Kana pfuma inotengeswa apo kubatana kuri kushanda, IRS ichabhadharwa kunze kwezvinhu zvekutengesa vasati vabhadhara mutero.
Kana imwe kambani inenge yaiswa, inova nyaya yeruzhinji. Zvinyorwa zvinonyora chikwereti chakazara chakakodzerwa neRS panguva iyo chikwata ichiiswa. Mashoko aya anowanzosarudzwa nemhando dzakasiyana-siyana dzekubhadhara chikwereti, uye saka federal tax liens ichazopedzisira yakaratidza pamushumo wekwereti yako .
Nzira dzakasiyana-siyana nemabhengi
Vamwe vanhu vanoshandisa mazwi okuti "link" uye " levy " zvakasiyana. Imwe nyanzvi ibhuku rakaiswa ne IRS kudzivirira hurumende yekukwanisa kuwana mari. Imari inobhadharwa kubhadhara mutero, somuenzaniso kuburikidza nokutora mari zvakananga kubva mubhengi rebhangi kana kubhadhara.
Kuchengetedza Nhema
Hurumende yemitero inogona kudzivirirwa kubva pakuiswa panzvimbo yekutanga nekubhadhara mutero wakakwana uye isati yambosvika chero sangano iri rakaiswa ne IRS. Nzira dzinogona kudzivirirwa nekugadzira chigwaro chechigarire chinosangana ne IRS zvinoda kuti usapinda kuvhara. IRS haisi kuzopa federal tax bond kana mubhadhadzi akaisa chibvumirano chechibvumirano chakavimbiswa kana chibvumirano chekugadziriswa.
Aya marudzi ezvinyorwa zvinowedzera kuti mari inoshandiswa ive ye $ 10 000 kana iri pasi pechirango chechibvumirano chechigodhi kana $ 25,000 kana pasi kana pane zvibvumirano zvinowanikwa. Kana mutero anokwereta kudarika madhora makumi maviri nemakumi maviri nemakumi maviri nemakumi maviri emakumi mashanu, kubhadhara kunogona kudzivirirwa kana mutero aripa chikwereti pasi kuitira kuti mari yacho iwane $ 25 000 kana kuti pasi uye inotanga chibvumirano chechigadziriswa chechigadziriso.
Kuzivisa Vateresi kuti Nhema yakarongedzwa
IRS inowanzozivisa vanobhadhara mushure mekunge federal tax link yave yatoiswa. IRS ichaendesa vateresi Chiziviso che Federal Federal Lien mushure mokunge IRS yatove yakatumira chibvumirano nehurumende. Mutero wehurumende yemitero inotanga kutanga kutanga mazuva gumi mushure meRSI inotora zvinyorwa zvakanyorwa zvekubhadhara mitero yakabhadhara.
Kubvisa Chiratidzo
I IRS ichabvisa federal tax bond kana iyo bhengi yakaiswa mukanganiso, kana mari yakatarwa inobhadharwa zvakakwana, kana mari yakasarudzwa yakanyatsogutsikana (somuenzaniso kuburikidza nechipo chakabudirira muhutano), kana kana chikwata chacho chisingaverengeki ( somuenzaniso, nokuti chikwata chave chapera nemhaka yemirairo yemakore gumi yekukwanisa). Kune nzira mbiri dzekutanga dzekubvisa federal tax bond: kubvisa uye kusunungurwa.
Kubvisa Federal Federal Lien
Kubvisa federal tax bond zvinoreva kuti IRS ichadzosa hutano, sokunge kuti chikwata chakanga chisina kumboiswa panzvimbo yekutanga. Kudzingiswa kwenhema kunowanzoitika apo federal tax link yakaiswa mukukanganisa (somuenzaniso, kana chikwata chakaiswa kune munhu asina kururama).
Kana kubatana kwaiswa mukutadza, unofanira kufanira IRS pakarepo. Mutungamiri weRS achaongorora nhoroondo yako yebhuku kuti aone kuti iwe hauna chikwereti chemutero mukuru uye uchagadzirisa mapepa anodiwa kuti abvise chikamu chacho.
