Kwete Majiro Okuchengetedza Akaitwa Akafanana Akafanana
Icho chiitiko icho chinowanzoita kuti zvive nyore kutsika pamusoro pekuchengetwa kwemabhuku. Iko kukanganisa kuita izvozvo. Iwe unofanirwa kunge uchida zvekuwana chigadzirwa chinokodzera zvido zvako sezvaunoda iwe paunenge uchitenga mune rimwe gore kana kusarudza mutengesi wematengesi .
Hezvino zvinhu zvishanu zvaungada kufunga nezvazvo kana iwe ukazarura akaunti yekuchengetera iwe pachako kana nhengo yemhuri. Pachinhu chiduku, chengetedze kumashure kwepfungwa dzako uye utarise mamiriro ako ezvinhu nguva nenguva.
1. Inyaya Yakachengetwa Inofanirwa Ive Ive Nemazana Kana Kuti Hapana Mhosva
Chinangwa chegwaro rekuchengetedza ndekuchengetedza mari yako yakamira yakachengeteka kusvikira iwe uchida. Ndiyo nzira yakakwana yemwedzi mitanhatu inoshandiswa mari . Zvinosuruvarisa, mamwe mabhangi anoedza kubata mabhuku aya akaoma seguruji mabhanki, achizunza vatengi vavo pasi pamari yekuchengetedza, kubhadhara mari, kubhadharwa kwemabasa, kusabhadharwa mari, mwedzi yemwedzi mari, kuongororwa kwemari yekubhadhara mari, uye zvinenge chero imwe mhando yezvakagadziriswa zvinonzi chikonzero chekutora chikamu chemari yako kure newe.
Usazvigamuchira. Kune mabhengi akawanda kunze uko anofara kuva newe semutengi. Havangakugombedzeri iwe. Havazoiti nickel uye kukudzivirirai. Funga kuendesa mari yako yekodha kune rimwe remasangano aya, pane kudaro. Kunze kwekunge pane chikonzero chakamanikidzika chekugara nebhadha-yebhadha-yakadai sekupa bhizinesi rako nekodhi rakakosha-pamba - ingoenda.
2. Nhoroondo Yakachengetedza Yakanaka Inofanirwa Ive Musina Kuregererwa Kwemiganhu
Dzimwe mabhengi anofanirwa kuisa zvigadziriswa pamareji ekuchengetedza, zvakadai sekudzikisa kuregererwa kwezvikamu mana nehafu kana imwe nhamba yakafanana. Mukururama, pane chikonzero cheizvi - kana uri kuwana mari yako inowanzotarisa, iwe unofanirwa kuwana chekuita chekuongorora. Kunyange zvakadaro, mari yako . Bhengi rinoisa mumigodhi yakaita seyi zvichida inenge iine nzvimbo dzakachengetwa pose pose kuitira kuti urambe uchiona. Ikoko kune mari iri nani inobhadhara kunze uko.
3. Nhoroondo Yakachengetedza Yakanaka Inofanira Kutsigirwa neBhandi Yakasimba
Kusvikira panguva ya2008-2013, zvingadaro zvakave nyore kukanganwa kuti mabhenji anoita, chaizvoizvo, akundikana. Uye pavanokundikana, zvinogona kuva zvakaipa kune vanoisa mari zvichienderana nemamiriro ezvinhu chaiwo. Pane zvachose chikonzero chekuisa mari yako mubhangi, kana kuti kuzarura kambani yekuchengetedza nechechi, iyo haina dhesi rakasimba-rakasimba. Kwemakore gumi apfuura, mabhandi akadai seUnited States Bancorp, Wells Fargo & Company, Northern Trust, uye BNY Mellon vakazvirumbidza zvakasimba zvikuru neTaner 1 capital ratios, chiyero chikuru chemasimba mubhizimusi rebhangi. Zvakanaka, handidi kuzarura kambani yekuchengetedza nebhengi chero ripi neripi raive neChikamu cheChipiri 1 pasi pe10%.
4. Nhoroondo Yakachengetedzwa Yakanaka Haifaniri Kuve Nayo Kuenzanirana Mukudarika Dhizinesi dzeDisitisi yeAIDS
Pane nzira dzamunogona kubatsira kudzivisa kurasikirwa kukuru kubva mune mari yakaputika mubhangi inowira. (Tarisa Chii Chinonzi Bhizinesi Chisipo kune mamwe mashoko.) Nzira iri nyore ndeyekuti nguva dzose uve nechokwadi chokuti mari yose yaunayo pane imwe nzvimbo yakafukidzwa zvakazara neDFIC inshuwarisi yemiganhu . Pari zvino, inoshanda kusvika inenge $ 250,000 pamusangano, asi kune dzimwe nzira dzaunogona kutenderera nadzo nekutumidza zvinhu zvako kune vamwe vanobatsirwa. Inopfuurira mberi kwehuwandu hwenyaya iyi kuti ikurukure iyo asi FDIC pachayo ine mamwe mabhuku akanaka anowanika paIndaneti.
5. A Real Spectacular Savings Account Inokubvumira Kuti Uwane Mari Yakadzingwa
Kune imwe nzvimbo yevatengesi vebhengi, pane chimwe chimwe chiratidzo chesaiti huru yekuchengetedza uye ndiko kukwanisa kusarudza mari yepasi kunze kweDhora reUnited States.
Mumwe wevatungamiri mundima iyi ndeye EverBank. Ichakubvumira kuti uchengetedze uye uwane chikwereti muDare reAustralia, chaiyo yeBrazil, British pound, Canadian dollar, Chinese renminbi, Czech koruna, Danish krone, Euro, Hong Kong dollar, Hungarian forint, Indian rupee, yen Japanese, Mexican peso, New Zealand dollar, krone yechiNorwegian, Polish zloty, Singapore dollar, South African rand, Swedish krona, uye Swiss Franc. Hazvirevi vatengi vavo kuchengetedza mabhuku, kana. Iwe unogona kusarudza chidziro chekuisa kana chimwe chiridhi chemari mune chero ipi zvayo yemari, uye uchiri kugamuchira FDIC inshuwarisi. Unogona kutenga zvisungo zvekunze . Vangatoita kuti iwe uzviise muIRA nokuda kwebhuku rako rekusununguka kana uchifunga kuti rakangwara.