Direct Registration System (DRS)
Sezvo nevashambadzi vakawanda vatsva, zvichida iwe unotora mari mumatokari kuburikidza nekambani yekudhinda . Kana iwe ukaisa urongwa hwekutengeserana uye mari inotengwa inowanikwa munhoroondo yako, zvikamu zvako zvezvitoro zvakanyoreswa mumugwagwa.
Izvi zvinoreva kuti, kana iwe une zvikamu 1 000 zveApple kuburikidza nekwereti kana kambani yekuchengetedzwa kwenyika - ngatitaurire nekuda kwemufananidzo waunosarudza Charles Schwab nekuti ndeimwe yepamusoro-soro munyika - chikwata chako chinosanganiswa nevamwe vose vatengesi vemakambani vane zvikamu zveApple uye vanorondedzera pamabhuku eApple's transfer agent se "Charles Schwab & Company".
Iwe ndiwe muridzi anobatsira wezviuru zvako zvemazana, asi Schwab ndiye muridzi wezvinyorwa . Zvadaro, mukati mezvinyorwa zvaro uye zvinyorwa zvepamusoro, Schwab inoputsa mutengesi wega wega anogovana, uye anopa zvivimbiso zvemabhizimisi , zvinyorwa zvemari, uye marekero emitero.
Kunyanya mumamiriro ekudzivirira kwekodha , kana bhizimisi rekwereti rinopera mari, iwe wakasara uine bhegi nechisarudzo chakatarisana nekambani ( makero emari haasi pasi pekugadzirisa rehypothecation uye inofanira kunge yakanyatsoparadzaniswa ).
Chii chichaitika kune zvikamu zvako zvaiitwa mumugwagwa? Nhoroondo yekare, izvi hazvina kuva dambudziko, kunyange mumakumi emakumi mashoma emakore pane dambudziko guru rinoita kuti vatengi vakawanda vawane mari yakawanda.
Kazhinji, kana pane kukanganisa, unogona kuzviwana uchivimba neSIPC (Inshuwarheni yeVafambisi Vekuchengetedzwa Kwekambani) , iyo inopera.
Pakati pemapurisa aya maviri ekuparadzanisa mararamiro uye SIPC inshuwarisi, zvave zvisinganyanyi kukosha kuti mutengesi wekwereti atadze kutambira chikwereti chake zvakare, zvakakwana, kana chikwereti chikwereta chikwereti. Kunyange zvakadaro, kune izvo zvisingaiti zvisingaiti, Direct Registration System inopa kuchengetedza.
Muna 1996, Direct Registration System yakagadzirirwa vanhu vaisada kuti vhesi yavo inyoreswe muzita rekambani yavo yekutengesa. Dzimwe nguva, vatengesi ava vanozvitenga uye vanotengesa zvakananga kubva kumutengesi ekutsvaga. Dzimwe nguva, vanoshanda pamwe nevanoda kugovera vatengesi kuti vagadzirise maitirwo akanyorwa achishandisa DRS.
Makomborero ekushandisa Direct Direct Registration System Paunenge Uchitora Zvako
Pane humwe hutano hwakakosha kushandisa DRS pane yako yekuchengetedza. Izvi zvinobatsira zvinosanganisira:
- Kudzivirirwa Kurwisana Nengozi Yenhengo: Kana mutengesi wako akapera , uye zvikamu zvako zvakaitwa mumugwagwa, iwe uchazofanira kupora nzira yekudzorera, uye zvichida kubhadharwa, kana zvichikodzera, kubva kuSIPC inshuwarisi. Kusiyana neizvi, kana nhamba yako inobatwa kuburikidza neRDS, haifaniri kuva nehanya nekuti iwe unoti ndeyekambani iwe pachako iwe pachako pachako, kwete mutauriri.
- Kunyora Pakarepo kubva kuIkato Izvo: Stock Stockbrokers inonyanya kunonoka panyaya yekutumira zvinyorwa zvegore negore , 10k filings , zvinyorwa zveproxy , nezvimwe zvinhu kubva kumakambani aunazvo. Kana iwe wakanyoreswa zvakananga nemutengi wekutumira kuburikidza neDDRS, zvinyorwa zvinotumirwa kune kero yako rekodhi, kazhinji pakarepo.
- Iko Haisi Pepa Chekutora Zviteteti Kurasika Paunoshandisa DHS: Kana iwe wakambova nepepa yepapaiti yepamusoro, unoziva kuti inogona kushandiswa, kubiwa, kana kuparadzwa. Neyo Direct Registration System, iyi dambudziko rausingazofaniri kutarisana nayo. Izvi zvinogona kukuchengetedza mari, zvakare. Chero pose paunotumira zvigwaro zvigwaro, unokurudzirwa zvikuru kuti uvapikidze 3% yemari yemari, iyo inobva muhomwe yako. (Nei 3%? Ndiyo mari inofungidzirwa yezvinotengeswa nemujeri kunotora chikwangwani chako.)
