IRS Ichachengetedza Zvaunowana Pakutora Nguva
Zvechokwadi, IRS haingotori shoko rako pairi kuti hauna zvigadziro zvekubhadhara yako yose chikwereti chemutero. Iwe uchafanirwa kuzviratidza izvi nekuisa mhando dzakasiyana-siyana zvemashoko.
Uye hongu, IRS ichachengetedza mitero yako yemitero kwenguva yakati.
Govera muChirangaridzo Criteria
IRS inogona kubvumira kugovera muCompromise chimwe chezvikonzero zvitatu:
- Zvose zvezvinhu zvako uye mari yako inopera pane zvaunokweretesa IRS.
- Wakazosvika pakurwisana ne IRS maererano nekodzero yekwereti yako yemutero-haugone kuratidza kuti hauna chikwereti asi IRS haigoni kuratidza kuti iwe unoita, zvimwe.
- Kubhadhara chikwereti chemutero kungaita urombo hwehupfumi kwauri kubva pa "mamiriro akasiyana."
IRS neMari Yenyu
IRS ichachengetedza chero mitero yemitero yaunofanirwa kuitora munguva iyo nguva yako yekupa mukutengesa iri kutaridzirwa uye inogadziriswa, uye ichachengetedzawo chero mitero yemitero inobvumirwa iwe mugore umo chipo chako chinogamuchirwa.
Semuenzaniso, ngatione kuti iwe wakaita chipo chako muna 2017 uye yakagamuchirwawo muna 2017. Sechikamu chechibvumirano chekupa, IRS ichachengetedza kubhadhara kupi zvayo kunogona kubvumirwa muna April 2018 nokuda kwemari yawakagamuchira nemitero isina kuchengetwa uye yakabhadharwa panguva yemutero 2017.
Kubhadharwa kwemangwana emari inowanikwa mumakore emitero 2018 uye kunze kwaisazogadziriswa. Iwe uchawana zvikwereti izvozvo, asi iwe haungagamuchiri chero huripo nokuda kwako kubva mugore rekutere 2016 kana kuti mberi.
Chibvumirano cheChipatimendi cheOIC chinowanikwa muchikamu:
- Unobvumidza kubvumira IRS kuchengetedza chero mitero yemitero, kubhadhara, uye zvikwereti zvinoshandiswa pamitero yako yemitero usati waisa Chipo chako muCompromise.
- Unobvumidza kubvumira IRS kuchengetedza chero mitero yemitero ingadai yakabhadharwa kwauri munguva yegore rekugadzirira iyo Chipo chako muCompromise chinogamuchirwa.
Iyi mishonga haigone kuverengwa sechikamu chekupa kwenyu zvizere mukukanganisa kubhadhara mutengo. Izvozvo-hazvizoiti kuderedza OIC zvakatarisa iwe wabvumirana kubhadhara. Uyewo haugoni kuzviisa kune zvinotarisirwa mushure mekufungidzirwa mitero. Izvi zvinoratidzika kuti zvinokonzera kubhadhara mutero zvishoma zvishoma.
Tora Matanho Okugadzirisa
Edza kufungidzira kuti unotora mari yakawanda sei mugore razvino uye uedze kuputsa kunyange kana uine chikwereti chiduku chaunogona kubhadhara zvachose kana iwe udzorera kudzoka kwako. Pane nzira dzakawanda dzaungaita nayo izvi. Kana iwe usina kukodzera kubhadharwa pakutanga, hapana dambudziko. Hapana chimwe chekuti IRS ichengete.
Zvichida iwe unogona kutengesa zvimwe zviwanikwa zvekubhadhara uye ugoita zvimwe zvikwereti zvaunofanirwa kubhadhara mitero, kana kuti zvimwe unogona kutora zvimwe zvekare zveIRA muRoth IRA. Zvichida iwe unogona kubhadhara mitero yakawanda yebasa uchitsvaga kubhadhara mari shoma. Iwe unogonawo kugadzirisa mubhadharo wako wekubhadhara kana kuongororwa mutero kubhadhara kuti uchengetedze kubvisa uye / kana kuenzanirwa kubhadhara sekusvika pamutoro wako wemutero sezvaunogona.
Hongu, inonzwika isingadi, asi pfungwa ndeyekuedza kuderedza kubhadhara kwako kuburikidza nekuwedzera mutoro wako wemitero. Iwe unoda kubhadhara kupi zvayo kunogona kuva pedyo ne zero sezvaunokwanisa kuitora nokuti hausi kuzoona iyo mari zvisinei uye zvimwe zvemazano aya zvinogona kubatsira mune dzimwe nzira.
Iko Kunogona Kuve Chibato Chakanyarara
Kuwedzerwa mitero yako yekuzvimirira kana iwe uri kuzvipira hauzongogadziri iwe kubhadhara mutero. Iko kuchakubatsira iwe pakarepo zvishoma mubasa rekusimudzira nekuwedzera yako Social Security mazano. Mutero wekuzvitsvaga uri mushandi weMedare uye kubhadhara mu Social Security.
Uye kana iwe usati uri wega? Kana iwe ukashandura chikamu chetsika yako yeRRA kuRoth IRA, iwe uchabhadhara mutero pakutendeuka. Izvi zvinogona kubatsira kubvisa mari yako yekubhadhara mitero, uye Roth IRAs inopa kubhadhara mitero-isina kubhadhara muhupfumi.
Mune mamwe mazwi, iwe unogona kubhadhara ikozvino nokuda kwemari yemutero gare gare.
Gamuchira rubatsiro
Iwe unogona kuongorora kufunga kwekutsvaga mazano kune unyanzvi hwezvemitero ane ruzivo kune mamwe mazano ekuti ungatarise sei mamiriro ako emitero. Uye yeuka-izvo zvekubhadhara zvakarasikirwa ndezvenguva pfupi iripo gore kana maviri pane. Iwe haungarasikirwi kubhadhara kwako kwehupenyu hwako hwose.
Panguva ino, chengorora zvakaitika zvakaitika kuti iwe uwane chikwereti chakadaro chemutero. Unyanzvi hwemitero ane ruzivo unogona kukubatsira nezvo, zvakare, uye nezviyero zvaunogona kutora kuti urege kuitika zvakare.
Cherechedza: Nguva dzose bvunzurudza nyanzvi yezvemitero yezvinyorwa zvepamusoro-ku-zuva, mitemo nemitemo. Ichi chinyorwa hachisi mazano emutero uye hachirevi semazano emitero.