Mabhizimisi Anoratidza Izvi Unhu Hungave Wakakosha Pakutenga Kwako
Kuti unzwisise kuti zvinorevei, hezvino zvinhu zvinomwe zvakananga zvaunogona kutarisa zvingaratidza kuti uri kutarisana nevanhu vepasi rose vari kutarisira kunze kwekutsvaga kwako.
Kunyange zvazvo vagoveri vane hukama hwakanaka vasingakwanisi kuchengetedza mabhizimisi anotyisa kubva pakuparadzwa kwavo, vanogona kuisa pfungwa dzako pane zvaunofunga. Zvose zvimwe zvakaenzana, zvinogona kukubatsira kuti uve akapfuma pasina ngozi .
1. Kuva neChiratidzo Chinojekeswa
Chimwe chezvinhu zvakakosha basa rekutarisira ndechekupa vashandi vemari. Kuwana mari yakawanda sei inobatwa kunokosha zvakanyanya. Pasinei nokuti zvikomborero izvi zvinowanzogadziriswa mumabasa akange aripo, akashandiswa kuwana mukwikwidzi, achiwedzera mune mamwe maindasitiri, kugovana zvikamu , kana kuwedzera mari yemiganhu kune vadzidzisi, chisarudzo chichaita kuti zvive nehuwandu hwehupfumi hwevanatenzi. Sezvo Warren Buffett akafananidza zvakajeka mune imwe yetsamba dzake dzevatengesi , ichi hachisi chimwe chinhu chinowanzozvarwa kune vatongi vazhinji. "Kushaiwa unyanzvi hunoitwa nevakuru veMDC dzakawanda pahuwandu hwemari haisi chinhu chiduku: Mushure memakore gumi ari pabasa, mukuru mukuru wekambani anoremekedzwa gore negore mari inokwana 10% yemari inokodzera ichave yakakonzerwa nekuendeswa kwema 60% yeguta rose rekushanda mubhizinesi. "
Apo vatungamiri vanotsanangura mutemo wakajeka uye unofanirwa kugoverana, vatori vemabhizimisi vari nani kukwanisa kuvabata mhosva uye kutonga kushanda. Inokurudzirawo chido chekutsvaga kutsvaga mari. Muenzaniso wakanaka kwazvo US Bank, yechitanhatu-guru rezvemari munyika yose. Maererano neshumo yegore re2005, "Kambani yakatarisa kudzorera 80 kubva muzana yemari yevashandi vedu kuburikidza nekubatanidzwa kwezvikamu uye kugoverana zvekugovana.
Mukuchengetedza chinangwa, kambani yakadzoka 90 muzana yemari inowanikwa muna 2005. "
Haisi ngozi iyo makore mashomanana gare gare mabhenji akawanda akakundikana , US Bancorp akafamba nenzira yakaipisisa kuburikidza nenhamo yakawanda yebhange mumarudzi. Kunyange zvazvo Federal Reserve yaida kuti iparadze chikamu chayo, sezvakaitwa nemabhengi makuru kusvikira ichigona kunyatsoongorora mamiriro acho ezvinhu, iyo mari yakaiswa mubhadharo, kuwedzera kugoverana kwevashandi . Vamwe vashandi vebhengi vakarasikirwa nezvose, asi mumwe munhu uyo akabata US Bancorp stock yakafuma mazuva ano kupfuura iye kana makore gumi akapfuura pasinei nekushungurudza kwenguva iyo, pane imwe nguva, yakaona sengo inodonha inenge 70%.
2. Inoda Vatongi Kuti Vave Navo Stock muBhizimisi
Zvimwe zvose zvakaenzana, iwe unoda kuti hutungamiri wako hutungamirirwe nemumwe munhu ane "ganda mumutambo", kuti ataure. Vashandi vemakambani ane ushamwari vanowanzodikanwa kuti vatungamiri nevatungamiri vave nemugove mukambani inokodzera nguva dzakawanda mubhadharo wavo wehesi. Izvi zvinovimbisa kuti ivo vari kunyanya kufunga sevadzidzisi, kwete vashandi.
Dzidziso ndeyokuti izvi zvinoita kuti vatariri vatarise kwenguva refu; pamusoro pekuwedzera purogiramu yakachengeteka, kuchengetedza shanduro yakasimba, kuve nechokwadi kuti marekodhi ekugadzirisa aya anonyatsochengetedza, uye kuti bhizimisi richaramba richikanda mari kwemakumi emakore munguva yemberi.
Makambani akakurumbira ari mberi aya ane CEO uye vatariri vepamusoro vanowana zvakawanda zvezvavanowana kubva kune chikamu pane nzvimbo yavo yepamusoro pane zvavanoita mubhadharo. Icho ndicho chikwata chiduku, zvirokwazvo, asi kana iwe ukawana mamiriro ezvinhu akadaro, inoda kuti uongorore zvakare.
3. Bhodi revatungamiri Kuisa Zvido zveVashandi vari mberi kweVashandi veVatongi
Bhodi reVatungamiri vanofanira kuziva basa rayo guru - kuchengetedza kufarira vagovana, kwete kutarisira. Munhoroondo yezvemari, inoratidzika kuti dzakawanda zvinokonzera kushamwaridzana zvakaitika apo bhodi raive rakasununguka zvikuru neboka rinotungamirira. Ichi chinoshamisa chinonzwisisika; paunenge uchishanda nevanhu waunofarira uye kuremekedza, zviri nyore kuva neshamwari clubhouse mumamiriro ezvinhu panzvimbo pekuvhiringidza mukombe. Zvinonyadzisa ndezvekuti kusangana uku kunogona kukonzerwa nekuwana zvakanyanya kutengesa, kugadzirisa mazano, nekubhadhara zvikanganiso.
