Pros And Cons Of Online Banking

MaBanki EpaIndaneti Anowanzopa Zvikwereti Zvikuru Pamabhuku Ekuchengetedza

Apo misika inoshanduka, vanhu vanogara vachitsvaka nzvimbo dzakachengeteka kuti vashandise mari yavo. Zvinonzwisisika, vamwe vakatendeukira kumabhuku ekuchengetwa kwepamusoro ekubhengisa mabhengi epaIndaneti. Chikumbiro chebhangi idzi chakajeka - vazhinji vavo vanopa chido chekuda mari iyo yakakwirira kudarika mabhendi ezvitini uye matope. Semuenzaniso, imwe yemabhanki anotungamira muInternet angave achipa chikwereti chekuda kwe 2.49% APY paakaita mari yavo.

Enzanisa izvozvi kumari yako yebhengi yekuchengetera kero ye 0.20% APY - iyo inopesana ye 2.29%. Pane nhoroondo yebhadharo ye $ 10 000, izvo zvinoreva kusiyana kwemazana emadhora emadhora muzvibereko zvakagadziriswa.

Asi, mabhanga eIndaneti haasi kusarudza kwakakwana kune munhu wose. Kana uri kutsvaga nzvimbo yekuisa mari yako, tarisa kutarisa uye kunetseka kwekusarudza bhenji reInternet pamusoro pebhendi-bhenari-uye-bhenari.

Kubatsirwa kweBanki KwepaIndaneti

Kuzvipira kwepamusoro kubhadharo yemari: Kubatsira kukuru kwekushandisa bhadha rekuInternet kunowanzova chido chekufarira. Nhamba yezvikwereti pamabhengi avo ekuchengetedza yakawanda nguva dzose kubva pakatarisana nepamusoro. Hakuna matavi ekuchengetedza, hapana vatauri kuti vaibhadhara, pasina vatariri vemapazi kana vashandi vekugarisa. Pasina izvo zvinowedzera mari, mabhangi anogona kuponesa mari kune vatengi nenzira yepamusoro yekutora mutengo.

Mari shoma: Mukuwedzera kumatunhu akakwirira, mabhandi ari muIndaneti anounza imwezve rubatsiro nenzira yemadhora mashomanana .

Kuenzaniswa nekodha yemari yekuchengetedza, iyo inogona kuva ne $ 5 kana $ 10 pamwedzi yekuchengetedza mari, mabanki epaIndaneti anogona kutengesa mari yepamwedzi zvachose. Kwete kudikanwa kwekurima kwekudiwa uye pasi shoma zvigadziro kuti uzarure nhoroondo inowedzera kukwidza kwavo.

Superior online webhusaiti yemuwebsite: Kubva 99% zvekushandurana kwako nebhangi rekuInternet zvichave kuburikidza newebsite, mabanki ari muIndaneti kazhinji ane mawebsite akaoma kwazvo ane zvakawanda zvezvinhu uye nguva yekupindura zvakanyanya.

Izvo zvinosanganisira mapurogiramu emafoni anopa hutano hwakanaka uye hunochengetedzwa kwekambani paanoenda. Mabhanki akawanda ezvitini uye matope anopa mazano eIndaneti kanowanzoita seanotevera, kunyange mamwe mabhanga makuru-mabhanga ari kudzorerazve mabhizimisi avo e- inthanethi uye e-mobile kuitira kuti varambe vachitarisana nemakwikwi eInternet.

Kuvhura nhoroondo inokurumidza uye iri nyore: Somugumisiro wokuve wakanyatsoteerera paIndaneti, chinhu chipi zvacho chaunoda kuita chinogona kuitwa paIndaneti chero nguva. Kana iwe uchinzwa sokuzarura CD itsva musi weSvondo usiku, unogona. Iwe haufaniri kumirira davi kuti rive rakasununguka, haufaniri kutyaira kubazi, kumirira mumutsara, uye wozadza mapepa kana kusangana nebhangi. Iwe unogona kuita bhadha yako iwe pachako.

