Kune vamwe vamwe vatyairi vanoda kunyatsotsanangurwa pamutemo wenyu kuitira kuti zvizadzike zvizere kushandisa. Avo vanhu ivavo vari kuvimba zvose zviri zviviri pamusoro pekuchengetedza kwako uye nyika yaunogara.
Mukuwedzera, kune madhairiro anofanirwa kunyatsosarudzwa kubva mumutemo wako. Muzviitiko zvakawanda, kunze kwevatyairi ndevaya vamunofarira kuti iwe hauna kubvisa kubva pakuvhara. Zvisinei, pane dzimwe nguva apo ndiyo inshuwarisi inoda kuregwa, iyo inotungamirira kumubvunzo uyu: Kambani yemishuwarisi yemotokari inomanikidza bhizinesi kuti irege kubvisa mutyairi kubva kune chinyorwa?
Chii chaicho "chisina kubviswa mutyairi?"
Sezvakabatwa pamusoro apa, motokari yako yemishumo yehurumende, kazhinji kutaura, inotevera motokari uye naizvozvo inosvika kuna ani naani achishandisa motokari yako nemvumo yako. Mukugadzirisa zvinotangira mari, asi vatsigiri vanoda kuziva kuti vangangodaro vari kutyaira sei motokari yako nguva nenguva. Iko kunosanganisira iwe (uyo anonzi inshuwarisi), wako wako, uye chero imwe hama dzine malayisensi ekufambisa anogara pasi pedenga rako. Saka, chii chinoitika kana mumwe wehama idzi ari kunyanya kuipa mutyairi ane kukanganisa kunokwira, maDI, njodzi kana zvikwereti ?
Kana, mune imwe nguva nyaya, kana mumwe munhu mumba mako aine inshupiti pasi pemumwe munhu kana achiri muduku kana kuti mukuru (kana sevanishuwarenzi vanofunga nezvei, risky) mutyairi ane mvumo anogara newe asi haasi kuzoshandisa motokari yako?
Muzviitiko zvizhinji, une zvingasarudzwa zviviri: kubhadhara mapeamamu akakwirira (dzimwe nguva akawandisa), kana kuti iye asina kubvisa kubva mumutemo wako.
Paunosarudza mumwe mutyairi kubva kune inishuwarenzi yako, uri kunyatsovimbisa iyo inshurenzi kuti mutyairi asina kubvumirwa haana mvumo uye haazobvumirwi kushanda motokari yakachengetedzwa. Uye somugumisiro, iyo inshuwarisi haifaniri kukweretwa muzinga wepamusoro wepamusoro wekuti vangangodaro vaifanira kubhadhara kana mutyairi asina kubviswa kubva mumutemo.
Ndinokwanisa here kumanikidzirwa kubvisa mutyairi kubva mubumbiro rangu?
Mhinduro yacho inobva pakuti unotsanangura sei "kumanikidza." Vatsigiri havakwanisi kukumanikidza noku "kupa chipo chaunogona kukwanisa kuramba," kufanana nemufirimu unozivikanwa. Vanokwanisa, zvisinei, zvinokuita kuti unzwe sokuti uri kuomanikidzwa kupinda mukunze kana kukupirira iwe kusinganzwisisiki kukwirira kwepamuro kana kutyisidzira kubvisa mutemo wako kana iwe usingabvumi kuregererwa. Kufunga kwekambani kuri nyore. Vatyairi vakaipa vane ngozi kuti vatsigire, zvichireva kuti ivo vanowanzobhadhara inshuwarisi kupfuura iwe unobhadhara muzvikwereti mubhadharo yekudaidzira. Izvo, iwewo, zvinokuita iwe, se-policyholder, chikonzero chekukuvadza chavanofanira kuvhara. Saka zviri nani kwavari kuti vasiye mararamiro enyu pane kutora mutyairi wepamusoro. Sezvavanotaurawo mufirimu iyo yakakurumbira, "Haisi munhu.
Inongova bhizimisi. "
Ndingaitei kana kambani yveshuwarenzi ikanditsigira kuregererwa?
Kunyange iwe unofanira kunge uine inshuwarisi yekufambisa motokari mumugwagwa, uchionga, hakuna munhu anokumanikidza kushandisa insurer yako kuti uite kudaro-uye nokuda kwavo, hapana mutemo unotaura kuti vanofanira kubvumira munhu wose mumba mako kupinda muishuwarisi yako mutemo. Uchiziva kuti mari yako yemainishuwarenzi yakakwirira nekuda kwekuparidzirwa kwekutyaira mutyairi, iwe unogona kufara kuvanzvenga kubva pamutemo wako. Kazhinji kazhinji, munhu watinenge achitaura ndiye hama yepedyo, zvichida mudzimai kana mwana - mumwe waunoda uye angafanira kubvumidza kutyaira motokari yako. Somugumisiro, kana bhizimisi rako richiomerera pakuregererwa kubva mumagariro ako, iwe unofanira kutanga nechimwe sarudzo.
Chinhu chokutanga kuedza chiri kutengesa.
Kungofanana nemuripo wako wekuchengetedza ikozvino unoda kuregererwa hazvirevi kuti vamwe vose vachazviita. Kutaura zvazviri, pane mukana wakaisvonaka iwe uchawana vashomanana vanoda kukuvimbisa pasina kubviswa. Iwe unenge uchienda kunopedzisa kubhadhara chikamu chakanaka, asi kana ukagara newaini yako yema insurer zvinoreva kusaisa mumwe munhu wausingadi kubvisa, zvinogona kunge iwe chete unogona.