Kana Wakakwereta Pakutenga Iko Yako
Kana uine kambani yekutengeserana nemagariro ekureva , zvinoreva kuti unogona kukwereta kune zvishamba mubhengi rako, iwe une mhosva yekubhadhara chikwereti, kunyange kana iyo yose yekodhi inodarika $ 0.
Saka, muchiitiko chakanyanyisa, dai iwe waiva ne $ 100,000 yeLehman Bros inokosha uye wakakwereta $ 25,000 kupikisa zvikamu zvako kuti utenge motokari itsva , iwe uchiri kukwereta $ 25,000.
Chii chingave chingaitika apo makosi ako akawira madhora makumi mashanu, mutengesi wako angakushevedza uye anokukumbira kuti uise mari yakawanda munhoroondo yako (iyi inozivikanwa se "marita call"). Kana iwe usina kuita, vaizotengesa mbeu yako kuti vadzorere chikwereti kuitira kuti vadzivirire vekambani yavo yekwereti.
Kana Iwe Usina Chero Chikwereti Chekwereti uye Zvikamu Zvako hazvina Kuongororwa
Kana kambani yako yekutengeserana isina chikwereti chekwereti asi kwete, haungakweretesi kana kambani inopedzisira yavhara munharaunda dzose. Izvi ndizvo zvinoreva kuti mashamba akawanda nhasi anozivikanwa se "akabhadhara zvakakwana uye asingaoneki". Kana iwe uine zvigwaro zvekoti , uchaona kuti yakanyorerwa pane imwe nzvimbo pamagosi.
Kune makambani mashomanana ane zvikamu zvinotaridzika, kunyange zvazvo izvi zvizere zvakanyanya zvishoma zvezvizvarwa zvekare.
Kudzokera kuma1960, somuenzaniso, American Express yakanga iine migove inonzwisisika munguva yekunyadziswa kweSalad Oil yakakuvadza zvikuru kambani yacho.
Dai iyi yakange iine chikwata chemamiriyoni yainge ichibatwa nevegokera, vagoveri vaigona kunge vaifanira kuuya nemari zvichienderana nenhamba yezvikamu zvavo.
Zvichigovera njodzi, zvisinei, mafirimu akawanda, kusanganisira American Express nhasi, ave achinge apera nguva yakareba nezvikamu zvinotaridzika.
"Iwe ungaiti pasi pano," ungabvunza, "ingadai ikambomira kambani inokonzerwa kugoverwa here?" Yaiva nzira yevatungamiri kuwedzera mari yekuwedzera zvakare muzana ramakore rechi19, kunyanya kwezvikwata zvezvitima. Kana mari yakawanda yaidiwa, Bhodhi revatungamiri yakangotumira avo vanobvumirwa nepamutemo vagoti vagovhani ivo vaifanira kutumira mu $ 10, somuenzaniso, pane zvikamu zvose zvavanazvo.
Vashandi vanga vari pachikwangwani uye vaifanira kutumira kambani mari, iyo yakashandiswa kushanda bhizinesi uye dzakapiwa mamwe masangano. Makambani ehutano ehupfumi (izvo zvisiri chinhu asi mari yekudzivirira inoshandiswa mukutsvaga mabhizimisi ega ega) inoshanda zvakawanda nenzira iyi nhasi, zvinoshamisa.
Rimwe caveat: Izvi hazvirevi muzvitoro mune kambani yega kana yekambani yekambani yaunogona kuva nayo, yakadai semabhizimisi emhuri. Mumamiriro ezvinhu akadaro, unoda kuti uwane kopi yeZvinyorwa zveInorporation kana Chibvumirano chekushanda, iyo ndiyo magwaro epamutemo anotonga danda rako mukambani.
Hazvisi zvisizvo kuvarimi vakwegura, somuenzaniso, kuMadzinza eMiddlewest kuti vave nemiganhu yebhandi rekumba iyo yavakatenga makumi mana kana makumi mashanu emakore akapfuura.
Nzvimbo yebhangi inogona kunge isina zvishoma kana kuti kwete pamusika wekutengeserana pachena. Pano, iwe unoda kutsvaga gweta rine ruzivo uye mubhengi, kunyanya kana iwe wakazogara nhaka idzi zvikamu.
The Worthless Securities Processing Request
Kamwe kambani yakange yakasvibiswa kubva pamatengesi ekutengeswa semugumisiro wekubhadhara, iwe unowanzofanira kuzadza chikumbiro chisina maturo chekugadzirisa. Mutengi wako anogona kukubhadhara mari yebasa iri, zvichida $ 5 kana $ 10. Vachacherechedza kubvisa zvikwereti zvisingabatsiri kubva kubhuku rako nekubata mapepa.