Chii Chinonzi Account Brokerage?

Nzira dzekubhadhara mari dzinoshandiswa sei nekushanda nemhando dzekutsvaga mari dzinogona kubata

Wati wamboda here kubvunza, "Chii chinyorwa chekwereti?" asi vaityawo here? Iwe unonzwa nezvekambani dzekwereti pamashoko. Iwe unoziva kuti vanhu vazhinji vanobudirira vanezvo. Vanoshanda sei? Ndezvipi zvinobatsira uye zvipingamupinyi? Sei uchifanira kuzarura imwe? Chinangwa changu mumaminitsi mashomanana anotevera ndechokupindura mibvunzo iyo uye nekudaro iwe unonzwisisa zvakasimba kwete kwete chete iyo rekwereti yekwereti, asi iyo inoshanda sei, chii chaunofanira kutarisira kana iwe uine imwe, nemhando dzezvikwereti zvavanokwanisa akabata.

Chii Chinonzi Account Brokerage? Kunzwisisa Dheyo Tsanangudzo

Nhoroondo yekwereti ndeye mutero wekwereta wekodhi yaunotanga nekambani yekambani yekambani. Iwe unoisa mari munhoroondo iyi kana nekunyora cheki kana kuisungiridza kune chekuongorora kana kuchengetedza kwebhandi pabhangi rako. Kamwe chete iyo mari yakaiswa, unogona kushandisa mari yacho kuti uwane marudzi akawanda emitemo. Mukutsinhana kuti uite zvaunotenga uye kutengesa mirairo, iwe unowanzobhadhara mutengesi wematoro komiti.

Ndeapi Marudzi Ekubhadhara A Account Brokerage Can Hold?

Mari yekwereti inogona kubata mhando dzakasiyana-siyana dzezvikwereti kusanganisira, asi kwete zvishoma nezvishoma, zvinotevera:

• Dzimba dzakawanda , izvo zvinomiririra hurumende huri mumabhizimisi.
• Nzvimbo dzakasarudzwa , iyo kazhinji haigoni kuwana purogiramu yakasimba asi, pane kudaro, inowanzobhadhara zvakakwirira kudarika zvikamu zvepakati.
• Zvikwereti , kusanganisira Changamire zvisungo zvakadai sezvikwereti zveAmerican Treasury, zvisungo, uye nhete, zvibatanisi zvebambani , kusungirwa kwemutero musasununguti , uye zvikwata zvehurumende.

• Real Estate Investment Trust, kana REITs , iyo inomiririra madziva edzimba dzakasanganiswa neimba yepamusoro kusanganisira mamwe maitiro akasiyana-siyana, akadai sehotera REITs, iyo inotarisa pakugara uye kushanda mahotera .
• Zvisarudzo zvekutsvaga uye zvimwe zvakagadziriswa, zvingasanganisira kusarudzwa kwefoni uye kuisa sarudzo dzinokupa kodzero kana kusungirwa kutenga kana kutengesa kuchengetedzwa kwakapiwa pamutengo wakapiwa musati wapera zuva.

• Misika yemari uye zvigwaro zvekuisa mari , izvo zvinomiririra muridzi mumadziva emari yakawanda yemari inobhadhara mari uye mari yakasimbiswa inowanikwa mari kana zvikwereti zvaunoita kubhangi kuchinjana nehuwandu hwehuwandu hwekufarira.
• Mutengo wemari , iyo inotengeswa zvikwata zvekutsvaga kwekutsvaga zvinotengeswa nevashambadzi vakawanda vaduku vanotenga zvikamu mumusorositiki kana kuvimba kune podhopu. Panzvimbo yekutengeserana zuva rose nenzira iyo dzimwe nhumbi dzinoita, mirairo kutenga uye kutengesa mirairo inoiswa mumagumo ezuva ose panguva imwe chete. Mari inowanikwa pamwe chete inosanganisira mari yekuenzanisa .
• Exchange inoshandisa mari, kana kuti ETFs , iyo inowirirana mari, kusanganisira mari yemari, iyo inoshandiswa semabhizimisi.
• Master Limited Kubatana, kana MLPs , iyo inobatanidza hukama hwepamusoro nemamwe mitero inobatsira kune mamwe marudzi evarimi.