Zvisinei, IRS yakagadzira purogiramu itsva yekutanga apo vateresi vangave vakakodzera kubhadhara kubhidhiro vakapa zvimwe zviyero zvinosangana.
Kusunungura Federal Federal Lien
Kununura hurumende yehurumende kunoreva kuti chibvumirano hachikwanisi kuvhara pfuma yako. Pamusoro pokusunungura chikwata, county records zvichange zvarongedzwa kuitira kuti kuratidze kuti chikwata chabudiswa. Zvisinei, chokwadi chokuti pane imwe nguva federal tax bond icharamba iri purogiramu yako yechikwereti kwemakore gumi. Zvitiso zvinosunungurwa mukati memazuva makumi matatu ekubhadhara zvakakwana kweiyo mitero yepamusoro yemitoro kana pakugadza chibvumirano chakachengetedzwa kana chechigadziriswa.
Pashoma nguva dzose, IRS inogona kusunungura federal tax bond kana iyo inokurumidzira kuunganidzwa kwemutero kana kuti inonyanya kufarira muteresi uye hurumende. Yakawanda yehurumende yemitero yezvikwereti inowanzobudiswa ne IRS mushure mekubhadhara zvakakwana kwemutero.
IRS inofanira kukupa iwe kopi yekubudiswa kwekubudisira, iyo iwe unogona kutumira kune mari yekupa chikwereti chekubhadhara chikwereti kuti ugadzirise zvikwereti zvekwereti yako. Pasi pe IRS purogiramu yokutanga, vateresi vanogona kukodzera kubhadhara kubviswa kana kusunungurwa kana bhalisi yavo yakawanda iri pasi pe $ 25,000.
Nzira iyo Federal Federal Lien Inokanganisa Kwereti Yako
Hurumende yebhadharo yemitero yakaipa inokanganisa chikwereti chevateresi. Chikwereti chako chikwereti chichatambura, uye iwe ungazviwana uine mikana isingakwanisi yekuwana chikwereti chitsva kana kugadzirisa chikwereti chiripo.
Mazano ekubata neZvirevo
Nzira yakanakisisa ndeyokudzivirira reta yekusungirwa kubva pakuiswa panzvimbo yekutanga. Funga kuunza bhaari yako yakaderera pasi pe $ 25,000 uye ugadzire chibvumirano chechigarire. Izvi zvingaita kuti iwe uwane chikamu chechibvumirano chekugadzirisa, uye hapana federal tax link ichaiswa.
Kana kubatanidzwa kwave kwatoiswa, iwe unogona kunge wakakodzera kubhadhara hutori pasi peRIS's fresh start program. Iwe unogona kuuya nemari yako pasi pe $ 25,000 nokuendesa zvimwe kana mutero wako kune kadhi rechikwereti kana kumusha wekuenzanisa, kana nekubhadhara kuti uunze chikwereti chako pasi pe $ 25,000 chikumbaridzo.
Mushure mokunge IRS yauya nebhadharo yemutero, zvasarudzo zvako zvakanyanya zvishoma. Iwe unogona kuunza chikamu chako pasi pe $ 25,000 uye ugadzirisa chibvumirano chechigadziriso chekugadzirisa muedza kuedza kushandisa zvitsva purogiramu yekutanga. Iwe unogonawo kubhadhara chikamu chakanaka zvachose.
Zvitauro hazvisi kuongororwa pamutero wako
Kusiyana nedzimwe chikwereti chekwereti uye zvikwereti, IRS haichazogadziridza nguva yakatarwa pane federal tax tax yako. Iwe unogona kutaurirana ne IRS kuwana tsamba inoratidza ikozvino kuwanikwa kwero. Zvisinei, iyo yakarongedzerwa mari inobhadharwa ichagoverwa chete kumubhadhara.
Vateresi vanoda rubatsiro mukubata nematare emitero uye zvikwereti zvemitero vanofanira kutsvaga mazano ehurumende inobvumirwa nehurumende yakadai semuteresi wemutero, mutengesi wepamutemo wevanhu kana anyoresa. Vateresi vanogonawo kuwana rubatsiro rusununguko kubva kumapiriniki emitero ebhadharidzirwe pamasangano uye kubva kuTainayeri Advocate Service.