- Nhandare Yakabatwa kuburikidza neDDRS Haikwanisi Kutsiva Kune Vatsva-Vatengesi: Paunenge uine chikwata mumugwagwa , mutengesi wako anopa chikamu chako kune vatengesi vashomanana, vanogona kutyaira mutengo kuburikidza nokutengesa nguva shoma . Nhengo dzavakakwereta dzingadai dzakabva kunyange kubva ku-akhawunti yako! Izvi zvingaita dzimwe nguva zvinotungamirira kune chinetso chinonakidza chematambudziko apo zvikwereti zvaunogamuchira , izvo zvingadai zvakasangana nezvakadiwa zvinokonzerwa kuti zviwanire mutero unofadza zvikuru kubva pa 0% kusvika ku 23.6% inosanganisira iyo inonzi "Obamacare" mutero, inyanzvi inotorwa kubva kwauri nokuti vatengesi vashoma vanokubhadhara ne chimwe chinhu chinozivikanwa seKubhadhara muLiu chechikamu, kana PIL.
- Kushandisa DRS Kunoita Kuti Zvive Nyore Kutora Kubatsira kweDrayips: Makambani mazhinji anopa zvikamu zvekugadzirisa zvigaro , kana DRIPs. Izvi zvakakosha kune vashandi vanoda kurima zvikwereti zvavo kuti vatenge mamwe mashomanana emotokari nevana vashoma kana pasina mahofisi kana mari . Nokufamba kwenguva, kudzorera zvikomborero zvako zvinogona kuva nemasimba makuru muhupfumi hwako hwekupedzisira. Paunoshandisa Direct Registration System, unogona kutumira foni kana kutumira muchinyorwa uye kunyoresa kuDrayip.
- Kuita Chipo Kuendesa Kune Shamwari Kana Mhuri Inogona Kuve nyore neRCDS Sekuwedzera bhonasi yekushandisa Direct Registration System, iwe unowanzopa zvipo kune vemhuri kana shamwari kuburikidza nekutumirwa kwemajeri ekugadzirisa kambani yeDDRIP kwavari, mari inoshandiswa nekutumira yezvikamu kubva paakaunti yako kusvika muakaunti yavo. Izvi zvinogona kuva sarudzo yakakura kune mumwe murimi wezvikwata akavaka nzvimbo huru mune imwe kambani uye anoda kupa vana vake chikamu kune chikwereti chemubhadharo chekuregererwa kubviswa gore negore. Ndinoziva nezvemhuri imwe yakaita mazana ezviuru zvezvikamu zveGeneral Electric, yakavakwa pamusoro pehupenyu hwose hwekutsvaga mari, iyo yakashandisa nzira iyi kupfuurira pasi payo kumarudzi akatevera. Chizvarwa chekutanga chizadza mamwe mapeji kamwechete pagore uye vana uye vazukuru vaizoona kuiswa kwezvikamu zvitsva zvakawedzerwa kumabhuku avo zvinyorwa mwedzi gumi nemaviri.
Kukanganisa Kushandisa DRS Paunenge Uchitora Zvako
Chinhu chinonyanya kukanganisa kushandisa DRS ndechekuti haugone kutengesa soro yako pakarepo. Iwe unofanirwa kutumira mirayiridzo zvakananga kumushandi wekutsvaga, uyo anozoisa mapurisa ako kutengesa mirairo nevamwe vatengesi, uye anoita shanduro pane imwe nguva yakatarwa.
Izvozvo zvingaita kuti zvibvirire kutengesa mukati mekutya sezvo nyika yakakoromoka kana kana iwe waida mari nokukurumidza. Pakupedzisira, iwe unoda kubvumidza huwandu hwemazuva emabhizimisi mashomanana usati wawana mari yako.
Imwe nzira yekuda-kukurumidza kushandiswa ndeyekuti mutengesi wekutsinhanisa kutarisira yako kupinda DRS mune imwe kambani inotengesa zvikamu zvako kune imwe yekambani yekudhinda kuitira kuti mutengesi wekutengesa anogona kutengesa nokukurumidza. Izvi zvingatora zvishoma mazuva mashomanana ebhizimisi kuti aite, zvichida kwenguva refu.
The Ideal DRS Mutengesi
Ndeupi rudzi rwemari inofanira kuongorora kushandisa Direct Registration System? Mumwe uyo:
- Zvirongwa zvokutenga matengo akawanda mune rimwe bhizinesi,
- Zvirongwa zvekuchengeta zvikamu izvi kwemakore mashomanana anotevera zvishoma,
- Haadi kurasa kurara pamusoro pekuti mukana wake wekwereti kana wezvikwata zvezvemari zvinoparara,
- Anoda kugamuchira mishumo yegore negore nemamwe magwaro nokukurumidza sezvinobvira,
- Anoda kugadzirisa zvinowanzogadziriswa patsva zvekugoverwa kwezvikwereti kana zvekugadzirisa mari yezvikamu zvebhengi, uye
- Haadi kutambudzwa kwekutambudzika uye kwepanyama kwekuchengetedza mapepa emiti zvidhi.
Pane zvakawanda zvakasiyana nemamiriro ezvinhu uye mamiriro ezvinhu ekufungisisa paunosarudza kana kwete Direct Stock Registration yakakunakira iwe. Iwe unofanira kutora mari yako mukana . Kune vamwe venyu, DRS inopa mvumo yekuongorora zvakanyanya.