Dzimwe nhoroondo dzekubhadhara dzichakubvumira kuti uite nhengo dzekambani mune imwe kambani ine chikwereti chakakosha kana sangano risina kubatanidzwa muchibvumirano chisingabatsiri , chinowanzobatanidza kuisa mari mune imwe nzvimbo yeheji, iyo inogona kuva yakaoma kune vashandi vatsva kana varombo . Zvisinei, mutengesi wacho angangodhadhara mari isiri-isiri iyo yekugadzirisa dambudziko rekusachengetedzwa kwemasimba, sezvavanowanzozivikanwa.

Chii Chinosiyana pakati peCash Account Brokerage Account uye Margin Account Brokerage

Paunenge uzarura kambani yekwereti, iwe unofanirwa kusarudza pakati pezvinonzi mari uye maritaji yekodha.

Nhoroondo yemari yekutengesa mari ndiyo inoda kuti iwe uise mari uye chekuchengetedza, zvakakwana, nekugadzirisa, kuitira kuti uite zvekutengesa. Imba yekutengeserana haigoni kukukwereta chero mari. Semuenzaniso, kana kushandiswa kwekutengeserana kwemaoko ako kwemazuva matatu ebhizinesi, uye iwe unotengesa mari yako nhasi, kunyange zvazvo mari inowanikwa muakaunti yako pakarepo, iwe haugone kubvisa nguva kusvikira yavapo shure kwekugadzirisa. Nhoroondo yepamusoro , kune rumwe rutivi, inokubvumira kukwereta pane zvimwe zvinhu mukodha yekwereti nemutengi ari kukukweretesa mari mukutsinhanisa izvo zvinowanzova mubhadharo wechidiki.

Ini ndinowanzopa vanhu kuti vafunge nezvekuisa mari kuburikidza nemari yekubhadhara mari kune zvikonzero zvakawanda. Chokutanga, ndinonyanya kunetseka kuti rehypothecation inogona kuva dambudziko guru rekutsvaga mari .

Iyo musoro weesoteric asi iyo yaunofanira kudzidza pamusoro payo kana une bhaji rekwereti rekwereti. Chechipiri, mabhengi ekubhadhara mari anogona kukonzera zvimwe zvinhu zvinoshamisa zvichiitika nenzira iyo iwe unogadzirisa zvikwereti pamatokisi ako. Kana zvinhu zvisingaiti zvakanaka chaizvo, iwe haungakodzeri kukwidziridzwa kwepamusoro-soro yemari yemutengo uye, pane kudaro, unomanikidzwa kubhadhara mitero yakawanda yemitero inogona kunge yakawanda kaviri. Chechitatu, pasinei nokuti iwe unofunga kuti wakafunga sei nzvimbo, kuburikidza nekushandisa margin kunogona kuguma muhupenyu hunoshandura njodzi. Somuenzaniso, pakupera kwegore rakapera, ndakaita chiitiko chebhuku rangu bhuku remurume akaenda kunorara nemakumi ezviuru zvemadhora mukodzero yekodha mubhuku rake rekutengesa uye akamuka kuti awane chikwereti chake $ 106,445.56. Vamwe vanhu vakawanda uye mhuri dzakarashika zvikamu zvakawanda zvekuchengetedza upenyu hwavo, uye mumatambudziko mazhinji, mvura yavo yose inokosha kana kuti yakawanda, nokutenga zvikamu zvekambani inonzi GT Advanced Technologies pamuganhu. Hazvina kukosha. Zviri nyore kuti uwane upfumi kana iwe une nguva yakareba yakakwana uye iwe urege kubatanidza basa raro magetsi. Ndinofunga kuti iko kukanganisa kwakakomba kuedza kukurumidzira nzira yacho kusvika paunotadza kuparadza zvawakavaka.

Nezvakakosha, iyi ndeimwe yenzvimbo iyo pandinoisa mari yangu apo muromo wangu uri. Ndinonzwa zvakasimba pamusoro payo kuti mune zvose asi mamiriro akare zvikuru kune mamwe marudzi chaiwo evatengesi, Kennon-Green & Co., kambani yangu yekutengeserana kwenyika, inoda kuti zvinyorwa zvinotarisirwa zvinyorwa zvigadziriswe muchengeti chete- kuchengetwa chete. Handina hanya kana kushandiswa kwakapararira kwemajeri kunogona kuita kuti mari yacho iwedzere mari yakawanda nokuda kwehutano hukuru hwemari iyo yatinogona kutengesa mari yekuridzira mari yekutsvaga , iyo mararamiro ekukosha kwekutsvaga, kugoverana kwekugovera, uye kuisa mari zvisingatauri hazvikwereti kukwereta mari. Iyo ngozi yeupenzi uye ini handidi chinhu chandinoita nayo.