Ungati sei kana vatungamiri vari parutivi rwako? Tarisa zvimwe zviratidzo zvishoma:
- Vatungamiri vehurumende vanoita misangano pasina hutungamiri huripo kuti huongorore hutano huchienderana nezviito zvechinangwa.
- Bhodhi rebhadharo rinonzwisisika uye harisi kudarika. Kana bhodhi iri nguva dzose yokuvhota pachake inobhadhara inowedzera, zvichida haibatsiri zvakanyanya pamwoyo.
- Perks inochengetwa kusvika padiki. Pane zviitiko zvehutungamiri uyo akashandisa jet yekambani yega, pane mari yekuchengetedza mari, kubhururuka imbwa yemhuri panzvimbo yezororo. Zvinhu zvakadai zvinogona kuvharwa apo iwe uri kupfura pamakona ose, asi zvinonyadzisa tsika, zvichiita kuti zvive zvakanyanyisa zvakadai seTyco kupandukira, apo mukuru weGurukota rezvematongerwo enyika akazviti akashandisa $ 6,000 pamhete yehowa iye akabhadhara kune vanochengetedza. Nokukurumidza kana kuti gare gare, iwe uchava nenguva yakaipa nevarume vakaita saizvozvi pachikwata.
- Vanongotenga zvigadzirwa chete apo zvinokoshesa zvikuru. Vashandi vaizotenga zvikamu zvishomanana apo nhumbi yacho yaive yakakosha, uye zvimwe zvikamu apo zvakanga zvisingakoshi, varidzi venguva refu vaibatsira zvikuru. (Kana iwe usinganzwisisi kuti zvinorevei, unogona kuverenga pamusoro pekuti kugoverana kwezvidzidzo zvepurogiramu kunogona kukudziridza sei vadzidzisi , uyewo kuti vangakuita sei varombo kana vatongi vasingashandisi njere.)
4. Inoda (neZvinyorwa Zvishoma) Equity uye Kodzero dzekuvhota Dzakagadziriswa
Muzviitiko zvakawanda, haisi chiratidzo chakanaka kuti vatungamiri vave ne 2% yematokari uye asi vatonge 80% emasimba ekuvhota. Izvi zvakarongeka zvinogona kutungamirira kune rudzi rwevashandi vanoshungurudza avo vainzi Adelphia.
Kune rumwe rutivi, iyi haisi nguva dzose mutengo-mutadzi. Mamwe makambani ane maviri-mazana ekugovana zvivako nekodzero dzekuvhota dzakasiyana, vachiri kuita zvakanaka nevana vashoma. Iwe unogona kunge wakakura zvikuru pane zvizvarwa zvishomanana zvakapera zvikwereti kuBerkshire Hathaway, Washington Post Company, Google, McCormick & Company, kana mamwe mabhizinesi umo mhuri dzekutarisira nevadzidzisi vemabhizimisi vakashanda mukubudirira kwenguva refu kwebhizimisi.
5. Kuomerera pane Zvimwe Zvimwe-Zvokutengeserana
Iko kambani inotengesa zvivako zvayo kubva kune imwe yekambani yekambani ine uye inotungamirirwa nemhuri yemukuru weEEC? Izvo zvose zveputikiti patafura yako ye pizza yakatengwa kubva kumuzukuru wevakiki? Kunyange zvazvo dzimwe sangano rinosangana navo rinogona kunge rakanaka kune bhizinesi, zive nezvemamiriro ezvinhu angaita kuti pave nekupesana kwechido. Kutora muenzaniso wedu wekupedzisira, vagoveri vanoenda kunotenga mutengo wakaderera zvikuru unogona kuwanikwa pa napkins, kana kuti mukuru weEEC anonzwa sekutsigira muzukuru wemzukuru kuburikidza nekubhadhara kupfuura zvaanoziva kuti angawana kune imwe nzvimbo here?
6. Kubhadhara Chikwereti uye Nenzira Inonzwisisika Yekutengesa uye Kupa Mvumo
A CEO aibhadhara $ 100 mamiriyoni anogona kunge akakodzera zvakakwana kana kambani iri pakati pevashandi vepamusoro panguva yekubata kwake uye inomiririra kukanganisa kuvaridzi. Kana bhizinesi iri pasi, tarenda iri kukwira ngarava, vashandi vanoita zvekupandukira, uye mari yekubhadhara yakawanda inoparidzirwa, pangangodaro kune maitiro chaiwo ekutonga kwekambani .
7. Kugadzirisa Chero Chisingatauri Kuvhura uye Kutaura Kwechokwadi
Sezvo muridzi webhizimisi, une kodzero yekuziva matambudziko uye mikana inotarisana nekambani yako. Kana hutungamiri husinganzwisisiki kugovana ruzivo, zvinogona kuratidza chimiro chekuona vatengi vemugove sehuipi hunodiwa pane vadzidzisi vechokwadi. Muzviitiko zvakawanda, chikwereti chako chinenge chiri nani kana iwe uchiita pachena.