Imari Inoshandiswa Kwekubhadhara Mari Inotapukira
Kugadzirira kurasikirwa ibasa rinokosha zvikuru, asi iro risingagamuchirwi rinenge rakafanirwa. Kuti uzvigadzirire iwe kuti uite basa raunofara, iwe unoda kuita zvinopfuura kungoona kuti ungangotora sei "." Pashure pezvose, hakuna munhu anoda kupedza makore avo endarama achifunga kuti-kana kana- mari yavo iri kumhanya kunze. Isa pamwe chete chirongwa chemitambo iye zvino kuvhara nzira yekusununguka uye kufara kusununguka kunobvira.
Uri kushamisika kuti unotangira kupi? Tevera izvi zvishanu nzira dzakanakisisa kuti iwe utange:
Sarudza zvaunoda uye nei uchida mari yako yokurasikirwa.
Mibvunzo yokutanga miviri yaunoda kuzvibvunza iwe ndiyo yaunoda kunze kwekurega basa uye nei iwe uchida mari yako yokurasikirwa. Unoda kufamba here? Endai pane itsva adventures? Kutenga "chitsva" chitsva here Kana kuti uri kutarisa kuti uwane zvakakwana kuti urarame zvakanaka zuva rimwe nerimwe? Iyi mibvunzo yaunoda kunyatsofunga uye kupindura. Kuva nechinangwa chakajeka uye kuronga kwemari yako kuchaita kuti zvive nyore kuchengetedza mari yaunoda.
Ratidza kuti unoda kuchengetedza zvakadini.
Nhanho inotevera ndeyokuona kuti unoda kuchengetedza zvakadini, zvichienderana nemibvunzo yawakapindura pamusoro apa. Iwe unogona kushamiswa nehuwandu hwevanhu hunoshamisa hunofungidzira kuti chii chinenge chava kutora mari. Nzvimbo yakanakisisa yokutanga ndeyokugara pasi nemari wezvokugadzirisa zvemari uye kurukura pamusoro pezvaunoda kuti upfumi hwako huonekwe.
Ndizvo chete zvino iwe unokwanisa kuona nzira yakanakisisa yekuita kana zvasvika pakuponesa mari yako.
Wedzera kune hova dzemari.
Tinokurudzira kuwedzera mitsva yakawanda yemari . Mukutsvakurudza kwandaiita nokuda kwebhuku rangu, Iwe Unogona Kurega Nokukurumidza Kupfuura Iwe Unofungidzira, ndakaona kuti vadzidzisi vepasi vashoma vane mamiriyoni maviri ezvokutora mari, asi vapfumi uye vanofara pavakabhadhara vanosvika matatu.
Iyi mitsva yemari inogona kuve iri muhudziro hwedzimba, mari yekutsvaga mari, uye mari yebhizimisi. Vaya vanofara (uye vakapfuma) vakasiya mari vanoshandisa mitsara iyi yekuwana kuti vhudzire zvipi zvayo zvekuwana.
Iva muveti wemari.
Imwe nzira yekuumba imwezve ruzivo rwemari inowanikwa kuburikidza nemari yekuwana mari. Hazvibviri kuti Social Security yako kana 401 (k) ichagovera zvinhu zvose zvaunoda mukutora basa. Nokudaro, zvakakosha kuisa pfungwa pakuchengetwa kwemari yakasununguka kubva pamuchero wematokisi, zvisungo, nezvimwe zvikwereti iwe unogona kushandisa iko sekuwana mari mukutora kwako.
Ita urongwa hwokubhadhara chikwereti chako mumakore mashoma semashanu.
Imwe pfungwa inokosha yandakawana mukutsvakurudza kwangu ndeyekuti vanofara zvikuru uye vakapfuma vakasiya mari vakatobhadhara chikwereti chavo, kana vari mumakore mashanu ekuripa. Nokubvisa chikwereti chako uye chero chimwe chikwereti chisina kukwana, iwe uchava nehupfumi hwemari huri kutsvaga mukutora kwako.
Kuzivisa: Iyi ruzivo rwakapiwa kwamuri senyanzvi yekutsvaga zvinyorwa chete. Inenge ichitaurirwa pasina kufunga nezvezvinangwa zvekutsvaga, kushivirira kwekuisa mungozi kana mamiriro emari yemumwe muzvinabhizimisi chaiyo uye ingave isina kukodzera kune varairi vese.
Basa rekare harisi kuratidza migumisiro yemangwana. Kuisa mari kunosanganisira njodzi dzinosanganisira kurasikirwa kwatinoitwa mukuru. Iyi ruzivo haruna kuitirwa, uye haufaniri kuita, inoumba chikonzero chikuru chekusarudza kwekutsvaga kwekutsvaga iwe waungaita. Nguva dzose bvunzurudza iwe pachako wepamutemo, mutero kana wekurima wekutsvaga wekutsvaga wekutsvaga kwekutsvaga iwe usati waita chero upi zvake wekutsvaga / mutero / nzvimbo / fungiro yekugadzira mari kana zvisarudzo