pamutyairi.
02 At-Fault Accident
Kana iwe wakakonzera njodzi yemotokari uye kudai kuiswa, inshuwarisi yako yehuwandu ichawedzera zvingangowedzera. Mamwe makambani einishuwarenzi anopa chibvumirano chinobvumira chekubhadhara maduku pasina kuwedzera, kazhinji pasi pe $ 500. Imwezve makambani anopa kuregererwa kwekukanganisa , izvo zvinokubvumira kuva nemhosva yekukanganisa kwemhosva kune mutyairi kunze kwekuwedzera kwepamu. Zvisinei, iwe unobhadhara mari yakawanda nokuda kwekugovera pasina kuziva kana iwe uchange uine njodzi yekukanganisa. Tarisa newaini yako yeinishuwarenzi kuti uone kana kugoverwa kuripo uye kuti ichabhadhara zvakadini.
03 Comprehensive Claim
Zvirevo zvakakwana zvinokonzera inshuwarisi yako yekare hazviwanzozivikanwa, asi mamwe makambani emishuwarenzi ari kuoma. Mitemo yakasiyana-siyana nevanotakura kuitira kuti iwe unofanirwa kukumbira mujeri wako wehushuwarisi kana zvikwereti zvakakwana zvichaita kuti inshuwarisi yako iende. Vazhinji havabhadhari zvimwe, asi vamwe vatakuri vanoita kuti inshuwarisi yenyu iwedzere kana mari inopfuura $ 1000 inobhadharwa kunze kana kana mune zvikwereti zvinopfuura zvitatu mukati memakore matatu.
04 Kusakara
Zvinosuruvarisa, kukura hazviiti nguva dzose inshuwarisi yako ichidzika. Uye muzviitiko zvakawanda, unogona kuona inshuwarisi yako ichikwira kana iwe wava kupfuura makore makumi manomwe. Makambani eInishuwarenzi anobata vatyairi vakwegura zvakangofanana zvakafanana nevatyairi vechidiki . Matsikiti makuru anowanzotamba mumakore anenge makumi mashanu, asi kana iwe uine makore anopfuura makumi manomwe, chiyero chako chinotanga kukwira.
05 Kukanganwa muInishuwarenzi
Izvo zvinopera mu inshuwarisi yemotokari hazvimboiti zvakanaka. Kana iwe munguva pfupi yapfuura, zvinowanzoita kuti udzorere purogiramu yako ikozvino yunishuwarenzi mutakuri mukati mevhiki. Imari inowanzopiwa mhosva yekudzorera, asi inowanzova duku kana ichienzaniswa nehuwandu hwehutano yveshuwarenzi . Mamwe makambani anokupa purogiramu kana mutemo wako wakambomira kwemazuva masingapfuuri makumi matatu nekutadza kuwedzera pamusoro pese sezvaanoita mumwe munhu asina inshuwarisi kwenguva yakareba. Yakawanda inoshandiswa inishuwarenzi yevatakuri haibvumi chero nguva yenyasha yekuparara muhuwandu kunze kwekunge uri kuedza kudzorerazve maitiro ako aripo .
06 Moving
Zvinogona kushamisika iwe kuti nzvimbo inoita basa mu inshuwarheni yako. Kubuda kunze kwehurumende kana kutotamira chikamu chiduku zvikuru kunogona kuita kuti inshuwarisi yako iende. Inishuwarenzi inowanzotarirwa kune zvinotaurwa munharaunda yako, saka kana iwe uchigara mune imwe nzvimbo ye metro, zvinonyanya kuitika iwe uri kubhadhara kupfuura iwe kana iwe waigara mumasango.
07 Drop in Credit Score
Makambani akawanda einishuwarenzi anotsigira premium yako yveshuwarisi pachikwereti chako. Panguva ino, California ndiyo nyika chete iyo inorambidza makambani einishuwarenzi kubva kushandisa chikwereti chako chikoro. Kana chikwereti chako chikoro chepummets, zvingangoita kuti yako premium yeruzhinji iende. Tarisa newaini yako yeinishuwarenzi kuti uone kana chikwereti chako chine chikamu mu inshuwarisi yako.
Inishuwarensi yemitengo yakanyatsonaka. Zvinhu zvizhinji zvinopinda mukuverenga mahushandiro ehushuwarisi uye kuchinja kuduku kunogona kuita kuti hukuru huve nehuwandu hwepamu. Kuziva kuti chii chichaita kuti inshuwarisi yako iende kumusoro ichakuisa munzvimbo iri nani yekudzivirira kuwedzerwa. Makambani eInishuwarenzi ane kukwanisa kugadzirisa chiyero chako chekugadzirisa, uye dzimwe nguva kuwedzerwa kwezinga hakuchina chokuita nezviito zvako. Kana iwe ukaona kuwedzera kwekuwedzera kwekuwedzera usingashanduki kamwe chete kumutemo wako kana kuti munyaya yekufambisa, ingangodaro nguva yakanaka yekutanga kutengesa zvakapoteredza inshuwarisi inodhura.