Zvinyorwa zveBhangi dzeInternet

Nzvimbo dzeIndaneti dzinogona kuwira pasi: Kana dzisingabviri, hazvisati dzanzwisiswa dzewebsite dzekuenda. Muna 2008, HSBC Direct yakatadza kushandiswa kwekambani yakaita kuti webhusaiti yacho isisvike kwenguva yakati. Bhizinesi rebhizimisi rakaitwa sezvinowanzoitwa (maitemo akanyoreswa, kubviswa kwacho kwakagadziriswa, nezvimwewo) asi vatengi vaisagona kupinda muakaunti dzavo. Makore anoverengeka adarika, Emigrant Direct yakasimudza webhusaiti yavo, uye mafashamo evashanyi vachiongorora nzvimbo itsva yakaita kuti isvike kwemaawa mashoma.

Pakupedzisira, ichiri webusaiti, uye mawebsite anogona kusvibiswa, izvo zvinogona kukumanikidza kushandisa foni, kana kuti zvakanyanya, hazvikwanisi kuita mutengesi unokosha.

Iwe haugone kuenda kubazi: Pane chimwe chinhu chinonyaradza pamusoro pekukwanisa kuenda kune imwe nzvimbo uye kutaura nomumwe munhu chiso nechiso. Nebhanhire reIndaneti, hukama hwebhengi, iyo inotonyanya kukosha pakubata zvikwereti, yaenda. Mamwe mabhanki ari muIndaneti anopa zvikwereti zvinoshandiswa sezvikwereti nemotokari yemotokari, asi kazhinji, vanhu vazhinji vachiri kuvimba mabhenji ezvitini uye matope kune iyo mhando dzebasa.

Mari yepamusoro yeATM: Kunyange dzimwe mabhanki ari muIndaneti dzine mazamu akawanda akasiyana -siyana eATM , kwete ose anoita. Kana iwe usingakwanisi kushandisa imwe yeATM yako yebhanhire reInternet, unogona kushandiswa kune imwe yebhangi. Izvozvo zvinogona kutora chikwereti cheATM chekunze uye bhadha yako yepaIndaneti inogona kukubhadharai mari yekushandisa imwe bhagheni yemashini.

Izvozvo zvinogona kuita kuti uwane mari kana kuongorora bhaari yako inodhura kupfuura inofanirwa kuva. Kana iwe ukasarudza bhadha rekutsvaga rekutsvaga kana kuchengetedza, tsvaga iyo inobhadhara mwedzi miviri yekubhadhara kwemari yekunze yeATM.

Kutamba mutambo wokumirira: Nemhaka yokuti mabhanhire epaIndaneti haana matavi, zvaunosarudza pakugadzirisa mari kana kuti kubvisa zvingave zvisingakwanisi kuendeswa kuACH, kuisa mari, kutengesa firi kana kushandiswa kwemafoni . Paunenge uine nzira dzakasiyana dzekuwedzera mari kune yako yekuchengetedza kwekutsvaga kana kutarisa kambani, kana kuitumira kune imwe kero, izvo zvinotengeswa zvinotora nguva yekuzadza uye nguva yekudzima kana vachinge vatora kero yako. Izvozvo zvinogona kunge zvisinganzwisisiki kana nguva iri yezvinokosha.

Pasi Pasi

Pasi pose, zvikwereti zvepamusoro-kutora mabhengi ekubhengi pamabhanki eIndaneti zvinowanzopfuura zvipingamupinyi. Kunyange zvazvo vangave vasina kukodzera pakutengesa zuva nezuva, vanoita nzvimbo yakakura kuti vashandise mari yezuva rekunaya kana kubata mari yenyu yekukurumidzira uye kuwana mari yepamusoro-yakawanda yehuwandu hwemari.