Pane Chechipi Zvimwe Zvikwereti Kuwanda Kwemari Unogona Kudzosera kana Kubata muAkaunti yeMarikiti?

Hapana mamiro ekuwandisa kwemari yaunogona kuisa mukodha rekweretheni sezvinenge iri neRoth IRA kana 401 (k) uye, naizvozvo, kazhinji kazhinji hapana mvumo paunokwanisa kuwana mari kunze kwekuti iwe uchitenga mamwe marudzi rakachengeteka kuchengetedzwa kana yefa. Zvichienderana nemamiriro ako emitero uye rudzi rwezvinhu zvaunazvo mubhadha rekwereti, iwe unogona kubhadhara mari inowanikwa mubhadharo, mutero wemabhadharo, kana imwe mitero pane yako.

Chimwe chinhu chaungada kufungisisa ndeye simba rezvemari rekwereti wako uye nekukura kweSIPC . Iyi ndiyo inishuwarenzi inokwidza mubhairi kunze kwevatengesi apo yavo yekutengeserana kwekambani inopera. Mhando dzakasiyana dzemari dzine maitiro akasiyana ezvokugovera, uye vamwe havana ruzivo zvachose. Imwe nzira inofanirwa ndeyekutarisa kushandiswa kwekambani yekubatisa mari kuti uite mabasa asi uchengetedze zvivimbiso zvako kuburikidza neIndisitiri Registration System, kana DRS .

Pane Mumiririri Kune Nhamba Yekubhadharwa Kwemabhadharo Ndingave Nawo Here?

Aiwa. Hapana mhedziso kune nhamba yekodhadhi dzekodha iwe unobvumirwa kuva nadzo. Zvechokwadi, iwe unogona kuva neakawanda, kana kuti mashomanana, maakareji ekubhadhara mari sezvaunoda uye sezvo masangano achakubvumira kuti uzarure. Iwe unogona kuva neakawanda mari dzekwereti pane imwe sangano, kugovera zvinhu nekutsvaga mazano. Iwe unogona kuva neakawanda mari dzekodhadhi pamasangano akasiyana, kuparadzanisa hukama hwako uye kuisa pachena.

Musiyano Ndeapi Pakati Pebhorodha Yakabhadharwa uye Full Service Broker?

Bhuku rakazara rebhishopi rekwereti ibasa rakakosha rekwereti yekwereti apo iwe unoshanda nemunhu akazvitsaurira mutengesi uyo anoziva iwe, mhuri yako, uye nezvemari yako. Iwe unogona kutora foni uye utaure naye kana iye. Iwe unogona kufamba muhofisi yake uye nguva dzose unayo misangano uye kurukura nezvepodfolio yako.

Chikamu chekubhadharwa kwemhando dzakasiyana-siyana chinowanzobva kumakambani ekutengesa saka panzvimbo yekubhadhara mari ye $ 5 kusvika ku $ 10 pamutengo usingabhadharwi nekutengeserana, unogona kubhadhara kubva kune $ 40 kusvika ku $ 150 zvichienderana nemamiriro ezvinhu. Kunyange zvazvo izvi zvichiwedzera kuwedzera, kune vamwe vanosimbisa kuti inokurudzirawo vashandi kuti vawane nzvimbo dzavo kwenguva yakareba uye vagare vakanyarara panguva yemusika inoputsika nekuita kuti mumwe munhu abate ruoko rwake. Iwe unofanirwa kuita sarudzo iwe pachako iyo nzira inoshanda zvakanakisisa nokuda kwehutano hwako.

A discount discount broker, zvakasiyana, inowanikwa paIndaneti-mazuva ano chete, zvichida ane mahofisi mashomanana munyika yose. Zvose zviri nani chaizvo-iwe-iwe-pachako uye iwe unofanirwa kuita mabasa ako pachako.

Dzimwe dzimba dzezvemari dzinopa zvose zvigadzirwa. Kuti udzidze zvakawanda, verenga Nharo Yakazara Yebasa Yakakodzera Kwako Here? .

Zvimwe Zvinyorwa pamusoro peScott Brokers uye Kubhadhara Firms

Ichi chikamu chekutangira kwedu mutungamiri kune vashandi vemabhizimisi uye madhipatimendi ekudhinda , ane fuma yezviwanikwa kune vashandi vatsva vanoedza kunzwisisa kuti vangasarudza sei mutengesi wematengesi, kuti verenga sei kugadziriswa kwebhizimisi, nezvimwe zvakawanda. Uyewo dzidza nezvekambani yekuchengetedza mari .